{"id":176,"date":"2025-05-06T16:12:53","date_gmt":"2025-05-06T09:12:53","guid":{"rendered":"https:\/\/www.thailawonline.com\/debt-collection-lawyer-in-thailand\/"},"modified":"2026-10-01T14:02:49","modified_gmt":"2026-10-01T07:02:49","slug":"debt-collection-lawyer-in-thailand","status":"publish","type":"page","link":"https:\/\/www.thailawonline.com\/fr\/debt-collection-lawyer-in-thailand\/","title":{"rendered":"Debt Collection Lawyer in Thailand: Demand Letters, Court Claims and Enforcement"},"content":{"rendered":"<p class=\"wp-block-paragraph\">Si vous faites des affaires ou vivez en Tha\u00eflande, vous pourriez un jour vous retrouver dans une situation o\u00f9 quelqu&#039;un vous doit de l&#039;argent et refuse de vous payer. Qu&#039;il s&#039;agisse d&#039;un client qui ne r\u00e8gle pas ses factures, d&#039;un locataire qui est parti sans payer son loyer ou d&#039;un ami qui n&#039;a jamais rembours\u00e9 un pr\u00eat, r\u00e9cup\u00e9rer son argent peut \u00eatre tr\u00e8s frustrant. C&#039;est l\u00e0 qu&#039;un <strong>Avocat sp\u00e9cialis\u00e9 dans le recouvrement de cr\u00e9ances en Tha\u00eflande<\/strong> peut faire toute la diff\u00e9rence. Nous pouvons vous aider que vous soyez \u00e0 Bangkok, Pattaya, Phuket, Chiang Mai ou dans d'autres r\u00e9gions. <\/p>\n\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-full is-resized\"><img alt=\"Avocat sp\u00e9cialis\u00e9 dans le recouvrement de cr\u00e9ances en Tha\u00eflande\" class=\"wp-image-19820 tlo-responsive-img\" decoding=\"async\" loading=\"lazy\" src=\"https:\/\/www.thailawonline.com\/wp-content\/uploads\/2025\/06\/debt-collection-lawyer-thailand.png\" style=\"width:400px\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table des mati\u00e8res<\/h2><nav><ul><li class=\"\"><a href=\"#why-you-might-need-a-debt-collection-lawyer\">Pourquoi vous pourriez avoir besoin d&#039;un avocat sp\u00e9cialis\u00e9 en recouvrement de cr\u00e9ances<\/a><\/li><li class=\"\"><a href=\"#agency-or-lawyer\">Agency or lawyer? What Thai law allows each to do<\/a><ul><li class=\"\"><a href=\"#being-chased-by-a-collector\">Being chased by a collector in Thailand?<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#the-debt-collection-process-in-thailand\">Le processus de recouvrement de cr\u00e9ances en Tha\u00eflande<\/a><ul><li class=\"\"><a href=\"#1-legal-demand-letter\">1. Lettre de mise en demeure<\/a><\/li><li class=\"\"><a href=\"#2-negotiation\">2. N\u00e9gociation<\/a><\/li><li class=\"\"><a href=\"#3-filing-a-lawsuit\">3. D\u00e9poser une plainte<\/a><\/li><li class=\"\"><a href=\"#4-court-judgment-and-enforcement\">4. Jugement du tribunal et ex\u00e9cution<\/a><\/li><li class=\"\"><a href=\"#5-criminal-action-in-some-cases\">5. Action p\u00e9nale (dans certains cas)<\/a><\/li><\/ul><\/li><li class=\"\"><a href=\"#table-debt-collection-legal-support-by-region\">Assistance juridique en mati\u00e8re de recouvrement de cr\u00e9ances par r\u00e9gion et exemples de nos services<\/a><\/li><li class=\"\"><a href=\"#how-thai-law-online-can-help-you\">Comment ThaiLawOnline peut vous aider<\/a><\/li><li class=\"\"><a href=\"#faq-debt-collection-in-thailand\">FAQ : Recouvrement de cr\u00e9ances en Tha\u00eflande<\/a><ul><li class=\"\"><a href=\"#faq-question-1746523419077\">Combien de temps dure une proc\u00e9dure de recouvrement de cr\u00e9ances civiles en Tha\u00eflande\u00a0?<\/a><\/li><li class=\"\"><a href=\"#faq-question-1746523435383\">Ai-je besoin d&#039;un contrat pour poursuivre quelqu&#039;un en justice pour une dette\u00a0?<\/a><\/li><li class=\"\"><a href=\"#faq-question-1746523445494\">Puis-je recouvrer une dette aupr\u00e8s d&#039;une personne qui a quitt\u00e9 la Tha\u00eflande\u00a0?<\/a><\/li><li class=\"\"><a href=\"#faq-question-1746523463433\">Le recouvrement de cr\u00e9ances est-il co\u00fbteux en Tha\u00eflande\u00a0?<\/a><\/li><li class=\"\"><a href=\"#faq-question-1746523483966\">Pouvez-vous m&#039;aider si le d\u00e9biteur est tha\u00eflandais et que je suis \u00e9tranger ?