{"id":244,"date":"2024-02-27T09:58:44","date_gmt":"2024-02-27T02:58:44","guid":{"rendered":"https:\/\/www.thailawonline.com\/loan-agreement-in-thailand\/"},"modified":"2026-09-18T09:00:35","modified_gmt":"2026-09-18T02:00:35","slug":"loan-agreement-in-thailand","status":"publish","type":"page","link":"https:\/\/www.thailawonline.com\/fr\/loan-agreement-in-thailand\/","title":{"rendered":"Mod\u00e8le complet de contrat de pr\u00eat en Tha\u00eflande | Code civil et commercial"},"content":{"rendered":"\n<div style=\"background:#0f2542;border-radius:16px;padding:40px 26px;text-align:center;margin:0 0 22px\"><div style=\"color:#c2a25a;font-weight:600;letter-spacing:.14em;text-transform:uppercase;font-size:12px;margin-bottom:10px\"><a href=\"https:\/\/www.thailawonline.com\/glossary\/loan-agreement\/\">Loan Agreement<\/a> \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19<\/div><div style=\"color:#fff;font-size:28px;font-weight:700;line-height:1.25;max-width:760px;margin:0 auto 6px\">A bilingual loan agreement that holds up in a Thai court<\/div><div style=\"color:#cdd8e8;font-size:18px;max-width:760px;margin:0 auto 14px\">\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32\u0e17\u0e35\u0e48\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e44\u0e14\u0e49\u0e43\u0e19\u0e28\u0e32\u0e25\u0e44\u0e17\u0e22<\/div><div style=\"color:#d8c089;font-weight:600;font-size:13.5px\">\u2713 Bilingual EN\/TH \u00a0\u00b7\u00a0 \u2713 \u00a7653 &amp; \u00a7654 compliant \u00a0\u00b7\u00a0 \u2713 Collateral option \u00a0\u00b7\u00a0 \u2713 Lawyer review<\/div><\/div>\n\n\n\n<div style=\"display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin:0 0 22px\"><a href=\"#download-loan\" style=\"flex:1 1 230px;text-align:center;background:#c2a25a;color:#3a2c08;font-weight:600;padding:16px;border-radius:12px;text-decoration:none\">\u2b07 Download the template, \u0e3f590<div style=\"color:#5a3f08;font-size:13px;font-weight:400\">Word + PDF, instant download \u00b7 \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e17\u0e31\u0e19\u0e17\u0e35<\/div><\/a><a href=\"\/legal-document-maker\/\" style=\"flex:1 1 230px;text-align:center;background:#0f2542;color:#fff;font-weight:600;padding:16px;border-radius:12px;text-decoration:none\">\u270e Build it online, Document Maker<div style=\"color:#d8c089;font-size:13px;font-weight:400\">Guided questionnaire \u00b7 Gold members<\/div><\/a><a href=\"#our-fees\" style=\"flex:1 1 230px;text-align:center;background:#fff;color:#0f2542;border:1px solid #0f2542;font-weight:600;padding:16px;border-radius:12px;text-decoration:none\">\u2696 Have us draft it, \u0e3f4,900<div style=\"color:#5d6675;font-size:13px;font-weight:400\">Personalised by our lawyers \u00b7 \u0e17\u0e19\u0e32\u0e22\u0e08\u0e31\u0e14\u0e17\u0e33\u0e43\u0e2b\u0e49<\/div><\/a><\/div>\n\n\n\n<div style=\"background:#fbf6ea;border:1px solid #ecd9a3;border-left:4px solid #c2a25a;border-radius:10px;padding:16px 18px;margin:0 0 20px\"><strong>The 2,000-baht rule.<\/strong> Any loan over <strong>\u0e3f2,000<\/strong> must be in writing and signed by the borrower to be enforceable, <a href=\"\/thai-civil-code\/section-653\/\">CCC \u00a7653<\/a>.<br\/><span style=\"color:#7a8694;font-size:13.5px\">\u0e01\u0e32\u0e23\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e40\u0e01\u0e34\u0e19 2,000 \u0e1a\u0e32\u0e17 \u0e15\u0e49\u0e2d\u0e07\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e10\u0e32\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e25\u0e07\u0e25\u0e32\u0e22\u0e21\u0e37\u0e2d\u0e0a\u0e37\u0e48\u0e2d\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49 (\u0e1b.\u0e1e.\u0e1e. \u0e21\u0e32\u0e15\u0e23\u0e32 653)<\/span><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"download-loan\">Download the bilingual Loan Agreement template \u00b7 \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e41\u0e21\u0e48\u0e41\u0e1a\u0e1a\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19<\/h2>\n\n\n\n<div style=\"background:#f5f7fb;border:1px solid #e6eaf1;border-radius:14px;padding:20px 22px;margin:14px 0 22px\"><p style=\"color:#33485c;font-size:15px;line-height:1.6;margin:0 0 14px\">Bilingual EN\/TH agreement compliant with CCC \u00a7653 (writing requirement) and \u00a7654 (15% interest ceiling). Includes a short how-to-use guide.