{"id":4546,"date":"2026-08-10T09:00:05","date_gmt":"2026-08-10T02:00:05","guid":{"rendered":"https:\/\/www.thailawonline.com\/wrong-bank-transfer-in-thailand-how-to-get-your-money-back\/"},"modified":"2026-10-21T15:24:59","modified_gmt":"2026-10-21T08:24:59","slug":"wrong-bank-transfer-in-thailand-how-to-get-your-money-back","status":"publish","type":"post","link":"https:\/\/www.thailawonline.com\/fr\/wrong-bank-transfer-in-thailand-how-to-get-your-money-back\/","title":{"rendered":"Virement bancaire erron\u00e9 en Tha\u00eflande : comment r\u00e9cup\u00e9rer votre argent"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">You tap &#8220;confirm&#8221; on your banking app, and 31,000 baht disappears into a stranger&#8217;s account because one digit of the account number was wrong. It happens every day in Thailand, to Thais and to expats paying rent, sending money to a spouse, or settling a builder&#8217;s invoice. For years, banks routinely told the sender it was their problem: &#8220;we cannot reverse the transfer, contact the account holder yourself.&#8221; A recent <a href=\"https:\/\/www.thailawonline.com\/glossary\/supreme-court-dika\/\">Supreme Court<\/a> decision, <strong>Dika No. 8557\/2568<\/strong>, changes that conversation. The Court held that a bank must return money mistakenly transferred into a stranger&#8217;s account, where the funds had been frozen and the account holder never came forward, and that a bank cannot simply shrug and leave the victim to chase an unreachable stranger.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li class=\"\"><a href=\"#dika-8557-2568-the-case-in-brief\">Dika 8557\/2568: the case in brief<\/a><\/li><li class=\"\"><a href=\"#what-thai-law-says-about-money-sent-to-the-wrong-account\">What Thai law says about money sent to the wrong account<\/a><\/li><li class=\"\"><a href=\"#step-by-step-what-to-do-if-you-transferred-money-to-the-wrong-account\">Step-by-step: what to do if you transferred money to the wrong account<\/a><\/li><li class=\"\"><a href=\"#why-this-matters-for-expats\">Why this matters for expats<\/a><\/li><li class=\"\"><a href=\"#frequently-asked-questions\">Frequently asked questions<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">This article explains what the Supreme Court decided, the legal rules behind mistaken transfers under the Thai <a href=\"https:\/\/www.thailawonline.com\/glossary\/thai-civil-and-commercial-code\/\">Civil and Commercial Code<\/a>, and the practical steps to take, in order, if you ever send money to the wrong account in Thailand.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"dika-8557-2568-the-case-in-brief\">Dika 8557\/2568: the case in brief<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The facts were painfully ordinary. In March 2020, a woman tried to transfer 31,000 baht from her bank account to her daughter. She mistyped a single digit of the account number. The money landed in the account of a Myanmar national who banked with the same bank, and to whom she had no connection of any kind. She reported the mistake the same day, the police issued an order freezing the 31,000 baht in that account, and she asked the bank to return her money. The bank refused, arguing it had no contract with her that required it to hand over money sitting in another customer&#8217;s account.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/www.thailawonline.com\/glossary\/court-of-first-instance\/\">The trial court<\/a> (sitting as a consumer case) ordered the bank to pay. The <a href=\"https:\/\/www.thailawonline.com\/glossary\/court-of-appeal\/\">Court of Appeal<\/a> reversed. The Supreme Court&#8217;s Consumer Cases Division restored the trial judgment: the bank had to return the 31,000 baht plus interest at 3% per year from the day after filing (the claim was filed on 7 June 2021) until payment.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"the-legal-reasoning\">The legal reasoning<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">The Supreme Court relied on several provisions of the Civil and Commercial Code (CCC):<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>CCC Sections 657 and 665<\/strong>, a deposit of money with a bank is a contract of deposit, and the depositary must return the amount deposited. The money credited to the wrong account never truly became the recipient&#8217;s property in any meaningful sense; it was traceable to the sender&#8217;s mistake.<\/li>\n\n<li><strong>CCC Section 672<\/strong>, with money deposits, the bank need not return the identical banknotes, only the equivalent amount, which is why tracing the <em>value<\/em> of the mistaken credit matters rather than specific notes.<\/li>\n\n<li><strong>CCC Section 1336<\/strong>, an owner has the right to follow and recover their property from a person who has no right to retain it. The mistaken transfer did not give the account holder any lawful claim to the funds.