<\/a><\/li><li class=\"\"><a href=\"#faq-question-1789500834000\">Quel est le d\u00e9lai de prescription pour intenter une action en justice pour une dette en Tha\u00eflande ?<\/a><\/li><li class=\"\"><a href=\"#ready-to-take-action\">Pr\u00eat \u00e0 passer \u00e0 l&#039;action ?<\/a><ul><li class=\"\"><a href=\"#need-help\">Besoin d&#039;aide ?<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Le recouvrement de cr\u00e9ances en Tha\u00eflande implique des proc\u00e9dures l\u00e9gales, des n\u00e9gociations et parfois des actions en justice. Cependant, l&#039;approche d\u00e9pend souvent de la r\u00e9gion du pays. C&#039;est pourquoi il est essentiel de faire appel \u00e0 un avocat qui ma\u00eetrise \u00e0 la fois les proc\u00e9dures l\u00e9gales et les proc\u00e9dures judiciaires. <strong>syst\u00e8me juridique<\/strong> et le <strong>Les choses fonctionnent selon les m\u00e9thodes locales<\/strong> est crucial.<\/p>\n\n\n\n<h2 id=\"why-you-might-need-a-debt-collection-lawyer\" class=\"wp-block-heading\">Pourquoi vous pourriez avoir besoin d&#039;un avocat sp\u00e9cialis\u00e9 en recouvrement de cr\u00e9ances<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Les probl\u00e8mes d&#039;endettement en Tha\u00eflande peuvent provenir de nombreuses situations\u00a0:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Un pr\u00eat impay\u00e9 \u00e0 un ami ou un partenaire<\/li>\n\n\n\n<li>Clients professionnels qui ignorent les factures<\/li>\n\n\n\n<li>Les locataires qui sont partis sans payer<\/li>\n\n\n\n<li>Services ou salaires impay\u00e9s<\/li>\n\n\n\n<li>Cheque bouncing, still a criminal offence under the Act on Offences Arising from the Use of Cheques B.E. 2534, although a government bill to repeal that Act passed its first reading in the House of Representatives on 20 May 2026 and is now before a special committee; if it becomes law, a bounced cheque becomes a civil debt only<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Contrairement \u00e0 certains pays, le recouvrement des dettes en Tha\u00eflande n&#039;est pas toujours ais\u00e9. M\u00eame avec des preuves, une proc\u00e9dure plus complexe peut \u00eatre n\u00e9cessaire. <strong>une lettre de mise en demeure, alors <a href=\"https:\/\/www.thailawonline.com\/fr\/civil-liability-in-thailand\/\">litiges civils<\/a>, et dans certains cas une plainte p\u00e9nale<\/strong>. Un bon avocat peut vous guider tout au long de ces \u00e9tapes tout en essayant de <strong>n\u00e9gocier un r\u00e8glement \u00e9quitable<\/strong> d&#039;abord.<\/p>\n\n\n\n<h2 id=\"agency-or-lawyer\" class=\"wp-block-heading\">Agency or lawyer? What Thai law allows each to do<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Debt collection is regulated. The Debt Collection Act B.E. 2558, in force since 2 September 2015, protects debtors who are individuals, including an individual guarantor (section 3). It binds creditors who lend or sell as a business: banks and other credit providers, anyone who buys the debt from them, businesses covered by the consumer protection law, and any creditor whose claim arises in the ordinary course of its trade. It also binds everyone acting for such a creditor: an agent, a collection agency, and a lawyer acting for the client (section 3). A company debtor is outside it, and so is a one-off private loan, for example between friends, because the lender is not in the business of lending.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Anyone who collects debts as a business must register with the registrar (section 5). Where that business is a lawyer or a law office, the Lawyers Council acts as registrar and can cancel the registration (section 6).