<br\/><span style=\"color:#7a8694;font-size:13.5px\">\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32 \u0e2a\u0e2d\u0e14\u0e04\u0e25\u0e49\u0e2d\u0e07\u0e21\u0e32\u0e15\u0e23\u0e32 653 (\u0e15\u0e49\u0e2d\u0e07\u0e17\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d) \u0e41\u0e25\u0e30\u0e21\u0e32\u0e15\u0e23\u0e32 654 (\u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e44\u0e21\u0e48\u0e40\u0e01\u0e34\u0e19 15%) \u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e04\u0e33\u0e41\u0e19\u0e30\u0e19\u0e33\u0e01\u0e32\u0e23\u0e43\u0e0a\u0e49\u0e07\u0e32\u0e19<\/span><\/p><div style=\"display:flex;flex-wrap:wrap;gap:12px;align-items:center\"><div style=\"flex:1 1 190px\"><div style=\"font-size:30px;font-weight:700;color:#0f2542;line-height:1.1\">\u0e3f590<span style=\"font-size:13px;color:#5d6675;font-weight:400\"> one-off \u00b7 \u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27<\/span><\/div><div style=\"color:#1d7a5f;font-weight:600;font-size:13px\">Free for Silver members &amp; above \u00b7 \u0e1f\u0e23\u0e35\u0e2a\u0e33\u0e2b\u0e23\u0e31\u0e1a\u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Silver \u0e02\u0e36\u0e49\u0e19\u0e44\u0e1b<\/div><\/div><a href=\"\/explaining-our-membership\/\" style=\"flex:1 1 190px;text-align:center;background:#0f2542;color:#fff;font-weight:600;padding:13px;border-radius:10px;text-decoration:none\">Join Silver \u00b7 \u0e2a\u0e21\u0e31\u0e04\u0e23 Silver<\/a><a href=\"\/cart\/?add-to-cart=2544\" style=\"flex:1 1 190px;text-align:center;background:#c2a25a;color:#3a2c08;font-weight:600;padding:13px;border-radius:10px;text-decoration:none\">Buy once \u0e3f590 \u00b7 \u0e0b\u0e37\u0e49\u0e2d\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27<\/a><\/div><div style=\"color:#5d6675;font-size:13px;margin-top:10px\">Instant download after payment (Word + print-ready PDF). Pay by PayPal or card through PayPal, or by Thai bank transfer. \u00b7 \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e17\u0e31\u0e19\u0e17\u0e35\u0e2b\u0e25\u0e31\u0e07\u0e0a\u0e33\u0e23\u0e30\u0e40\u0e07\u0e34\u0e19<\/div><p style=\"color:#5d6675;font-size:13.5px;margin:14px 0 0\">Gold members can have a lawyer adapt or review it. Prefer it fully lawyer-prepared? <a href=\"\/contact-thailawonline\/\">Contact us<\/a>. Not legal advice. \u00b7 \u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Gold \u0e43\u0e2b\u0e49\u0e17\u0e19\u0e32\u0e22\u0e1b\u0e23\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e07\/\u0e15\u0e23\u0e27\u0e08\u0e44\u0e14\u0e49 \u0e15\u0e49\u0e2d\u0e07\u0e01\u0e32\u0e23\u0e43\u0e2b\u0e49\u0e17\u0e19\u0e32\u0e22\u0e08\u0e31\u0e14\u0e17\u0e33\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14 <a href=\"\/contact-thailawonline\/\">\u0e15\u0e34\u0e14\u0e15\u0e48\u0e2d\u0e40\u0e23\u0e32<\/a><\/p><\/div>\n\n\n\n<p style=\"background:#f5f7fb;border:1px dashed #c2a25a;border-radius:8px;padding:10px 13px;color:#33485c;font-size:13.5px;margin:0 0 12px\"><strong>Choose your language order.<\/strong> The template is fully bilingual, English and Thai side by side. Prefer <strong>Thai first<\/strong>? Just ask us for a Thai-first copy after your purchase, at no extra cost.<br\/><span style=\"color:#7a8694\">\u0e40\u0e25\u0e37\u0e2d\u0e01\u0e25\u0e33\u0e14\u0e31\u0e1a\u0e20\u0e32\u0e29\u0e32\u0e44\u0e14\u0e49 \u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e40\u0e1b\u0e47\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32 \u0e2b\u0e32\u0e01\u0e15\u0e49\u0e2d\u0e07\u0e01\u0e32\u0e23\u0e43\u0e2b\u0e49\u0e20\u0e32\u0e29\u0e32\u0e44\u0e17\u0e22\u0e02\u0e36\u0e49\u0e19\u0e01\u0e48\u0e2d\u0e19 \u0e41\u0e08\u0e49\u0e07\u0e40\u0e23\u0e32\u0e44\u0e14\u0e49\u0e2b\u0e25\u0e31\u0e07\u0e2a\u0e31\u0e48\u0e07\u0e0b\u0e37\u0e49\u0e2d \u0e44\u0e21\u0e48\u0e21\u0e35\u0e04\u0e48\u0e32\u0e43\u0e0a\u0e49\u0e08\u0e48\u0e32\u0e22\u0e40\u0e1e\u0e34\u0e48\u0e21<\/span><\/p>\n\n\n\n<p style=\"color:#5d6675;font-size:14px\"><strong>Silver members download the templates unlimited; Gold members can have a lawyer customise or review the loan.<\/strong> Add a licensed-lawyer review from \u0e3f2,500. <span style=\"color:#7a8694\">\u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Silver \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e41\u0e21\u0e48\u0e41\u0e1a\u0e1a\u0e44\u0e21\u0e48\u0e08\u0e33\u0e01\u0e31\u0e14 \u00b7 \u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Gold \u0e43\u0e2b\u0e49\u0e17\u0e19\u0e32\u0e22\u0e1b\u0e23\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e07 \u00b7 \u0e40\u0e1e\u0e34\u0e48\u0e21\u0e17\u0e19\u0e32\u0e22\u0e15\u0e23\u0e27\u0e08\u0e2a\u0e2d\u0e1a\u0e40\u0e23\u0e34\u0e48\u0e21 \u0e3f2,500<\/span> <a href=\"\/explaining-our-membership\/\">See membership \u2192<\/a><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li class=\"\"><a href=\"#download-loan\">Download the bilingual Loan Agreement template \u00b7 \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e41\u0e21\u0e48\u0e41\u0e1a\u0e1a\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19<\/a><\/li><li class=\"\"><a href=\"#buy-once-or-join-silver-silver\">Buy once, or join Silver \u00b7 \u0e0b\u0e37\u0e49\u0e2d\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27 \u0e2b\u0e23\u0e37\u0e2d\u0e2a\u0e21\u0e31\u0e04\u0e23 Silver<\/a><\/li><li class=\"\"><a href=\"#the-complete-loan-agreement-every-section\">The complete loan agreement, every section \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e09\u0e1a\u0e31\u0e1a\u0e40\u0e15\u0e47\u0e21 \u0e04\u0e23\u0e1a\u0e17\u0e38\u0e01\u0e02\u0e49\u0e2d<\/a><\/li><li class=\"\"><a href=\"#loan-drafting-scope\">Our loan agreement drafting service<\/a><\/li><li class=\"\"><a href=\"#guarantor\">Adding a guarantor requires a separate