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Because the dispute was heard as a consumer case, the Court also invoked <strong>Section 12 of the Consumer Case Procedure Act B.E. 2551 (2008)<\/strong>, which requires a business operator to act in <a href=\"https:\/\/www.thailawonline.com\/glossary\/good-faith\/\">good faith<\/a> and in line with fair commercial standards. A bank, a professional custodian of money and a business the public is required to trust, cannot hide behind formalities when it knows funds were credited by an obvious keying error into an account already frozen by the police at the sender&#8217;s report. The commercially honest response is to verify the claim and return the money, not to force a consumer into years of litigation against a foreign account holder who cannot be found.<\/p>\n\n\n<style data-noptimize=\"1\">.tlo-lb{border:2px solid #1E3455;background:#fff;margin:28px 0;font-size:16px;line-height:1.55;color:#1b1b1b}.tlo-lb h2.tlo-lb-h{background:#1E3455;color:#fff;font-size:19px;line-height:1.3;margin:0;padding:12px 16px}.tlo-lb-tabs{position:relative;padding-top:44px;background:#fff}.tlo-lb-tab>summary{position:absolute;top:0;width:33.334%;height:44px;line-height:44px;text-align:center;font-weight:700;cursor:pointer;list-style:none;background:#eef0f4;color:#1E3455;box-sizing:border-box;border-bottom:3px solid #1E3455}.tlo-lb-tab>summary::-webkit-details-marker{display:none}.tlo-lb-tab:nth-of-type(1)>summary{left:0}.tlo-lb-tab:nth-of-type(2)>summary{left:33.333%}.tlo-lb-tab:nth-of-type(3)>summary{left:66.666%}.tlo-lb-tab[open]>summary{background:#fff;border-bottom-color:#FECB01}.tlo-lb summary:focus-visible,.tlo-lb a:focus-visible{outline:3px solid #FECB01;outline-offset:-3px}.tlo-lb-sec{padding:14px 16px;border-bottom:1px solid #dfe2e8}.tlo-lb-sec h3{font-size:17px;line-height:1.35;margin:0 0 4px;color:#1E3455}.tlo-lb-sec h3 small{font-weight:400;color:#555;font-size:14px}.tlo-lb-sec p{margin:0 0 8px}.tlo-lb-text{white-space:pre-line;border-left:3px solid #FECB01;padding-left:12px;margin:0 0 6px}.tlo-lb-note{font-size:13px;color:#555;font-style:italic}.tlo-lb-badge{display:inline-block;background:#FECB01;color:#1E3455;font-size:12px;font-weight:700;padding:1px 7px;margin-left:6px}.tlo-lb-fold{margin:0 0 8px}.tlo-lb-fold>summary{cursor:pointer;color:#1E3455;font-size:14px;font-weight:700;margin-bottom:6px}.tlo-lb-links a{margin-right:14px;font-size:14px}.tlo-lb-cases,.tlo-lb-src{padding:14px 16px;background:#f6f7f9;border-top:1px solid #dfe2e8}.tlo-lb-cases h3,.tlo-lb-src h3{font-size:15px;margin:0 0 6px;color:#1E3455}.tlo-lb-cases ul,.tlo-lb-src ul{margin:0;padding:0 0 0 18px;font-size:14px}.tlo-al{font-size:14px;line-height:1.5;color:#444;margin:0 0 18px}.tlo-al details{margin-top:4px}.tlo-al summary{cursor:pointer;color:#1E3455}.tlo-al ul{margin:6px 0 0 18px;padding:0}@media print{.tlo-lb{border:1px solid #000}.tlo-lb-tabs{padding-top:0}.tlo-lb-tab>summary{position:static;width:auto;height:auto;line-height:1.4;text-align:left;background:none;border:0}.tlo-lb details::details-content{content-visibility:visible;display:block}.tlo-lb-links a{color:#000}}<\/style><script data-noptimize=\"1\" data-no-optimize=\"1\">document.addEventListener(\"DOMContentLoaded\",function(){(function(){var b=document.querySelectorAll(\".tlo-lb-tabs\");b.forEach(function(g){var t=g.querySelectorAll(\":scope>details\");t.forEach(function(d){d.firstElementChild.addEventListener(\"click\",function(e){if(d.open){e.preventDefault()}})})});var s=[];addEventListener(\"beforeprint\",function(){s=[];document.querySelectorAll(\".tlo-lb details\").forEach(function(d){s.push([d,d.open,d.getAttribute(\"name\")]);d.removeAttribute(\"name\");d.open=true})});addEventListener(\"afterprint\",function(){s.forEach(function(x){x[0].open=x[1];if(x[2]){x[0].setAttribute(\"name\",x[2])}})})})();});<\/script><section class=\"tlo-lb notranslate\" data-no-translation data-no-dynamic-translation translate=\"no\" aria-label=\"Le droit applicable \u00e0 cette page\"><h2 class=\"tlo-lb-h\">Le droit applicable \u00e0 cette page<\/h2><div class=\"tlo-lb-tabs\"><details class=\"tlo-lb-tab\" name=\"tlo-lb-1\" lang=\"en\" data-no-translation><summary>English<\/summary><div class=\"tlo-lb-sec\"><h3>Section 1336<\/h3><p>An owner can use, dispose of, and take the income from their property, and can demand its return from anyone holding it without right. This is the bedrock right of ownership in Thai property law.<\/p><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">Within the limits of the law, the owner of property has the right to use and dispose of his property and to acquire its fruits; he has the right to follow and recover his property from any person who has no right to retain it, and the right to prevent any unlawful interference with such property.