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The conduct rules are what matter in practice. A collector may contact the debtor at the address the debtor gave, or, after reasonable attempts, at home or at work (section 9(1)), and only between 08:00 and 20:00 from Monday to Friday, or 08:00 to 18:00 on public holidays (section 9(2)). Third parties, other than a person the debtor named for the purpose, may be approached only to confirm where the debtor can be contacted, and must not be told about the debt, except that a spouse, parent or child who asks why they are being contacted may be told as much as is necessary (section 8). A collector must not threaten or insult, must not reveal the debt to people unconnected with it, and must not use a postcard or open envelope that shows a debt is being collected (section 11). Nor may anyone imply that the demand comes from a court or a government agency, or from a lawyer or law office when it does not, or state that a suit, a seizure or an attachment of salary is coming when it is not (section 12).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The penalties are real: up to one year in prison or a 100,000 baht fine for contacting third parties about the debt, insulting language, revealing the debt, and postcard or marked-envelope demands (section 39), up to three years or 300,000 baht for falsely dressing a demand as a lawyer&#8217;s or threatening enforcement that is not coming (section 40), and up to five years or 500,000 baht for threats of violence or posing as a court or state agency (section 41). Calling outside the permitted hours is not itself a crime: the committee orders the collector to stop and, if the order is ignored, imposes an administrative fine of up to 100,000 baht (section 34).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">That is the practical difference between an agency and a lawyer. A lawyer can say that a claim will be filed and then file it. An agency cannot appear in court for you, and an agency, or anyone else, that threatens a suit, a seizure or a salary attachment that is not actually coming commits an offence under section 12(3). The Act binds us too, which is why our demand letters identify the creditor, the amount and the legal basis, and say only what we will actually do.<\/p>\n\n\n\n<h3 id=\"being-chased-by-a-collector\" class=\"wp-block-heading\">Being chased by a collector in Thailand?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The same rules protect you. A collector calling at midnight, telling your employer or your neighbours about the debt, or threatening to seize your salary when no such step is coming is breaking the Act, if the debt is owed to a lender or a business. Keep the messages, note the dates and times, and complain to the Debt Collection Supervisory Committee for your province, which the provincial governor chairs; in Bangkok the committee is chaired by the Metropolitan Police Commissioner (section 27). None of that cancels the debt; it limits how it may be collected.<\/p>\n\n\n\n<h2 id=\"the-debt-collection-process-in-thailand\" class=\"wp-block-heading\">Le processus de recouvrement de cr\u00e9ances en Tha\u00eflande<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Voici un aper\u00e7u g\u00e9n\u00e9ral du fonctionnement habituel du recouvrement de cr\u00e9ances en Tha\u00eflande\u00a0:<\/p>\n\n\n\n<h3 id=\"1-legal-demand-letter\" class=\"wp-block-heading\">1. Lettre de mise en demeure<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">La premi\u00e8re \u00e9tape est g\u00e9n\u00e9ralement une <strong>lettre de demande \u00e9crite<\/strong>, prepared by a lawyer. It sets out the amount owed, the legal basis and a deadline to pay. It also does two legal jobs. Where no payment date was agreed, the debtor is only in default once a demand has been made, and default is what starts default interest running (Civil and Commercial Code section 204). And two written demands at least 30 days apart that go unpaid raise the presumption of insolvency a bankruptcy petition relies on, whether the debtor is an individual or a company (Bankruptcy Act section 8(9)); the petition also needs a debt of at least 1 million baht from an individual or 2 million baht from a company (section 9). A demand letter is not a legal precondition to filing an ordinary money claim, whatever you may read elsewhere.