legal check<\/a><\/li><li class=\"\"><a href=\"#faq\">FAQ \u00b7 \u0e04\u0e33\u0e16\u0e32\u0e21\u0e17\u0e35\u0e48\u0e1e\u0e1a\u0e1a\u0e48\u0e2d\u0e22<\/a><\/li><li class=\"\"><a href=\"#related\">Related \u00b7 \u0e17\u0e35\u0e48\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e02\u0e49\u0e2d\u0e07<\/a><\/li><li class=\"\"><a href=\"#our-fees\">Our fee for a loan agreement<\/a><\/li><li class=\"\"><a href=\"#free-tools\">Try it yourself first, free<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"buy-once-or-join-silver-silver\">Buy once, or join Silver \u00b7 \u0e0b\u0e37\u0e49\u0e2d\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27 \u0e2b\u0e23\u0e37\u0e2d\u0e2a\u0e21\u0e31\u0e04\u0e23 Silver<\/h2>\n\n\n\n<div style=\"display:flex;flex-wrap:wrap;gap:16px;margin:12px 0 6px\"><div style=\"flex:1 1 250px;background:#fff;border:1px solid #e6eaf1;border-radius:14px;padding:20px 18px;box-shadow:0 6px 20px rgba(15,37,66,.06)\"><div style=\"font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#9a7c39\">Simple loan \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e41\u0e1a\u0e1a\u0e17\u0e31\u0e48\u0e27\u0e44\u0e1b<\/div><div style=\"font-size:13px;color:#5d6675;margin:2px 0 10px\">Unsecured personal loan \u00b7 \u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e44\u0e21\u0e48\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/div><div style=\"font-size:28px;font-weight:700;color:#0f2542\">\u0e3f590<\/div><ul style=\"margin:10px 0 0;padding-left:18px;color:#33485c;font-size:14px;line-height:1.6\"><li style=\"margin-bottom:5px\">Bilingual EN\/TH document<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32<\/span><\/li><li style=\"margin-bottom:5px\">Interest, repayment &amp; acceleration<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22 \u0e0a\u0e33\u0e23\u0e30\u0e04\u0e37\u0e19 \u0e40\u0e23\u0e35\u0e22\u0e01\u0e04\u0e37\u0e19<\/span><\/li><li style=\"margin-bottom:5px\">Two witness blocks<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e0a\u0e48\u0e2d\u0e07\u0e1e\u0e22\u0e32\u0e19 2 \u0e04\u0e19<\/span><\/li><\/ul><a href=\"\/cart\/?add-to-cart=2544\" style=\"display:block;text-align:center;background:#0f2542;color:#fff;font-weight:600;padding:11px;border-radius:10px;text-decoration:none;margin-top:14px\">Buy \u0e3f590 \u00b7 \u0e0b\u0e37\u0e49\u0e2d<\/a><\/div><div style=\"flex:1 1 250px;background:#fff;border:2px solid #c2a25a;border-radius:14px;padding:20px 18px;box-shadow:0 6px 20px rgba(15,37,66,.06)\"><div style=\"display:inline-block;background:#c2a25a;color:#3a2c08;font-weight:600;font-size:12px;padding:3px 12px;border-radius:999px;margin-bottom:10px\">No competitor offers this \u00b7 \u0e44\u0e21\u0e48\u0e21\u0e35\u0e04\u0e39\u0e48\u0e41\u0e02\u0e48\u0e07\u0e23\u0e32\u0e22\u0e43\u0e14\u0e21\u0e35<\/div><div style=\"font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#9a7c39\">Secured loan \u00b7 \u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/div><div style=\"font-size:13px;color:#5d6675;margin:2px 0 10px\">Loan + collateral \/ mortgage \u00b7 \u0e01\u0e39\u0e49\u0e22\u0e37\u0e21 + \u0e08\u0e33\u0e19\u0e2d\u0e07<\/div><div style=\"font-size:28px;font-weight:700;color:#0f2542\">\u0e3f990<\/div><div style=\"color:#1d7a5f;font-weight:600;font-size:12.5px;margin:8px 0 0\">\u2605 Collateral option<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e15\u0e31\u0e27\u0e40\u0e25\u0e37\u0e2d\u0e01\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/span><\/div><ul style=\"margin:10px 0 0;padding-left:18px;color:#33485c;font-size:14px;line-height:1.6\"><li style=\"margin-bottom:5px\">Everything in Simple<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e17\u0e38\u0e01\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e43\u0e19\u0e41\u0e1a\u0e1a\u0e17\u0e31\u0e48\u0e27\u0e44\u0e1b<\/span><\/li><li style=\"margin-bottom:5px\">Mortgage \/ pledge as collateral<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e08\u0e33\u0e19\u0e2d\u0e07\/\u0e08\u0e33\u0e19\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/span><\/li><\/ul><a href=\"\/product\/loan-agreement-with-mortgage-security-thailand-english\/\" style=\"display:block;text-align:center;background:#c2a25a;color:#3a2c08;font-weight:600;padding:11px;border-radius:10px;text-decoration:none;margin-top:14px\">Get it \u0e3f990 \u00b7 \u0e14\u0e39\u0e23\u0e32\u0e22\u0e25\u0e30\u0e40\u0e2d\u0e35\u0e22\u0e14<\/a><\/div><div style=\"flex:1 1 250px;background:#fff;border:1px solid #e6eaf1;border-radius:14px;padding:20px 18px;box-shadow:0 6px 20px rgba(15,37,66,.06)\"><div style=\"font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#9a7c39\"><a href=\"https:\/\/www.thailawonline.com\/glossary\/promissory-note\/\">Promissory note<\/a> \u00b7 \u0e15\u0e31\u0e4b\u0e27\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e43\u0e0a\u0e49\u0e40\u0e07\u0e34\u0e19<\/div><div style=\"font-size:13px;color:#5d6675;margin:2px 0 10px\">Short IOU \u00b7 \u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e23\u0e31\u0e1a\u0e2a\u0e20\u0e32\u0e1e\u0e2b\u0e19\u0e35\u0e49<\/div><div