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-1336\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 406<\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">Any person who, through an act of performance made by another person or in any other manner, obtains something to the prejudice of such other person without legal ground, must return it to the latter. The acknowledgment of the existence or non-existence of a debt is deemed to be an act of performance. The same provision shall apply if something has been obtained on account of a cause which has not been realised or has ceased to exist.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-406\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 419<\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">No action on account of undue enrichment can be entered later than one year from the time when the injured party became aware of his right to restitution or later than 10 years from the time when the right accrued.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-419\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 665<\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">The depositary must return the property deposited to the depositor, or to the person in whose name it was deposited, or to the person he has been lawfully directed to return it to.\n Where the depositor has died, the property must be returned to his heirs.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-665\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 672<\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">Where money is deposited, it is presumed that the depositary is not bound to return the identical money deposited, but must return the same amount.\n The depositary may use the money deposited, but must return the same amount even if the money deposited has been lost by force majeure.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-672\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 12 <small>Consumer Case Procedure Act B.E. 2551<\/small><\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">In exercising its rights and in performing its obligations, a business operator must act in good faith, having regard to appropriate commercial standards under a fair business system.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/YUpvUUJ0Njc3NkQvczdieno3M0c5UT09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 352<\/h3><p>Misappropriation is committed by a person who already holds property belonging to another, or jointly owned with another, and dishonestly takes it for himself or a third party. The punishment is imprisonment up to three years, a fine up to sixty thousand baht, or both, and only one half of that where the property came into the offender&#039;s hands because someone delivered it to him by mistake, or where it is lost property that he found.<\/p><details class=\"tlo-lb-fold\"><summary>Full text<\/summary><p class=\"tlo-lb-text\">Whoever, being in possession of property belonging to another person, or of which another person is a co-owner, dishonestly converts that property to himself or to a third person, commits the offence of misappropriation and shall be liable to imprisonment not exceeding three years, or a fine not exceeding sixty thousand baht, or both. If the property came into the possession of the offender because another person delivered it by mistake of any kind, or if it is lost property which the offender has found, the offender shall be liable to only one half of that punishment.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-penal-code\/section-352\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/K2dTMURyaDllOXJVWVZqZGJLK09pdz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><\/details><details class=\"tlo-lb-tab\" name=\"tlo-lb-1\" lang=\"th\" data-no-translation><summary>\u0e44\u0e17\u0e22<\/summary><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 1336<\/h3><details class=\"tlo-lb-fold\" open><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e20\u0e32\u0e22\u0e43\u0e19\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e41\u0e2b\u0e48\u0e07\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22 \u0e40\u0e08\u0e49\u0e32\u0e02\u0e2d\u0e07\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e21\u0e35\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e43\u0e0a\u0e49\u0e2a\u0e2d\u0e22\u0e41\u0e25\u0e30\u0e08\u0e33\u0e2b\u0e19\u0e48\u0e32\u0e22\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e02\u0e2d\u0e07\u0e15\u0e19\u0e41\u0e25\u0e30\u0e44\u0e14\u0e49\u0e0b\u0e36\u0e48\u0e07\u0e14\u0e2d\u0e01\u0e1c\u0e25\u0e41\u0e2b\u0e48\u0e07\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e19\u0e31\u0e49\u0e19 \u0e01\u0e31\u0e1a\u0e17\u0e31\u0e49\u0e07\u0e21\u0e35\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e15\u0e34\u0e14\u0e15\u0e32\u0e21\u0e41\u0e25\u0e30\u0e40\u0e2d\u0e32\u0e04\u0e37\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e02\u0e2d\u0e07\u0e15\u0e19\u0e08\u0e32\u0e01\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e1c\u0e39\u0e49\u0e44\u0e21\u0e48\u0e21\u0e35\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e08\u0e30\u0e22\u0e36\u0e14\u0e16\u0e37\u0e2d\u0e44\u0e27\u0e49 \u0e41\u0e25\u0e30\u0e21\u0e35\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e02\u0e31\u0e14\u0e02\u0e27\u0e32\u0e07\u0e21\u0e34\u0e43\u0e2b\u0e49\u0e1c\u0e39\u0e49\u0e2d\u0e37\u0e48\u0e19\u0e2a\u0e2d\u0e14\u0e40\u0e02\u0e49\u0e32\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e02\u0e49\u0e2d\u0e07\u0e01\u0e31\u0e1a\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e19\u0e31\u0e49\u0e19\u0e42\u0e14\u0e22\u0e21\u0e34\u0e0a\u0e2d\u0e1a\u0e14\u0e49\u0e27\u0e22\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-1336\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 406<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e43\u0e14\u0e44\u0e14\u0e49\u0e21\u0e32\u0e0b\u0e36\u0e48\u0e07\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e48\u0e07\u0e43\u0e14\u0e40\u0e1e\u0e23\u0e32\u0e30\u0e01\u0e32\u0e23\u0e17\u0e35\u0e48\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e2d\u0e35\u0e01\u0e04\u0e19\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e01\u0e23\u0e30\u0e17\u0e33\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e0a\u0e33\u0e23\u0e30\u0e2b\u0e19\u0e35\u0e49\u0e01\u0e47\u0e14\u0e35 \u0e2b\u0e23\u0e37\u0e2d\u0e44\u0e14\u0e49\u0e21\u0e32\u0e14\u0e49\u0e27\u0e22\u0e1b\u0e23\u0e30\u0e01\u0e32\u0e23\u0e2d\u0e37\u0e48\u0e19\u0e01\u0e47\u0e14\u0e35 \u0e42\u0e14\u0e22\u0e1b\u0e23\u0e32\u0e28\u0e08\u0e32\u0e01\u0e21\u0e39\u0e25\u0e2d\u0e31\u0e19\u0e08\u0e30\u0e2d\u0e49\u0e32\u0e07\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e44\u0e14\u0e49 \u0e41\u0e25\u0e30\u0e40\u0e1b\u0e47\u0e19\u0e17\u0e32\u0e07\u0e43\u0e2b\u0e49\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e2d\u0e35\u0e01\u0e04\u0e19\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e19\u0e31\u0e49\u0e19\u0e40\u0e2a\u0e35\u0e22\u0e40\u0e1b\u0e23\u0e35\u0e22\u0e1a\u0e44\u0e0b\u0e23\u0e49 \u0e17\u0e48\u0e32\u0e19\u0e27\u0e48\u0e32\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e19\u0e31\u0e49\u0e19\u0e08\u0e33\u0e15\u0e49\u0e2d\u0e07\u0e04\u0e37\u0e19\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e48\u0e40\u0e02\u0e32 \u0e2d\u0e19\u0e36\u0e48\u0e07 \u0e01\u0e32\u0e23\u0e23\u0e31\u0e1a\u0e2a\u0e20\u0e32\u0e1e\u0e2b\u0e19\u0e35\u0e49\u0e2a\u0e34\u0e19\u0e27\u0e48\u0e32\u0e21\u0e35\u0e2d\u0e22\u0e39\u0e48\u0e2b\u0e23\u0e37\u0e2d\u0e2b\u0e32\u0e44\u0e21\u0e48\u0e19\u0e31\u0e49\u0e19 \u0e17\u0e48\u0e32\u0e19\u0e01\u0e47\u0e43\u0e2b\u0e49\u0e16\u0e37\u0e2d\u0e27\u0e48\u0e32\u0e40\u0e1b\u0e47\u0e19\u0e01\u0e32\u0e23\u0e01\u0e23\u0e30\u0e17\u0e33\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e0a\u0e33\u0e23\u0e30\u0e2b\u0e19\u0e35\u0e49\u0e14\u0e49\u0e27\u0e22\u0e1a\u0e17\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e2d\u0e31\u0e19\u0e19\u0e35\u0e49\u0e17\u0e48\u0e32\u0e19\u0e43\u0e2b\u0e49\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e15\u0e25\u0e2d\u0e14\u0e16\u0e36\u0e07\u0e01\u0e23\u0e13\u0e35\u0e17\u0e35\u0e48\u0e44\u0e14\u0e49\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e21\u0e32\u0e40\u0e1e\u0e23\u0e32\u0e30\u0e40\u0e2b\u0e15\u0e38\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e43\u0e14\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e0b\u0e36\u0e48\u0e07\u0e21\u0e34\u0e44\u0e14\u0e49\u0e21\u0e35\u0e44\u0e14\u0e49\u0e40\u0e1b\u0e47\u0e19\u0e02\u0e36\u0e49\u0e19 \u0e2b\u0e23\u0e37\u0e2d\u0e40\u0e1b\u0e47\u0e19\u0e40\u0e2b\u0e15\u0e38\u0e17\u0e35\u0e48\u0e44\u0e14\u0e49\u0e2a\u0e34\u0e49\u0e19\u0e2a\u0e38\u0e14\u0e44\u0e1b\u0e40\u0e2a\u0e35\u0e22\u0e01\u0e48\u0e2d\u0e19\u0e41\u0e25\u0e49\u0e27\u0e19\u0e31\u0e49\u0e19\u0e14\u0e49\u0e27\u0e22<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-406\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 419<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e43\u0e19\u0e40\u0e23\u0e37\u0e48\u0e2d\u0e07\u0e25\u0e32\u0e20\u0e21\u0e34\u0e04\u0e27\u0e23\u0e44\u0e14\u0e49\u0e19\u0e31\u0e49\u0e19 \u0e17\u0e48\u0e32\u0e19\u0e2b\u0e49\u0e32\u0e21\u0e21\u0e34\u0e43\u0e2b\u0e49\u0e1f\u0e49\u0e2d\u0e07\u0e04\u0e14\u0e35\u0e40\u0e21\u0e37\u0e48\u0e2d\u0e1e\u0e49\u0e19\u0e01\u0e33\u0e2b\u0e19\u0e14\u0e1b\u0e35\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e19\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e40\u0e27\u0e25\u0e32\u0e17\u0e35\u0e48\u0e1d\u0e48\u0e32\u0e22\u0e1c\u0e39\u0e49\u0e40\u0e2a\u0e35\u0e22\u0e2b\u0e32\u0e22\u0e23\u0e39\u0e49\u0e27\u0e48\u0e32\u0e15\u0e19\u0e21\u0e35\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e40\u0e23\u0e35\u0e22\u0e01\u0e04\u0e37\u0e19 \u0e2b\u0e23\u0e37\u0e2d\u0e40\u0e21\u0e37\u0e48\u0e2d\u0e1e\u0e49\u0e19\u0e2a\u0e34\u0e1a\u0e1b\u0e35\u0e19\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e40\u0e27\u0e25\u0e32\u0e17\u0e35\u0e48\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e19\u0e31\u0e49\u0e19\u0e44\u0e14\u0e49\u0e21\u0e35\u0e02\u0e36\u0e49\u0e19<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-419\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 