<\/p>\n\n\n\n<h3 id=\"2-negotiation\" class=\"wp-block-heading\">2. N\u00e9gociation<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Parfois, le d\u00e9biteur r\u00e9pond et tente de trouver un arrangement \u00e0 l&#039;amiable. Un avocat peut aider \u00e0 n\u00e9gocier un accord. <strong>plan de remboursement ou r\u00e8glement partiel<\/strong> that works for both parties and helps to collect the debt.<\/p>\n\n\n\n<h3 id=\"3-filing-a-lawsuit\" class=\"wp-block-heading\">3. D\u00e9poser une plainte<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si le d\u00e9biteur ignore la lettre ou refuse de coop\u00e9rer, votre avocat <a href=\"https:\/\/www.thailawonline.com\/fr\/what-to-know-before-you-go-to-court-in-thailand\/\">peut d\u00e9poser une <strong>action civile<\/strong> devant les tribunaux tha\u00eflandais<\/a>. Where the claim is for 300,000 baht or less, it goes to a Kwaeng (district) court, which is the quicker route; above that it goes to the Civil Court in Bangkok or to the Provincial Court where the defendant lives or where the claim arose (Civil Procedure Code section 4; Courts of Justice Organisation Act B.E. 2543, sections 17 and 25(4); the 300,000 baht figure can be raised by Royal Decree). The court fee is 2 percent of the amount claimed, capped at 200,000 baht on the first 50 million baht, plus 0.1 percent on any part above that, and capped at 1,000 baht on a small claim of up to 300,000 baht.<\/p>\n\n\n\n<h3 id=\"4-court-judgment-and-enforcement\" class=\"wp-block-heading\">4. Jugement du tribunal et ex\u00e9cution<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Gagner n'est pas recouvrer. Transformer un jugement en argent est une proc\u00e9dure distincte que vous initiez, financez et dirigez. Le tribunal qui a jug\u00e9 l'affaire fixe la m\u00e9thode et d\u00e9livre le bref (<a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-procedure-code\/\">Code de proc\u00e9dure civile<\/a> Sections 275 and 276), and an executing officer at the Legal Execution Department then seizes property and attaches money a third party owes the debtor, such as a bank balance or unpaid wages (<a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-procedure-code\/section-296\/\">Article 296<\/a>), then sells what is seized at auction (<a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-procedure-code\/section-331\/\">Article 331<\/a>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Trois choses prennent les cr\u00e9anciers au d\u00e9pourvu. Vous avez <strong>dix ans \u00e0 compter de la date du jugement<\/strong> pour l'ex\u00e9cuter (section 274), courant \u00e0 la date o\u00f9 chaque paiement devient exigible lorsque le jugement est payable par versements \u00e9chelonn\u00e9s. <strong>Trouver les actifs est votre travail<\/strong>, et non celle de l'officier, bien que l'article 277 vous permette de demander au tribunal de citer le d\u00e9biteur, ou un tiers susceptible de savoir, \u00e0 compara\u00eetre pour \u00eatre examin\u00e9 et pour produire des documents. Et <strong>vous payez pour l'application<\/strong> (Article 153) : l'agent peut exiger une consigne \u00e0 l'avance et suspendre les travaux jusqu'\u00e0 ce qu'elle soit pay\u00e9e (Article 154).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Certains biens ne peuvent pas \u00eatre saisis du tout. Le salaire d'un employ\u00e9 du gouvernement est totalement exempt\u00e9 ; la r\u00e9mun\u00e9ration d'un employ\u00e9 du secteur priv\u00e9 est exempt\u00e9e jusqu'\u00e0 20 000 bahts par mois, les indemnit\u00e9s de d\u00e9part jusqu'\u00e0 300 000 bahts, et les outils professionnels jusqu'\u00e0 environ 100 000 bahts (sections 301 et 302). Consid\u00e9rez cela comme des points de d\u00e9part plut\u00f4t que comme des limites fixes, car l'agent d'ex\u00e9cution peut fixer un montant diff\u00e9rent. C'est pourquoi un jugement rendu \u00e0 l'encontre d'une personne ayant un salaire modeste et aucun bien enregistr\u00e9 vaut souvent moins qu'il n'y para\u00eet, et c'est pourquoi nous v\u00e9rifions ce que poss\u00e8de un d\u00e9biteur avant que vous ne d\u00e9pensiez de l'argent pour intenter une action en justice.