{"id":254,"date":"2023-11-17T11:20:19","date_gmt":"2023-11-17T04:20:19","guid":{"rendered":"https:\/\/www.thailawonline.com\/sales-with-rights-of-redemption\/"},"modified":"2026-11-02T23:15:14","modified_gmt":"2026-11-02T16:15:14","slug":"sales-with-rights-of-redemption","status":"publish","type":"page","link":"https:\/\/www.thailawonline.com\/fr\/sales-with-rights-of-redemption\/","title":{"rendered":"Ventes avec droit de rachat (Kaifak)"},"content":{"rendered":"\n

Written by Mr.\u00a0S\u00e9bastien Brousseau<\/a>,\u00a0LL.B.<\/a>,\u00a0B.Sc.<\/a>\u00a0Sebastien is the editor of ThaiLawOnline, based in Bangkok, and has worked in Thai law and managed law firms in Thailand since 2006. With extensive experience in Thai property law, Sebastien emphasizes that Khai Fak<\/a> transactions can be risky<\/strong>, as sellers often lose their property if they fail to redeem it within the contractual period<\/strong>, making it a common legal trap for those in financial distress<\/strong>. He strongly advises that anyone considering a sale with a right of redemption<\/strong> seek legal consultation<\/strong> to fully understand the risks and ensure fair terms.\u00a0Full Profile<\/a>\u00a0|\u00a0LinkedIn<\/a>.<\/p>\n\n\n\n

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Last reviewed: 25 September 2026. Read in Thai against the Civil and Commercial Code, sections 456, 491, 492, 494 to 496, 499 and 500, and the Act on the Protection of People Entering into Sales with Right of Redemption of Agricultural Land or Residences B.E. 2562, sections 6 to 8, 10 to 12, 17 and 18. Fees and tax from the Department of Lands public service manual, which reproduces Ministerial Regulation No. 47 (B.E. 2541) under the Land Code, clause 2(7). Not verified in this review: the interest rates said to be seen in practice, and whether the temporary 2026 residential fee reduction extends to this kind of registration. Re-read on 5 October 2026 against that stamp: every statement matches the sections listed; no change made. Re-checked on 10 October 2026: the Department of Lands circular Mor Tor 0515.1\/Wor 14504 of 30 June 2026 and its enclosure read in Thai; clause 7.1 excludes sale with right of redemption from the residential fee reduction, which the fee paragraph now says. The interest rates seen in practice remain unverified.<\/em><\/p>\n\n\n\n

A sale with right of redemption, called \u201cKaifak\u201d (\u0e02\u0e32\u0e22\u0e1d\u0e32\u0e01) in Thai, can be made over land, buildings or movable property. It is essential to understand its legal effect before signing, because ownership passes to the buyer at once. This article explains how it works under Thai law.<\/p>\n\n\n\n

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