665<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1d\u0e32\u0e01\u0e08\u0e33\u0e15\u0e49\u0e2d\u0e07\u0e04\u0e37\u0e19\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e23\u0e31\u0e1a\u0e1d\u0e32\u0e01\u0e44\u0e27\u0e49\u0e19\u0e31\u0e49\u0e19\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e48\u0e1c\u0e39\u0e49\u0e1d\u0e32\u0e01 \u0e2b\u0e23\u0e37\u0e2d\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e19\u0e31\u0e49\u0e19\u0e1d\u0e32\u0e01\u0e43\u0e19\u0e19\u0e32\u0e21\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e43\u0e14 \u0e04\u0e37\u0e19\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e48\u0e1c\u0e39\u0e49\u0e19\u0e31\u0e49\u0e19 \u0e2b\u0e23\u0e37\u0e2d\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1d\u0e32\u0e01\u0e44\u0e14\u0e49\u0e23\u0e31\u0e1a\u0e04\u0e33\u0e2a\u0e31\u0e48\u0e07\u0e42\u0e14\u0e22\u0e0a\u0e2d\u0e1a\u0e43\u0e2b\u0e49\u0e04\u0e37\u0e19\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e19\u0e31\u0e49\u0e19\u0e44\u0e1b\u0e41\u0e01\u0e48\u0e1c\u0e39\u0e49\u0e43\u0e14 \u0e04\u0e37\u0e19\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e48\u0e1c\u0e39\u0e49\u0e19\u0e31\u0e49\u0e19\u0e41\u0e15\u0e48\u0e2b\u0e32\u0e01\u0e1c\u0e39\u0e49\u0e1d\u0e32\u0e01\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e15\u0e32\u0e22 \u0e17\u0e48\u0e32\u0e19\u0e43\u0e2b\u0e49\u0e04\u0e37\u0e19\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e19\u0e31\u0e49\u0e19\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e48\u0e17\u0e32\u0e22\u0e32\u0e17<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-665\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 672<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e16\u0e49\u0e32\u0e1d\u0e32\u0e01\u0e40\u0e07\u0e34\u0e19 \u0e17\u0e48\u0e32\u0e19\u0e43\u0e2b\u0e49\u0e2a\u0e31\u0e19\u0e19\u0e34\u0e29\u0e10\u0e32\u0e19\u0e44\u0e27\u0e49\u0e01\u0e48\u0e2d\u0e19\u0e27\u0e48\u0e32\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1d\u0e32\u0e01\u0e44\u0e21\u0e48\u0e1e\u0e36\u0e07\u0e15\u0e49\u0e2d\u0e07\u0e2a\u0e48\u0e07\u0e04\u0e37\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e40\u0e07\u0e34\u0e19\u0e17\u0e2d\u0e07\u0e15\u0e23\u0e32\u0e2d\u0e31\u0e19\u0e40\u0e14\u0e35\u0e22\u0e27\u0e01\u0e31\u0e19\u0e01\u0e31\u0e1a\u0e17\u0e35\u0e48\u0e1d\u0e32\u0e01 \u0e41\u0e15\u0e48\u0e08\u0e30\u0e15\u0e49\u0e2d\u0e07\u0e04\u0e37\u0e19\u0e40\u0e07\u0e34\u0e19\u0e43\u0e2b\u0e49\u0e04\u0e23\u0e1a\u0e08\u0e33\u0e19\u0e27\u0e19\u0e2d\u0e19\u0e36\u0e48\u0e07 \u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1d\u0e32\u0e01\u0e08\u0e30\u0e40\u0e2d\u0e32\u0e40\u0e07\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e1d\u0e32\u0e01\u0e19\u0e31\u0e49\u0e19\u0e2d\u0e2d\u0e01\u0e43\u0e0a\u0e49\u0e01\u0e47\u0e44\u0e14\u0e49 \u0e41\u0e15\u0e48\u0e2b\u0e32\u0e01\u0e08\u0e33\u0e15\u0e49\u0e2d\u0e07\u0e04\u0e37\u0e19\u0e40\u0e07\u0e34\u0e19\u0e43\u0e2b\u0e49\u0e04\u0e23\u0e1a\u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e17\u0e48\u0e32\u0e19\u0e31\u0e49\u0e19 \u0e41\u0e21\u0e49\u0e27\u0e48\u0e32\u0e40\u0e07\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e1d\u0e32\u0e01\u0e19\u0e31\u0e49\u0e19\u0e08\u0e30\u0e44\u0e14\u0e49\u0e2a\u0e39\u0e0d\u0e2b\u0e32\u0e22\u0e44\u0e1b\u0e14\u0e49\u0e27\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e2a\u0e38\u0e14\u0e27\u0e34\u0e2a\u0e31\u0e22\u0e01\u0e47\u0e15\u0e32\u0e21 \u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1d\u0e32\u0e01\u0e01\u0e47\u0e08\u0e33\u0e15\u0e49\u0e2d\u0e07\u0e04\u0e37\u0e19\u0e40\u0e07\u0e34\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e08\u0e33\u0e19\u0e27\u0e19\u0e14\u0e31\u0e07\u0e27\u0e48\u0e32\u0e19\u0e31\u0e49\u0e19<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-672\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 12 <small>\u0e1e\u0e23\u0e30\u0e23\u0e32\u0e0a\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e27\u0e34\u0e18\u0e35\u0e1e\u0e34\u0e08\u0e32\u0e23\u0e13\u0e32\u0e04\u0e14\u0e35\u0e1c\u0e39\u0e49\u0e1a\u0e23\u0e34\u0e42\u0e20\u0e04 \u0e1e.\u0e28. 