<\/p>\n\n\n\n<h3 id=\"5-criminal-action-in-some-cases\" class=\"wp-block-heading\">5. <a href=\"https:\/\/www.thailawonline.com\/fr\/criminal-law-thailand\/\">Action p\u00e9nale (dans certains cas)<\/a><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si la dette implique une <strong>ch\u00e8que sans provision ou <a href=\"https:\/\/www.thailawonline.com\/fr\/glossary\/fraud\/\">fraude<\/a><\/strong>, une affaire p\u00e9nale pourrait \u00e9galement \u00eatre envisageable. Une plainte p\u00e9nale modifie les calculs du d\u00e9biteur, ce qui permet souvent de faire d\u00e9bloquer un dossier au point mort.<\/p>\n\n\n\n<h2 id=\"table-debt-collection-legal-support-by-region\" class=\"wp-block-heading\">Assistance juridique en mati\u00e8re de recouvrement de cr\u00e9ances par r\u00e9gion et exemples de nos services<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table><thead><tr><th>Emplacement<\/th><th>Tribunal local<\/th><th>Probl\u00e8mes courants<\/th><th>Services ThaiLawOnline<\/th><\/tr><\/thead><tbody><tr><td><strong>Bangkok<\/strong><\/td><td>Civil Court, or the South Bangkok, Taling Chan, Thon Buri, Phra Khanong or Min Buri Civil Court by area; a Kwaeng court up to 300,000 baht<\/td><td>Ch\u00e8ques sans provision, dettes commerciales<\/td><td>Lettres de mise en demeure, litiges, recherche d&#039;actifs<\/td><\/tr><tr><td><strong>Pattaya (Chonburi)<\/strong><\/td><td>Provincial<\/td><td>Pr\u00eats entre expatri\u00e9s et locaux<\/td><td>D\u00e9p\u00f4t de dossiers locaux, n\u00e9gociation, soutien judiciaire<\/td><\/tr><tr><td><strong>Chiang Mai<\/strong><\/td><td>Provincial<\/td><td>Litiges locatifs, dettes de service<\/td><td>Avocats bilingues, soutien aux propri\u00e9taires<\/td><\/tr><tr><td><strong>Phuket<\/strong><\/td><td>Provincial<\/td><td>Dette des entreprises li\u00e9es au tourisme<\/td><td>Recouvrement urgent, repr\u00e9sentation en justice<\/td><\/tr><tr><td><strong><a href=\"https:\/\/www.thailawonline.com\/fr\/khon-kaen-lawyer\/\">Khon Kaen<\/a><\/strong><\/td><td>Provincial<\/td><td>Contrats impay\u00e9s, partenariats locaux<\/td><td>Exp\u00e9rience locale en Issan, affaires judiciaires<\/td><\/tr><tr><td><strong><a href=\"https:\/\/www.thailawonline.com\/fr\/udon-thani-lawyer\/\">Udon Thani<\/a><\/strong><\/td><td>Provincial<\/td><td>Fraude par ch\u00e8que, paiements de location de terrains<\/td><td>Litiges et m\u00e9diation<\/td><\/tr><tr><td><strong><a href=\"https:\/\/www.thailawonline.com\/fr\/ubon-ratchathani-lawyer\/\">Ubon Ratchathani<\/a><\/strong><\/td><td>Provincial<\/td><td>Pr\u00eats informels, recouvrement de cr\u00e9ances personnelles<\/td><td>Poursuites civiles, aide aux r\u00e8glements<\/td><\/tr><tr><td><strong>Hua Hin (Prachuap)<\/strong><\/td><td>Provincial<\/td><td>Commissions impay\u00e9es li\u00e9es \u00e0 des biens immobiliers<\/td><td>Pr\u00e9sence locale, service bilingue<\/td><\/tr><tr><td><strong><a href=\"https:\/\/www.thailawonline.com\/fr\/rayong-lawyer\/\">Rayong<\/a><\/strong><\/td><td>Provincial<\/td><td>Factures industrielles ou d&#039;usine impay\u00e9es<\/td><td>processus de redressement d&#039;entreprise<\/td><\/tr><tr><td><strong>Samui \/ Surat Thani<\/strong><\/td><td>Provincial<\/td><td>Litiges locatifs, salaires impay\u00e9s<\/td><td>N\u00e9gociation et d\u00e9p\u00f4t de plainte<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Bien que le droit tha\u00eflandais soit le m\u00eame dans tout le pays, les tribunaux, les juges et les pratiques locales varient. <strong>peuvent \u00eatre tr\u00e8s diff\u00e9rents<\/strong>. C\u2019est pourquoi il est utile de travailler avec un cabinet comme ThaiLawOnline qui sait comment op\u00e9rer dans toute la Tha\u00eflande.<\/p>\n\n\n\n<!-- tlo-template-promo:loan-store -->\n<div style=\"border:2px solid #C9A25C;border-radius:12px;padding:22px 24px;margin:28px 0;background:#fbf8f1\">\n<p style=\"margin:0 0 6px;font-size:13px;letter-spacing:1px;color:#9a772a;font-weight:700\">AVANT DE PR\u00caTER \u00b7 MOD\u00c8LES R\u00c9DIG\u00c9S PAR UN AVOCAT<\/p>\n<h3 style=\"margin:0 0 8px\">La plupart des dossiers de dette que nous voyons ont commenc\u00e9 sans document appropri\u00e9.