style=\"font-size:28px;font-weight:700;color:#0f2542\">\u0e3f390<\/div><ul style=\"margin:10px 0 0;padding-left:18px;color:#33485c;font-size:14px;line-height:1.6\"><li style=\"margin-bottom:5px\">1-2 page bilingual note<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32 1-2 \u0e2b\u0e19\u0e49\u0e32<\/span><\/li><\/ul><a href=\"\/product\/promissory-note-template-bilingual-en-th\/\" style=\"display:block;text-align:center;background:#0f2542;color:#fff;font-weight:600;padding:11px;border-radius:10px;text-decoration:none;margin-top:14px\">Get it \u0e3f390 \u00b7 \u0e14\u0e39\u0e23\u0e32\u0e22\u0e25\u0e30\u0e40\u0e2d\u0e35\u0e22\u0e14<\/a><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-complete-loan-agreement-every-section\">The complete loan agreement, every section \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e09\u0e1a\u0e31\u0e1a\u0e40\u0e15\u0e47\u0e21 \u0e04\u0e23\u0e1a\u0e17\u0e38\u0e01\u0e02\u0e49\u0e2d<\/h2>\n\n\n\n<p style=\"color:#5d6675\">This is the full bilingual document Silver members download as a template (Gold members can have a lawyer customise it), see the quality before you start.<br\/><span style=\"color:#7a8694\">\u0e19\u0e35\u0e48\u0e04\u0e37\u0e2d\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e09\u0e1a\u0e31\u0e1a\u0e40\u0e15\u0e47\u0e21\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32\u0e17\u0e35\u0e48 \u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Silver \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e40\u0e1b\u0e47\u0e19\u0e41\u0e21\u0e48\u0e41\u0e1a\u0e1a\u0e44\u0e14\u0e49 \u0e41\u0e25\u0e30\u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Gold \u0e43\u0e2b\u0e49\u0e17\u0e19\u0e32\u0e22\u0e1b\u0e23\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e07\u0e44\u0e14\u0e49<\/span><\/p>\n\n\n\n<div style=\"position:relative;background:#fff;border:1px solid #d7dde3;border-radius:10px;padding:26px 28px;margin:12px 0;box-shadow:0 8px 28px rgba(15,37,66,.08);font-family:Georgia,serif;color:#26313f;line-height:1.5\"><div style=\"position:absolute;top:14px;right:16px;background:#c2a25a;color:#3a2c08;font-family:Arial,sans-serif;font-size:11px;font-weight:700;letter-spacing:.1em;padding:3px 10px;border-radius:6px\">SAMPLE \u00b7 \u0e15\u0e31\u0e27\u0e2d\u0e22\u0e48\u0e32\u0e07<\/div><div style=\"text-align:center;font-weight:700;font-size:16px\">LOAN AGREEMENT<br\/>\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19<\/div><p style=\"margin:9px 0\"><strong>This Loan Agreement is made at [Place], on [Date], between [Lender] (the \u201cLender\u201d) and [Borrower] (the \u201cBorrower\u201d).<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e09\u0e1a\u0e31\u0e1a\u0e19\u0e35\u0e49\u0e17\u0e33\u0e02\u0e36\u0e49\u0e19\u0e17\u0e35\u0e48 [\u0e2a\u0e16\u0e32\u0e19\u0e17\u0e35\u0e48] \u0e40\u0e21\u0e37\u0e48\u0e2d\u0e27\u0e31\u0e19\u0e17\u0e35\u0e48 [\u0e27\u0e31\u0e19\u0e17\u0e35\u0e48] \u0e23\u0e30\u0e2b\u0e27\u0e48\u0e32\u0e07 [\u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49] (\u201c\u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u201d) \u0e41\u0e25\u0e30 [\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49] (\u201c\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u201d)<\/span><\/p><p style=\"margin:9px 0\"><strong>1. Loan Amount &amp; Receipt. The Lender lends [Amount] Baht to the Borrower, who acknowledges receipt of the full sum on the date of this Agreement.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e51. \u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e07\u0e34\u0e19\u0e01\u0e39\u0e49\u0e41\u0e25\u0e30\u0e01\u0e32\u0e23\u0e23\u0e31\u0e1a\u0e40\u0e07\u0e34\u0e19 \u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21 [\u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e07\u0e34\u0e19] \u0e1a\u0e32\u0e17 \u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e27\u0e48\u0e32\u0e44\u0e14\u0e49\u0e23\u0e31\u0e1a\u0e04\u0e23\u0e1a\u0e16\u0e49\u0e27\u0e19\u0e41\u0e25\u0e49\u0e27\u0e43\u0e19\u0e27\u0e31\u0e19\u0e17\u0e33\u0e2a\u0e31\u0e0d\u0e0d\u0e32<\/span><\/p><p style=\"margin:9px 0\"><strong>2. Interest. Interest accrues at [rate]% per year, not exceeding 15% as required by \u00a7654.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e52. \u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22 \u0e04\u0e34\u0e14\u0e2d\u0e31\u0e15\u0e23\u0e32 [\u0e2d\u0e31\u0e15\u0e23\u0e32]% \u0e15\u0e48\u0e2d\u0e1b\u0e35 \u0e44\u0e21\u0e48\u0e40\u0e01\u0e34\u0e19\u0e23\u0e49\u0e2d\u0e22\u0e25\u0e30 15 \u0e15\u0e32\u0e21\u0e21\u0e32\u0e15\u0e23\u0e32 654<\/span><\/p><p style=\"margin:9px 0\"><strong>3. Repayment. The Borrower shall repay [in a lump sum on [Date] \/ in [n] monthly instalments].