2551<\/small><\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e43\u0e19\u0e01\u0e32\u0e23\u0e43\u0e0a\u0e49\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e41\u0e2b\u0e48\u0e07\u0e15\u0e19\u0e01\u0e47\u0e14\u0e35 \u0e43\u0e19\u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30\u0e2b\u0e19\u0e35\u0e49\u0e01\u0e47\u0e14\u0e35 \u0e1c\u0e39\u0e49\u0e1b\u0e23\u0e30\u0e01\u0e2d\u0e1a\u0e18\u0e38\u0e23\u0e01\u0e34\u0e08\u0e15\u0e49\u0e2d\u0e07\u0e01\u0e23\u0e30\u0e17\u0e33\u0e14\u0e49\u0e27\u0e22\u0e04\u0e27\u0e32\u0e21\u0e2a\u0e38\u0e08\u0e23\u0e34\u0e15\u0e42\u0e14\u0e22\u0e04\u0e33\u0e19\u0e36\u0e07\u0e16\u0e36\u0e07\u0e21\u0e32\u0e15\u0e23\u0e10\u0e32\u0e19\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23\u0e04\u0e49\u0e32\u0e17\u0e35\u0e48\u0e40\u0e2b\u0e21\u0e32\u0e30\u0e2a\u0e21\u0e20\u0e32\u0e22\u0e43\u0e15\u0e49\u0e23\u0e30\u0e1a\u0e1a\u0e18\u0e38\u0e23\u0e01\u0e34\u0e08\u0e17\u0e35\u0e48\u0e40\u0e1b\u0e47\u0e19\u0e18\u0e23\u0e23\u0e21<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/YUpvUUJ0Njc3NkQvczdieno3M0c5UT09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 352<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e1c\u0e39\u0e49\u0e43\u0e14\u0e04\u0e23\u0e2d\u0e1a\u0e04\u0e23\u0e2d\u0e07\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e0b\u0e36\u0e48\u0e07\u0e40\u0e1b\u0e47\u0e19\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e2d\u0e37\u0e48\u0e19 \u0e2b\u0e23\u0e37\u0e2d\u0e0b\u0e36\u0e48\u0e07\u0e1c\u0e39\u0e49\u0e2d\u0e37\u0e48\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e40\u0e08\u0e49\u0e32\u0e02\u0e2d\u0e07\u0e23\u0e27\u0e21\u0e2d\u0e22\u0e39\u0e48\u0e14\u0e49\u0e27\u0e22 \u0e40\u0e1a\u0e35\u0e22\u0e14\u0e1a\u0e31\u0e07\u0e40\u0e2d\u0e32\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e19\u0e31\u0e49\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e02\u0e2d\u0e07\u0e15\u0e19\u0e2b\u0e23\u0e37\u0e2d\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e17\u0e35\u0e48\u0e2a\u0e32\u0e21\u0e42\u0e14\u0e22\u0e17\u0e38\u0e08\u0e23\u0e34\u0e15 \u0e1c\u0e39\u0e49\u0e19\u0e31\u0e49\u0e19\u0e01\u0e23\u0e30\u0e17\u0e33\u0e04\u0e27\u0e32\u0e21\u0e1c\u0e34\u0e14\u0e10\u0e32\u0e19\u0e22\u0e31\u0e01\u0e22\u0e2d\u0e01 \u0e15\u0e49\u0e2d\u0e07\u0e23\u0e30\u0e27\u0e32\u0e07\u0e42\u0e17\u0e29\u0e08\u0e33\u0e04\u0e38\u0e01\u0e44\u0e21\u0e48\u0e40\u0e01\u0e34\u0e19\u0e2a\u0e32\u0e21\u0e1b\u0e35 \u0e2b\u0e23\u0e37\u0e2d\u0e1b\u0e23\u0e31\u0e1a\u0e44\u0e21\u0e48\u0e40\u0e01\u0e34\u0e19\u0e2b\u0e01\u0e2b\u0e21\u0e37\u0e48\u0e19\u0e1a\u0e32\u0e17\u0e2b\u0e23\u0e37\u0e2d\u0e17\u0e31\u0e49\u0e07\u0e08\u0e33\u0e17\u0e31\u0e49\u0e07\u0e1b\u0e23\u0e31\u0e1a \u0e16\u0e49\u0e32\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e19\u0e31\u0e49\u0e19\u0e44\u0e14\u0e49\u0e15\u0e01\u0e21\u0e32\u0e2d\u0e22\u0e39\u0e48\u0e43\u0e19\u0e04\u0e27\u0e32\u0e21\u0e04\u0e23\u0e2d\u0e1a\u0e04\u0e23\u0e2d\u0e07\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e01\u0e23\u0e30\u0e17\u0e33\u0e04\u0e27\u0e32\u0e21\u0e1c\u0e34\u0e14 \u0e40\u0e1e\u0e23\u0e32\u0e30\u0e1c\u0e39\u0e49\u0e2d\u0e37\u0e48\u0e19\u0e2a\u0e48\u0e07\u0e21\u0e2d\u0e1a\u0e43\u0e2b\u0e49\u0e42\u0e14\u0e22\u0e2a\u0e33\u0e04\u0e31\u0e0d\u0e1c\u0e34\u0e14\u0e44\u0e1b\u0e14\u0e49\u0e27\u0e22\u0e1b\u0e23\u0e30\u0e01\u0e32\u0e23\u0e43\u0e14 \u0e2b\u0e23\u0e37\u0e2d\u0e40\u0e1b\u0e47\u0e19\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e2b\u0e32\u0e22\u0e0b\u0e36\u0e48\u0e07\u0e1c\u0e39\u0e49\u0e01\u0e23\u0e30\u0e17\u0e33\u0e04\u0e27\u0e32\u0e21\u0e1c\u0e34\u0e14\u0e40\u0e01\u0e47\u0e1a\u0e44\u0e14\u0e49 \u0e1c\u0e39\u0e49\u0e01\u0e23\u0e30\u0e17\u0e33\u0e15\u0e49\u0e2d\u0e07\u0e23\u0e30\u0e27\u0e32\u0e07\u0e42\u0e17\u0e29\u0e41\u0e15\u0e48\u0e40\u0e1e\u0e35\u0e22\u0e07\u0e01\u0e36\u0e48\u0e07\u0e2b\u0e19\u0e36\u0e48\u0e07 \u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38: [\u0e2d\u0e31\u0e15\u0e23\u0e32\u0e42\u0e17\u0e29 \u0e41\u0e01\u0e49\u0e44\u0e02\u0e40\u0e1e\u0e34\u0e48\u0e21\u0e40\u0e15\u0e34\u0e21\u0e42\u0e14\u0e22\u0e21\u0e32\u0e15\u0e23\u0e32 \u0e54 \u0e41\u0e2b\u0e48\u0e07\u0e1e\u0e23\u0e30\u0e23\u0e32\u0e0a\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e41\u0e01\u0e49\u0e44\u0e02\u0e40\u0e1e\u0e34\u0e48\u0e21\u0e40\u0e15\u0e34\u0e21\u0e1b\u0e23\u0e30\u0e21\u0e27\u0e25\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e2d\u0e32\u0e0d\u0e32 (\u0e09\u0e1a\u0e31\u0e1a\u0e17\u0e35\u0e48 \u0e52\u0e56) \u0e1e.\u0e28. \u0e52\u0e55\u0e56\u0e50]<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-penal-code\/section-352\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/K2dTMURyaDllOXJVWVZqZGJLK09pdz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><\/details><details class=\"tlo-lb-tab\" name=\"tlo-lb-1\" lang=\"fr\" data-no-translation open><summary>Fran\u00e7ais<\/summary><div class=\"tlo-lb-sec\"><h3>Article 1336<\/h3><p>Sous r\u00e9serve de la loi, le propri\u00e9taire a le droit d&#039;user et de disposer de son bien et d&#039;en percevoir les fruits, de le revendiquer et de le reprendre \u00e0 toute personne qui n&#039;a pas le droit de le d\u00e9tenir, et d&#039;emp\u00eacher toute ing\u00e9rence ill\u00e9gale d&#039;autrui dans ce bien.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-1336\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 406<\/h3><p>Quiconque re\u00e7oit un bien par la prestation d&#039;autrui en ex\u00e9cution d&#039;une obligation, ou de toute autre mani\u00e8re, sans cause juridique et au d\u00e9triment de cette autre personne, est tenu de le lui restituer. La reconnaissance de l&#039;existence ou de l&#039;inexistence d&#039;une dette est assimil\u00e9e \u00e0 une prestation en ex\u00e9cution d&#039;une obligation. La r\u00e8gle s&#039;applique aussi lorsque le bien a \u00e9t\u00e9 re\u00e7u en raison d&#039;une cause qui ne s&#039;est pas r\u00e9alis\u00e9e ou qui a d\u00e9j\u00e0 cess\u00e9 d&#039;exister.