<\/h3>\n<p style=\"margin:0 0 12px\">Un pr\u00eat sup\u00e9rieur \u00e0 2 000 bahts ne peut pas \u00eatre ex\u00e9cut\u00e9 devant un tribunal tha\u00eflandais sans preuve \u00e9crite sign\u00e9e par l'emprunteur (article 653). Si vous \u00eates sur le point de pr\u00eater, mettez-le d'abord par \u00e9crit. Bilingue anglais-tha\u00ef, Word et PDF pr\u00eat \u00e0 imprimer, t\u00e9l\u00e9chargement instantan\u00e9.<\/p>\n<p style=\"margin:0\"><a class=\"button\" href=\"https:\/\/www.thailawonline.com\/fr\/produit\/loan-agreement-template-bilingual-en-th\/\" style=\"display:inline-block;background:#16202E;color:#fff;border:1px solid #16202E;padding:10px 18px;border-radius:8px;text-decoration:none;font-weight:600;margin:4px 6px 4px 0\">Contrat de pr\u00eat, 590 \u0e3f<\/a> <a class=\"button\" href=\"https:\/\/www.thailawonline.com\/fr\/produit\/loan-agreement-with-mortgage-security-thailand-english\/\" style=\"display:inline-block;background:#fff;color:#16202E;border:1px solid #16202E;padding:10px 18px;border-radius:8px;text-decoration:none;font-weight:600;margin:4px 6px 4px 0\">Pr\u00eat garanti par hypoth\u00e8que, 990 \u0e3f<\/a> <a class=\"button\" href=\"https:\/\/www.thailawonline.com\/fr\/produit\/promissory-note-template-bilingual-en-th\/\" style=\"display:inline-block;background:#fff;color:#16202E;border:1px solid #16202E;padding:10px 18px;border-radius:8px;text-decoration:none;font-weight:600;margin:4px 6px 4px 0\">Billet \u00e0 ordre, 390 \u0e3f<\/a><\/p>\n<\/div>\n<!-- \/tlo-template-promo -->\n\n\n\n<h2 id=\"how-thai-law-online-can-help-you\" class=\"wp-block-heading\">Comment ThaiLawOnline peut vous aider<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">\u00c0 <strong>ThaiLawOnline<\/strong>, Nous aidons les expatri\u00e9s et les Tha\u00eflandais \u00e0 recouvrer leurs dettes depuis des ann\u00e9es. Notre \u00e9quipe comprend\u00a0: <strong>avocats tha\u00eflandais exp\u00e9riment\u00e9s<\/strong> et un avocat \u00e9tranger qui comprend les barri\u00e8res culturelles et linguistiques qui peuvent rendre le recouvrement de cr\u00e9ances si difficile.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nous proposons :<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Lettres de mise en demeure personnalis\u00e9es, bilingues si n\u00e9cessaire<\/li>\n\n\n\n<li>Services de n\u00e9gociation<\/li>\n\n\n\n<li>Repr\u00e9sentation judiciaire dans toute la Tha\u00eflande<\/li>\n\n\n\n<li>Frais fixes abordables<\/li>\n\n\n\n<li>Des mises \u00e0 jour \u00e0 chaque \u00e9tape<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">O\u00f9 que vous soyez, \u00e0 Bangkok, Pattaya, Chiang Mai ou dans une petite province, nous pouvons vous aider. Nous pouvons vous assister devant les tribunaux. Nous pouvons \u00e9galement \u0153uvrer \u00e0 trouver un accord amiable \u00e9quitable.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Nous proposons \u00e9galement des services de recouvrement de cr\u00e9ances en ligne, afin que vous n'ayez pas \u00e0 vous d\u00e9placer ni \u00e0 vous occuper vous-m\u00eame de la paperasse. Il vous suffit de nous envoyer vos documents et nous nous occupons du reste.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Derni\u00e8re mise \u00e0 jour : 28 septembre 2026.<\/strong> Read in Thai: the Debt Collection Act B.E. 2558 sections 3, 5, 6, 8, 9, 11, 12, 27, 34 and 39 to 41; Civil Procedure Code sections 4, 153, 154, 274 to 277, 296, 301, 302 and 331; Civil and Commercial Code sections 7, 193\/30, 193\/33, 193\/34, 204, 224, 653 and 654; and Bankruptcy Act sections 8 and 9. The court fee table and the Courts of Justice Organisation Act were not re-read, and the fees and times quoted by the firm are practice, not statute.