<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e53. \u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30\u0e04\u0e37\u0e19 \u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e08\u0e30\u0e0a\u0e33\u0e23\u0e30 [\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27\u0e20\u0e32\u0e22\u0e43\u0e19 [\u0e27\u0e31\u0e19\u0e17\u0e35\u0e48] \/ \u0e40\u0e1b\u0e47\u0e19\u0e07\u0e27\u0e14\u0e23\u0e32\u0e22\u0e40\u0e14\u0e37\u0e2d\u0e19 [n] \u0e07\u0e27\u0e14]<\/span><\/p><p style=\"margin:9px 0\"><strong>4. Prepayment. The Borrower may prepay all or part without penalty on 30 days\u2019 notice.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e54. \u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30\u0e01\u0e48\u0e2d\u0e19\u0e01\u0e33\u0e2b\u0e19\u0e14 \u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e0a\u0e33\u0e23\u0e30\u0e01\u0e48\u0e2d\u0e19\u0e44\u0e14\u0e49\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14\u0e2b\u0e23\u0e37\u0e2d\u0e1a\u0e32\u0e07\u0e2a\u0e48\u0e27\u0e19\u0e42\u0e14\u0e22\u0e44\u0e21\u0e48\u0e21\u0e35\u0e04\u0e48\u0e32\u0e1b\u0e23\u0e31\u0e1a \u0e41\u0e08\u0e49\u0e07\u0e25\u0e48\u0e27\u0e07\u0e2b\u0e19\u0e49\u0e32 30 \u0e27\u0e31\u0e19<\/span><\/p><p style=\"margin:9px 0\"><strong>5. Method of Payment. By bank transfer to the Lender\u2019s account; bank charges borne by the Borrower.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e55. \u0e27\u0e34\u0e18\u0e35\u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30 \u0e42\u0e2d\u0e19\u0e40\u0e02\u0e49\u0e32\u0e1a\u0e31\u0e0d\u0e0a\u0e35\u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49 \u0e04\u0e48\u0e32\u0e18\u0e23\u0e23\u0e21\u0e40\u0e19\u0e35\u0e22\u0e21\u0e18\u0e19\u0e32\u0e04\u0e32\u0e23\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1c\u0e34\u0e14\u0e0a\u0e2d\u0e1a<\/span><\/p><p style=\"margin:9px 0\"><strong>6. Events of Default. Non-payment, breach of any term, or the Borrower\u2019s insolvency.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e56. \u0e40\u0e2b\u0e15\u0e38\u0e1c\u0e34\u0e14\u0e19\u0e31\u0e14 \u0e44\u0e21\u0e48\u0e0a\u0e33\u0e23\u0e30\u0e40\u0e07\u0e34\u0e19 \u0e1c\u0e34\u0e14\u0e40\u0e07\u0e37\u0e48\u0e2d\u0e19\u0e44\u0e02\u0e02\u0e49\u0e2d\u0e43\u0e14 \u0e2b\u0e23\u0e37\u0e2d\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e25\u0e49\u0e21\u0e25\u0e30\u0e25\u0e32\u0e22<\/span><\/p><p style=\"margin:9px 0\"><strong>7. Acceleration. On default, the entire outstanding balance becomes immediately due and payable.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e57. \u0e01\u0e32\u0e23\u0e40\u0e23\u0e35\u0e22\u0e01\u0e04\u0e37\u0e19\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14 \u0e40\u0e21\u0e37\u0e48\u0e2d\u0e1c\u0e34\u0e14\u0e19\u0e31\u0e14 \u0e22\u0e2d\u0e14\u0e2b\u0e19\u0e35\u0e49\u0e04\u0e07\u0e04\u0e49\u0e32\u0e07\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14\u0e16\u0e36\u0e07\u0e01\u0e33\u0e2b\u0e19\u0e14\u0e0a\u0e33\u0e23\u0e30\u0e17\u0e31\u0e19\u0e17\u0e35<\/span><\/p><p style=\"margin:9px 0\"><strong>8. Security (optional). The loan may be secured by a registered mortgage over [Property] at the Land Office.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e58. \u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19 (\u0e16\u0e49\u0e32\u0e21\u0e35) \u0e2d\u0e32\u0e08\u0e08\u0e31\u0e14\u0e43\u0e2b\u0e49\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e42\u0e14\u0e22\u0e01\u0e32\u0e23\u0e08\u0e14\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e08\u0e33\u0e19\u0e2d\u0e07 [\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19] \u0e13 \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e17\u0e35\u0e48\u0e14\u0e34\u0e19<\/span><\/p><p style=\"margin:9px 0\"><strong>9. Costs &amp; <a href=\"https:\/\/www.thailawonline.com\/glossary\/property-transfer-taxes\/\">Stamp Duty<\/a>. Stamp duty of 0.05% of the loan (capped \u0e3f10,000) and costs as agreed.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e59. \u0e04\u0e48\u0e32\u0e43\u0e0a\u0e49\u0e08\u0e48\u0e32\u0e22\u0e41\u0e25\u0e30\u0e2d\u0e32\u0e01\u0e23\u0e41\u0e2a\u0e15\u0e21\u0e1b\u0e4c \u0e2d\u0e32\u0e01\u0e23\u0e41\u0e2a\u0e15\u0e21\u0e1b\u0e4c 0.05% \u0e02\u0e2d\u0e07\u0e27\u0e07\u0e40\u0e07\u0e34\u0e19 (\u0e2a\u0e39\u0e07\u0e2a\u0e38\u0e14 10,000 \u0e1a\u0e32\u0e17)<\/span><\/p><p style=\"margin:9px 0\"><strong>10. Governing Law &amp; Jurisdiction. Thai law; the courts of Thailand.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e51\u0e50. \u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e41\u0e25\u0e30\u0e40\u0e02\u0e15\u0e2d\u0e33\u0e19\u0e32\u0e08 \u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e44\u0e17\u0e22 \u0e41\u0e25\u0e30\u0e28\u0e32\u0e25\u0e44\u0e17\u0e22<\/span><\/p><p style=\"margin:9px 0\"><strong>11. Language. Executed in English and Thai; the [Thai] version prevails.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e51\u0e51. \u0e20\u0e32\u0e29\u0e32 \u0e17\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e20\u0e32\u0e29\u0e32\u0e2d\u0e31\u0e07\u0e01\u0e24\u0e29\u0e41\u0e25\u0e30\u0e44\u0e17\u0e22 \u0e09\u0e1a\u0e31\u0e1a [\u0e20\u0e32\u0e29\u0e32\u0e44\u0e17\u0e22] \u0e21\u0e35\u0e1c\u0e25\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e40\u0e2b\u0e19\u0e37\u0e2d\u0e01\u0e27\u0e48\u0e32<\/span><\/p><p style=\"margin:9px 0\"><strong>12. Entire Agreement. This is the entire agreement; any amendment must be in writing and signed by both parties.