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-406\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 419<\/h3><p>L&#039;action en enrichissement sans cause se prescrit par un an \u00e0 compter du jour o\u00f9 la partie appauvrie a connu son droit \u00e0 restitution, ou par dix ans \u00e0 compter de la naissance de ce droit.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-419\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 665<\/h3><p>Le d\u00e9positaire doit restituer le bien d\u00e9pos\u00e9 au d\u00e9posant, ou \u00e0 la personne au nom de laquelle le d\u00e9p\u00f4t a \u00e9t\u00e9 fait, ou \u00e0 la personne \u00e0 qui il a re\u00e7u l&#039;ordre r\u00e9gulier de le restituer. Si le d\u00e9posant d\u00e9c\u00e8de, le bien est restitu\u00e9 \u00e0 ses h\u00e9ritiers.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-665\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 672<\/h3><p>En cas de d\u00e9p\u00f4t d&#039;argent, le d\u00e9positaire est pr\u00e9sum\u00e9 ne pas devoir restituer les m\u00eames esp\u00e8ces, mais seulement une somme \u00e9quivalente. Il peut utiliser l&#039;argent d\u00e9pos\u00e9, mais doit alors restituer la m\u00eame somme, m\u00eame si l&#039;argent d\u00e9pos\u00e9 a \u00e9t\u00e9 perdu par force majeure.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-civil-code\/section-672\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 12 <small>Consumer Case Procedure Act B.E. 2551<\/small><\/h3><p>Dans l&#039;exercice de ses droits comme dans l&#039;ex\u00e9cution de ses obligations, le professionnel doit agir de bonne foi, en tenant compte des normes commerciales appropri\u00e9es dans un syst\u00e8me d&#039;affaires \u00e9quitable.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/YUpvUUJ0Njc3NkQvczdieno3M0c5UT09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 352<\/h3><p>Quiconque, ayant en sa possession un bien appartenant \u00e0 autrui ou dont autrui est copropri\u00e9taire, se l&#039;approprie frauduleusement pour lui-m\u00eame ou pour un tiers commet un abus de confiance (d\u00e9tournement), puni d&#039;un emprisonnement de trois ans au plus, d&#039;une amende de soixante mille bahts au plus, ou des deux. Si le bien est parvenu en sa possession parce qu&#039;autrui le lui a remis par erreur de quelque mani\u00e8re que ce soit, ou s&#039;il s&#039;agit d&#039;un bien perdu qu&#039;il a trouv\u00e9, la peine est r\u00e9duite de moiti\u00e9.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/fr\/thai-penal-code\/section-352\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/K2dTMURyaDllOXJVWVZqZGJLK09pdz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><\/details><\/div><div class=\"tlo-lb-src\"><h3>Sources<\/h3><ul><li><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Code civil et commercial, Office of the Council of State<\/a>, consult\u00e9 le 31 octobre 2026<\/li><li><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/YUpvUUJ0Njc3NkQvczdieno3M0c5UT09\" rel=\"noopener\" target=\"_blank\">Consumer Case Procedure Act B.E. 2551<\/a>, consult\u00e9 le 4 novembre 2026<\/li><li><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/K2dTMURyaDllOXJVWVZqZGJLK09pdz09\" rel=\"noopener\" target=\"_blank\">Code p\u00e9nal, Office of the Council of State<\/a>, consult\u00e9 le 31 octobre 2026<\/li><\/ul><\/div><\/section>\n\n\n<h2 class=\"wp-block-heading\" id=\"what-thai-law-says-about-money-sent-to-the-wrong-account\">What Thai law says about money sent to the wrong account<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Three sets of rules interact in a mistaken-transfer case:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table>\n<thead>\n<tr><th>Legal basis<\/th><th>Who you claim against<\/th><th>What it gives you<\/th><\/tr>\n<\/thead>\n<tbody>\n<tr><td>Undue enrichment, CCC Sections 406 and following<\/td><td>The person who received the money<\/td><td>The recipient must return money received without legal ground. Keeping or spending money you know is not yours can also amount to a criminal offence.<\/td><\/tr>\n<tr><td>Owner&#8217;s right to follow property, CCC Section 1336<\/td><td>Whoever holds the funds without right (as applied in Dika 8557\/2568, the bank)<\/td><td>Recovery of the funds themselves, without a limitation period based on undue enrichment rules.<\/td><\/tr>\n<tr><td>Consumer Case Procedure Act B.E. 2551, Section 12<\/td><td>The bank, in consumer litigation<\/td><td>Banks must act in good faith and to professional standards; consumer cases are faster and low-cost for the claimant.