<\/p>\n\n\n\n<h2 id=\"faq-debt-collection-in-thailand\" class=\"wp-block-heading\">FAQ : Recouvrement de cr\u00e9ances en Tha\u00eflande<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list\">\n<div id=\"faq-question-1746523419077\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>Combien de temps dure une proc\u00e9dure de recouvrement de cr\u00e9ances civiles en Tha\u00eflande\u00a0?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Cela d\u00e9pend du tribunal et du montant. Les affaires simples peuvent \u00eatre r\u00e9solues en 6 \u00e0 12 mois. Les affaires plus importantes ou contentieuses peuvent prendre plus de temps. La m\u00e9diation est souvent propos\u00e9e d\u00e8s le d\u00e9but de la proc\u00e9dure.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1746523435383\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>Ai-je besoin d&#039;un contrat pour poursuivre quelqu&#039;un en justice pour une dette\u00a0?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Pas toujours. Vous pouvez \u00e9galement utiliser <strong>Virements bancaires, conversations LINE, courriels ou autres preuves<\/strong> pour \u00e9tayer votre demande. Mais les contrats \u00e9crits facilitent les choses et renforcent la solidit\u00e9 des dossiers devant les tribunaux.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1746523445494\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>Puis-je recouvrer une dette aupr\u00e8s d&#039;une personne qui a quitt\u00e9 la Tha\u00eflande\u00a0?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>C&#039;est difficile, mais pas impossible. Si la personne poss\u00e8de encore des biens ou de la famille en Tha\u00eflande, ou si elle y retourne, vous pourrez peut-\u00eatre faire ex\u00e9cuter un jugement tha\u00eflandais. Nous pouvons \u00e9galement vous aider \u00e0 tenter de la contacter par les voies locales.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1746523463433\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>Le recouvrement de cr\u00e9ances est-il co\u00fbteux en Tha\u00eflande\u00a0?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Nous proposons <strong>Services \u00e0 honoraires fixes<\/strong> \u00e0 partir de 5 000 THB pour une mise en demeure, tarif en date de septembre 2026. Les affaires judiciaires co\u00fbtent plus cher, mais nous vous fournissons toujours un devis complet avant de commencer. Nous mettons \u00e0 disposition des avocats tha\u00eflandais qualifi\u00e9s pour environ 2 000 bahts par heure. Ce prix est raisonnable pour la qualit\u00e9 que nous offrons.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1746523483966\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>Pouvez-vous m&#039;aider si le d\u00e9biteur est tha\u00eflandais et que je suis \u00e9tranger ?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Oui, absolument. En fait, la plupart de nos clients sont des \u00e9trangers qui traitent avec des d\u00e9biteurs tha\u00eflandais. Nous pouvons g\u00e9rer ce type de situation. <strong>traduction, diff\u00e9rences culturelles et repr\u00e9sentation juridique<\/strong> Vous n&#039;avez donc pas \u00e0 vous inqui\u00e9ter.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1790000000001\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>Can I file a police report because someone owes me money?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Usually not. An unpaid debt is a civil matter, and the police will send you to the civil court. It becomes criminal only if the other side deceived you from the start in order to get the money, which is fraud under section 341 of the Penal Code, or where a cheque was involved. If you think you were deceived rather than simply not repaid, see our guide to fraud and scam laws in Thailand.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1789500834000\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question\"><strong>Quel est le d\u00e9lai de prescription pour intenter une action en justice pour une dette en Tha\u00eflande ?