{"id":4595,"date":"2026-08-11T10:33:20","date_gmt":"2026-08-11T03:33:20","guid":{"rendered":"https:\/\/www.thailawonline.com\/thai-legal-news\/sent-money-to-the-wrong-thai-bank-account-the-bank-must-give-it-back-dika-8557-2568\/"},"modified":"2026-09-30T12:22:14","modified_gmt":"2026-09-30T05:22:14","slug":"sent-money-to-the-wrong-thai-bank-account-the-bank-must-give-it-back-dika-8557-2568","status":"publish","type":"tlo_legal_news","link":"https:\/\/www.thailawonline.com\/fr\/thai-legal-news\/sent-money-to-the-wrong-thai-bank-account-the-bank-must-give-it-back-dika-8557-2568\/","title":{"rendered":"Argent envoy\u00e9 sur le mauvais compte bancaire tha\u00eflandais ? La banque doit le restituer : arr\u00eat de la Cour supr\u00eame n\u00b0 8557\/2568"},"content":{"rendered":"<p>Un seul chiffre mal saisi a envoy\u00e9 31 000 bahts sur le compte d\u2019un inconnu, un ressortissant du Myanmar, dans une autre banque. La police a gel\u00e9 les fonds\u00a0; la banque a pourtant refus\u00e9 de les restituer. La Cour supr\u00eame a ordonn\u00e9 \u00e0 la banque de <b>rembourser la totalit\u00e9 du montant, major\u00e9 des int\u00e9r\u00eats au taux de 3%<\/b>, Le titulaire du compte n\u2019\u00e9tait pas le d\u00e9posant de l\u2019argent envoy\u00e9 par erreur, l\u2019argent se trouvait toujours entre les mains de la banque et il ne l\u2019a jamais r\u00e9clam\u00e9\u00a0; l\u2019exp\u00e9diteur pouvait donc le r\u00e9cup\u00e9rer aupr\u00e8s de la banque en vertu de l\u2019article 1336 du Code civil et commercial. Une banque \u00e0 laquelle le public se fie doit agir de bonne foi et selon des normes commerciales appropri\u00e9es (la Cour a repris les termes de l\u2019article 12 de la loi sur la proc\u00e9dure des affaires de consommation) et aurait d\u00fb demander au titulaire du compte de se manifester plut\u00f4t que de laisser toute la charge au client.<\/p>\n<p>Les transferts erron\u00e9s et les transferts proches de l'escroquerie comptent parmi les probl\u00e8mes les plus fr\u00e9quents que les expatri\u00e9s nous signalent. Nous avons publi\u00e9 un guide complet \u00e9tape par \u00e9tape cette semaine.<\/p>\n<p>\u21aa <a href='https:\/\/www.thailawonline.com\/fr\/wrong-bank-transfer-in-thailand-how-to-get-your-money-back\/'>Mauvais virement bancaire en Tha\u00eflande : comment r\u00e9cup\u00e9rer son argent<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>One mistyped digit sent 31,000 baht to the account of a stranger, a Myanmar national, at another bank. 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