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e51\u0e52. \u0e02\u0e49\u0e2d\u0e15\u0e01\u0e25\u0e07\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14 \u0e40\u0e1b\u0e47\u0e19\u0e02\u0e49\u0e2d\u0e15\u0e01\u0e25\u0e07\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14 \u0e01\u0e32\u0e23\u0e41\u0e01\u0e49\u0e44\u0e02\u0e15\u0e49\u0e2d\u0e07\u0e17\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e25\u0e07\u0e25\u0e32\u0e22\u0e21\u0e37\u0e2d\u0e0a\u0e37\u0e48\u0e2d\u0e17\u0e31\u0e49\u0e07\u0e2a\u0e2d\u0e07\u0e1d\u0e48\u0e32\u0e22<\/span><\/p><p style=\"margin:12px 0 0;color:#26313f\"><strong>Signed:<\/strong> Lender ____________ \u00b7 Borrower ____________ \u00b7 Witness 1 ____________ \u00b7 Witness 2 ____________<br\/><span style=\"color:#566;font-size:14px\"><strong>\u0e25\u0e07\u0e19\u0e32\u0e21:<\/strong> \u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49 ____________ \u00b7 \u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49 ____________ \u00b7 \u0e1e\u0e22\u0e32\u0e19 1 ____________ \u00b7 \u0e1e\u0e22\u0e32\u0e19 2 ____________<\/span><\/p><\/div>\n\n\n\n<!-- tlo-template-promo:promissory-note -->\n\n\n\n<div style=\"border:2px solid #C9A25C;border-radius:12px;padding:22px 24px;margin:28px 0;background:#fbf8f1\">\n<p style=\"margin:0 0 6px;font-size:13px;letter-spacing:1px;color:#9a772a;font-weight:700\">DOWNLOAD, LAWYER-DRAFTED TEMPLATE<\/p>\n<h3 style=\"margin:0 0 8px\">Promissory Note Template (Thailand), Bilingual English-Thai, Two Variants + Guarantee<\/h3>\n<p style=\"margin:0 0 10px\">Ready to sign in minutes: fixed-date and payable-on-demand variants with every element Thai law requires, an optional aval (guarantee) block, a part-payment record, and plain-language instructions in English and Thai, including the stamp-duty step and the three-year deadline most lenders miss. Word + print-ready PDF, instant download. \u0e15\u0e31\u0e4b\u0e27\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e43\u0e0a\u0e49\u0e40\u0e07\u0e34\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32 \u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e04\u0e33\u0e2d\u0e18\u0e34\u0e1a\u0e32\u0e22\u0e40\u0e02\u0e49\u0e32\u0e43\u0e08\u0e07\u0e48\u0e32\u0e22<\/p>\n<p style=\"margin:0\"><a class=\"button\" href=\"https:\/\/www.thailawonline.com\/product\/promissory-note-template-bilingual-en-th\/\" style=\"background:#16202E;color:#fff;padding:10px 18px;border-radius:8px;text-decoration:none;font-weight:600\">Get the Promissory Note \u0e3f390<\/a>\u00a0\u00a0<a href=\"https:\/\/www.thailawonline.com\/product\/loan-agreement-template-bilingual-en-th\/\" style=\"color:#16202E\">Need instalments? Loan Agreement \u0e3f590 \u2192<\/a><\/p>\n<\/div>\n\n\n\n<!-- \/tlo-template-promo -->\n\n\n\n<p class=\"tlo-hublink wp-block-paragraph\"><a href=\"https:\/\/www.thailawonline.com\/glossary\/shareholder\/\">Shareholder<\/a> loans are a common way to fund a Thai company, covered in our guide to <a href=\"https:\/\/www.thailawonline.com\/business-setup-in-thailand\/\">business setup in Thailand<\/a>.<\/p>\n\n<!-- tlo-template-promo:loan-mortgage -->\n<div style=\"border:2px solid #C9A25C;border-radius:12px;padding:22px 24px;margin:28px 0;background:#fbf8f1\">\n<p style=\"margin:0 0 6px;font-size:13px;letter-spacing:1px;color:#9a772a;font-weight:700\">LAWYER-DRAFTED TEMPLATE &middot; &#3647;990<\/p>\n<h3 style=\"margin:0 0 8px\">Loan with Mortgage Security (Bilingual English &amp; Thai)<\/h3>\n<p style=\"margin:0 0 10px\">Lend against a <a href=\"https:\/\/www.thailawonline.com\/glossary\/mortgage\/\">mortgage<\/a> registered at the <a href=\"https:\/\/www.thailawonline.com\/glossary\/land-office\/\">Land Office<\/a>: it follows the property and outranks ordinary creditors. Interest cap, 60-day enforcement notice, release on repayment, and the foreign-lender reality explained. Word + PDF, updated August 2026. \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e08\u0e33\u0e19\u0e2d\u0e07 \u0e09\u0e1a\u0e31\u0e1a\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32<\/p>\n<p style=\"margin:0\"><a class=\"button\" href=\"https:\/\/www.thailawonline.com\/product\/loan-agreement-with-mortgage-security-thailand-english\/\" style=\"background:#16202E;color:#fff;padding:10px 18px;border-radius:8px;text-decoration:none;font-weight:600\">Get the template<\/a><\/p>\n<\/div>\n<!-- \/tlo-template-promo -->\n\n\n\n\n<section id=\"loan-drafting-scope\"><h2>Our loan agreement drafting service<\/h2><p>We prepare a personalised Thai-English agreement around your loan amount, repayment terms, agreed interest, default provisions and proposed security. Before payment, we confirm the drafting scope, fee, any applicable VAT and total payable. For a standard file, the first draft is usually ready within two to four business days after payment and complete information. Complex transactions need a separately confirmed timetable.