<\/strong><\/h3>\n<div class=\"rank-math-answer\">\n\n<p>Le d\u00e9lai g\u00e9n\u00e9ral est de dix ans \u00e0 compter du moment o\u00f9 la cr\u00e9ance pouvait \u00eatre exig\u00e9e pour la premi\u00e8re fois, en vertu de l'article 193\/30 du Code civil et commercial. Des d\u00e9lais plus courts pr\u00e9valent : un commer\u00e7ant, un fabricant ou un artisan agissant en justice pour des marchandises livr\u00e9es ou des travaux effectu\u00e9s dispose de deux ans en vertu de l'article 193\/34(1), \u00e0 moins que ce qui a \u00e9t\u00e9 fourni ne l'ait \u00e9t\u00e9 pour les propres besoins de l'entreprise du d\u00e9biteur, auquel cas l'article 193\/33(5) pr\u00e9voit cinq ans. Les arri\u00e9r\u00e9s d'int\u00e9r\u00eats, de loyers et de salaires sont \u00e9galement prescrits par cinq ans. Il s'agit du d\u00e9lai pour introduire la r\u00e9clamation, et non des dix ans distincts dont vous disposez pour ex\u00e9cuter un jugement apr\u00e8s avoir gain de cause.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h3 id=\"ready-to-take-action\" class=\"wp-block-heading\">Pr\u00eat \u00e0 passer \u00e0 l&#039;action ?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Si quelqu&#039;un vous doit de l&#039;argent en Tha\u00eflande et refuse de payer, <strong>n&#039;attendez pas trop longtemps<\/strong>. La loi fixe le d\u00e9lai dont vous disposez pour intenter une action, et les d\u00e9biteurs d\u00e9m\u00e9nagent ou cachez souvent leurs actifs. Plus t\u00f4t vous agissez, meilleures sont vos chances.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Le d\u00e9lai dont vous disposez pour intenter une action en justice.<\/strong> Usually ten years, and as little as two for a trader suing on unpaid goods or work. The FAQ above sets out the periods.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>What the delay costs the debtor.<\/strong> Once the debtor is in default, a money debt carries default interest of at least 5 percent a year, or a higher rate the creditor is lawfully entitled to, such as an agreed contract rate (section 224): the 3 percent base rate in section 7 of the Civil and Commercial Code plus the 2 percent in section 224, with no interest on interest during default. The base rate can be changed by Royal Decree and has not been changed since April 2021. Interest agreed in a loan contract is capped at 15 percent a year, and section 654 says an excessive rate is reduced to 15 percent; but where the rate also breaches the Prohibition of Charging Excessive Interest Act, the Supreme Court treats the whole interest term as void, so no agreed interest runs before default and payments already made go to principal (Supreme Court Decision 2131\/2560).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u2192 <strong>Contactez ThaiLawOnline d\u00e8s aujourd&#039;hui<\/strong> Pour une assistance rapide et fiable en mati\u00e8re de recouvrement de cr\u00e9ances partout en Tha\u00eflande.<br>E-mail : <a href=\"mailto:info@thailawonline.com\">info@thailawonline.com<\/a><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Notre cabinet est l\u00e0 pour prot\u00e9ger vos droits et vous aider \u00e0 obtenir ce qui vous est d\u00fb.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.led.go.th\/en\/\" rel=\"noreferrer noopener\" target=\"_blank\">D\u00e9partement d&#039;ex\u00e9cution l\u00e9gale de Tha\u00eflande <\/a>Responsable de l&#039;ex\u00e9cution des d\u00e9cisions juridiques<\/li>\n<\/ul>\n\n\n\n<h4 id=\"need-help\" class=\"wp-block-heading\">Besoin d&#039;aide ?<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Obtenez des conseils juridiques d&#039;experts.<a href=\"https:\/\/www.thailawonline.com\/fr\/online-consultation-with-a-thai-lawyer\/\">Prendre rendez-vous<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>If you\u2019re doing business or living in Thailand, you may eventually face a situation where someone owes you money and [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":566,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"pmpro_default_level":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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