{"id":4906,"date":"2026-08-17T08:46:25","date_gmt":"2026-08-17T01:46:25","guid":{"rendered":"https:\/\/www.thailawonline.com\/thai-legal-news\/guarantors-stay-liable-even-after-the-borrowers-bankruptcy-ends-dika-7982-2568\/"},"modified":"2026-09-30T08:55:56","modified_gmt":"2026-09-30T01:55:56","slug":"guarantors-stay-liable-even-after-the-borrowers-bankruptcy-ends-dika-7982-2568","status":"publish","type":"tlo_legal_news","link":"https:\/\/www.thailawonline.com\/fr\/thai-legal-news\/guarantors-stay-liable-even-after-the-borrowers-bankruptcy-ends-dika-7982-2568\/","title":{"rendered":"Les garants restent tenus m\u00eame apr\u00e8s la fin de la faillite de l'emprunteur : Dika 7982\/2568"},"content":{"rendered":"

Un cr\u00e9dit \u00e0 l'exportation d'une banque a fait d\u00e9faut, l'entreprise emprunteuse a fait faillite, et le Tribunal central des faillites a ensuite a annul\u00e9 la faillite<\/b> Selon le Loi sur la faillite, art. 135(3)<\/strong>. The guarantors argued that freed them too. The Supreme Court said no: under art. 698 du Code civil et commercial<\/strong> un garant n'est lib\u00e9r\u00e9 que lorsque la dette sous-jacente elle-m\u00eame s'\u00e9teint, le redressement judiciaire \u00e9tant personnel au d\u00e9biteur.<\/p>\n

One nuance worth noting: a mortgagor who had signed up to pay any shortfall stayed liable for it in full. The other mortgagor answered only up to the value of her mortgaged condominium units, and only because her propre<\/b> bankruptcy had been cancelled under s.135(3), which discharged her personally; the bank kept its security under Bankruptcy Act s.95. How you secure someone else’s loan matters enormously.<\/p>\n

\u21aa Lisez notre nouveau guide sur les garanties personnelles en Tha\u00eflande<\/a><\/p>","protected":false},"excerpt":{"rendered":"

A bank’s export credit went bad, the borrower company went through bankruptcy, and the Central Bankruptcy Court later cancelled the […]<\/p>\n","protected":false},"featured_media":4911,"template":"","meta":{"pmpro_default_level":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"tlo_news_type":"","tlo_source_url":"","tlo_impact":"","tlo_effective_date":"","tlo_source_ref":""},"tlo_news_topic":[],"tlo_news_profile":[],"tlo_news_impact":[],"class_list":["post-4906","tlo_legal_news","type-tlo_legal_news","status-publish","has-post-thumbnail","hentry","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/legal-news\/4906","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/legal-news"}],"about":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/types\/tlo_legal_news"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/media\/4911"}],"wp:attachment":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/media?parent=4906"}],"wp:term":[{"taxonomy":"tlo_news_topic","embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/tlo_news_topic?post=4906"},{"taxonomy":"tlo_news_profile","embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/tlo_news_profile?post=4906"},{"taxonomy":"tlo_news_impact","embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/tlo_news_impact?post=4906"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}