<\/p><p>Drafting, signing and registration are separate steps. Mortgage or other security registration, company filings, negotiations, debt recovery and additional agreements are included only if expressly listed in your quote. A collateral clause does not mean registration has been completed.<\/p><p>If you order a loan, shareholder agreement and prenup together, each document has its own scope and target date. Changes to the transaction or additional documents require scope confirmation.<\/p><h3>Review your draft before signing<\/h3><p>Check the parties, amounts, transfer dates, repayment schedule and security description. Send questions together with clause numbers. We explain the relevant provisions and identify each issue as answered or awaiting revision before final approval.<\/p><p>To request a quote, email <a href=\"mailto:info@thailawonline.com\">info@thailawonline.com<\/a> with identification and addresses for the parties, the amount and currency, proposed repayment and interest terms, transfer history and any existing agreement or security documents.<\/p><\/section>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"guarantor\">Adding a guarantor requires a separate legal check<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A guarantor is optional. The absence of a guarantee does not make an unsecured loan agreement defective. If a third party agrees to guarantee repayment, record the obligation in writing with that person\u2019s signature and identify the secured debt and the agreed limits. A mortgage and a personal guarantee are different forms of security.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not make an individual guarantor liable \u201cas a joint debtor\u201d through a standard-form clause. Section 681\/1 of the Civil and Commercial Code invalidates that wording. Its second paragraph contains an exception for a juristic-person guarantor that consents to joint-debtor liability; that guarantor then loses the protections in Sections 688, 689 and 690. Check the contract date and applicable transitional rules before applying the 2015 amendments to an older agreement. Read <a href=\"https:\/\/www.thailawonline.com\/thai-civil-code\/section-681-1\/\">Section 681\/1 and its amendment notes<\/a> before adding a guarantee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">FAQ \u00b7 \u0e04\u0e33\u0e16\u0e32\u0e21\u0e17\u0e35\u0e48\u0e1e\u0e1a\u0e1a\u0e48\u0e2d\u0e22<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1788700000000\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Must a loan be in writing? \/ \u0e15\u0e49\u0e2d\u0e07\u0e17\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e44\u0e2b\u0e21<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, over \u0e3f2,000 (CCC \u00a7653).<br \/><span style=\"color:#7a8694\">\u0e43\u0e0a\u0e48 \u0e40\u0e01\u0e34\u0e19 2,000 \u0e1a\u0e32\u0e17 (\u0e21\u0e32\u0e15\u0e23\u0e32 653)<\/span><\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000001\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Maximum interest? \/ \u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e2a\u0e39\u0e07\u0e2a\u0e38\u0e14<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>15% per year (\u00a7654); more can be a criminal offence.<br \/><span style=\"color:#7a8694\">15% \u0e15\u0e48\u0e2d\u0e1b\u0e35 (\u0e21\u0e32\u0e15\u0e23\u0e32 654) \u0e40\u0e01\u0e34\u0e19\u0e01\u0e27\u0e48\u0e32\u0e19\u0e31\u0e49\u0e19\u0e2d\u0e32\u0e08\u0e40\u0e1b\u0e47\u0e19\u0e04\u0e27\u0e32\u0e21\u0e1c\u0e34\u0e14\u0e2d\u0e32\u0e0d\u0e32<\/span><\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000002\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can a foreigner lend for property? \/ \u0e15\u0e48\u0e32\u0e07\u0e0a\u0e32\u0e15\u0e34\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u0e0b\u0e37\u0e49\u0e2d\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e44\u0e14\u0e49\u0e44\u0e2b\u0e21<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, secure it with a mortgage. Use the secured version.<br \/><span style=\"color:#7a8694\">\u0e44\u0e14\u0e49 \u0e42\u0e14\u0e22\u0e08\u0e14\u0e08\u0e33\u0e19\u0e2d\u0e07\u0e40\u0e1b\u0e47\u0e19\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19 \u0e43\u0e0a\u0e49\u0e41\u0e1a\u0e1a\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/span><\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"related\">Related \u00b7 \u0e17\u0e35\u0e48\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e02\u0e49\u0e2d\u0e07<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/thai-civil-code\/section-653\/\">CCC \u00a7653<\/a> \u00b7 <a href=\"\/thai-civil-code\/section-654\/\">\u00a7654<\/a> \u00b7 <a href=\"\/thai-civil-code\/section-728\/\">\u00a7728 mortgage<\/a> \u00b7 <a href=\"\/glossary\/loan-agreement\/\">Glossary: loan agreement<\/a> \u00b7 <a href=\"\/debt-collection-lawyer-in-thailand\/\">Debt collection<\/a> \u00b7 <a href=\"\/explaining-our-membership\/\">Membership<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"our-fees\">Our fee for a loan agreement<\/h2>\n\n\n<div class=\"tlo-trust-fees\">\n            \n            <div class=\"tlo-trust-fees__scroll\">\n                <table class=\"tlo-trust-fees__table\">\n                    <thead>\n                        <tr>\n                            <th scope=\"col\">Service<\/th>\n                            <th scope=\"col\">Forfait<\/th>\n                            <th scope=\"col\">Ce qui est inclus<\/th>\n                            <th scope=\"col\">D\u00e9lai<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                            <tr>\n                            <th scope=\"row\" class=\"tlo-trust-fees__name\">\n                                Loan agreement                            <\/th>\n                            <td class=\"tlo-trust-fees__price\">\n                                4,900 THB                                                            <\/td>\n                            <td>Bilingual loan agreement covering amount, interest, repayment, collateral, default remedies and dispute resolution.<\/td>\n                            <td>2 to 4 business days<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n\n                            <p class=\"tlo-trust-fees__note\">\n                    VAT (7%) excluded unless stated. Government disbursements are charged at cost unless the service says they are included.                <\/p>\n            \n                            <p class=\"tlo-trust-fees__cta\">\n                    <a class=\"tlo-trust-btn\" href=\"https:\/\/www.thailawonline.com\/fr\/book-consultation\/\">\n                        Prendre rendez-vous                    <\/a>\n                    <span class=\"tlo-trust-badge tlo-trust-badge--response\"><span class=\"tlo-trust-badge__tick\" aria-hidden=\"true\">&#9679;<\/span> R\u00e9ponse sous 24 heures <span class=\"tlo-trust-badge__langs\">EN \u00b7 FR \u00b7 TH<\/span><\/span>                <\/p>\n                    <\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em>These fees come from one source and are the same everywhere on this site. See <a href=\"\/pricing\/\">all our fees<\/a>.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"free-tools\">Try it yourself first, free<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You do not have to book anything to get started. These run in your browser, and you only pay us if you decide you want a lawyer involved.<\/p>\n\n\n<div class=\"tlo-trust-tools\">\n                            <div class=\"tlo-trust-tool\">\n                    <p class=\"tlo-trust-tool__title\">\n                        G\u00e9n\u00e9rateur de documents juridiques                        <span class=\"tlo-trust-tool__tier tlo-trust-tool__tier--gold\">\n                            Membres Gold                        <\/span>\n                    <\/p>\n                    <p class=\"tlo-trust-tool__blurb\">Dix documents bilingues \u00e0 partir d&#039;un questionnaire guid\u00e9, dans la r\u00e9daction propre au cabinet.<\/p>\n                                            <a class=\"tlo-trust-btn\" href=\"https:\/\/www.thailawonline.com\/fr\/legal-document-maker\/\"\n                           data-tlo-event=\"tool_click\" data-tool=\"document-maker\">\n                            Ouvrir l&#039;outil                        <\/a>\n                                    <\/div>\n                            <div class=\"tlo-trust-tool\">\n                    <p class=\"tlo-trust-tool__title\">\n                        Interroger notre assistant IA                        <span class=\"tlo-trust-tool__tier tlo-trust-tool__tier--free\">\n                            Gratuit                        <\/span>\n                    <\/p>\n                    <p class=\"tlo-trust-tool__blurb\">Entra\u00een\u00e9 sur le droit tha\u00eflandais et plus de 84 000 arr\u00eats de la Cour supr\u00eame. Posez vos questions, gratuitement.<\/p>\n                                            <button type=\"button\" class=\"tlo-trust-btn tlo-trust-tool__chat\"\n                                data-tlo-event=\"assistant_open\">\n                            Poser une question                        <\/button>\n                                    <\/div>\n                    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Loan Agreement \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19 A bilingual loan agreement that holds up in a Thai court \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32\u0e17\u0e35\u0e48\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e44\u0e14\u0e49\u0e43\u0e19\u0e28\u0e32\u0e25\u0e44\u0e17\u0e22 \u2713 Bilingual EN\/TH \u00a0\u00b7\u00a0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"pmpro_default_level":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","rank_math_focus_keyword":"loan agreement","rank_math_title":"Thailand Loan Agreement Template - 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