<\/td><\/tr>\n<\/tbody>\n<\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Before Dika 8557\/2568, the practical weakness was always enforcement: the recipient may be unreachable, abroad, or a money mule with an empty account by the time you sue. The significance of this decision is that, in the right circumstances, a clear mistake, a prompt report, funds still in the account and frozen, the <em>bank itself<\/em> can be ordered to return the money. That is a claim against a defendant who can always pay.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"step-by-step-what-to-do-if-you-transferred-money-to-the-wrong-account\">Step-by-step: what to do if you transferred money to the wrong account<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"1-contact-your-bank-immediately\">1. Contact your bank immediately<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Call your bank&#8217;s hotline the moment you notice the error, then follow up at a branch with your transfer slip or app screenshot. Under Bank of Thailand guidance, your bank must coordinate with the receiving bank to contact the unintended recipient and request a return. If the recipient consents, the money comes back without litigation, this resolves a large share of genuine accidents.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"2-report-to-the-police\">2. Report to the police<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If the recipient refuses, cannot be contacted, or the account looks suspicious (newly opened, linked to scam reports), file a police report at once. A police report was decisive in Dika 8557\/2568: it triggered the freeze that kept the money in the account. If the recipient knowingly keeps money that is not theirs, that can support criminal charges, which adds real pressure to settle.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"3-send-a-formal-demand-letter\">3. Send a formal demand letter<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">A lawyer&#8217;s demand letter to the recipient (and to the bank, where the funds are frozen) citing CCC Sections 406 and 1336 often produces a return without a court case. This is the same first step we use in ordinary <a href=\"https:\/\/www.thailawonline.com\/debt-collection-lawyer-in-thailand\/\">debt collection in Thailand<\/a>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"4-sue-as-a-consumer-case-where-possible\">4. Sue, as a consumer case where possible<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If demand fails, a claim can be filed against the recipient for undue enrichment, and, following Dika 8557\/2568, against the bank where it has failed to act in good faith on a clear, documented mistake. Consumer cases benefit from simplified procedure and no <a href=\"https:\/\/www.thailawonline.com\/glossary\/court-fees\/\">court fees<\/a> for the consumer at filing. See our guide to <a href=\"https:\/\/www.thailawonline.com\/what-to-know-before-you-go-to-court-in-thailand\/\">civil litigation in Thailand<\/a> for how Thai court proceedings actually unfold.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-this-matters-for-expats\">Why this matters for expats<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Expats are over-represented in mistaken-transfer problems for mundane reasons: unfamiliar account-number formats, Thai-language banking apps, frequent large one-off transfers (deposits on condos, <a href=\"https:\/\/www.thailawonline.com\/glossary\/sin-sod\/\">sinsod<\/a>, car purchases), and heavy use of PromptPay identifiers they did not set up themselves. Worse, wrong-account cases in Thailand increasingly overlap with scam cases, and, as in Dika 8557\/2568, the recipient is often a stranger to the sender and never came forward to claim the money. If you were induced to transfer money by deception rather than by your own typing error, different and additional remedies apply, see our <a href=\"https:\/\/www.thailawonline.com\/fraud-and-scam-laws-in-thailand\/\">guide to fraud and scam laws in Thailand<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Two practical lessons from the judgment stand out. First, <strong>speed is everything<\/strong>: the plaintiff won because she reported the error immediately and the funds were frozen before they could be withdrawn. Second, <strong>paper the file<\/strong>: transfer slips, the police report, and every communication with the bank became the evidence that carried the case through three levels of court.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"frequently-asked-questions\">Frequently asked questions<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1788700000000\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can the bank simply reverse a wrong transfer?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>No. Once a transfer clears, the bank cannot unilaterally debit the recipient&#8217;s account without consent or a court order. That is precisely why Dika 8557\/2568 matters: it defines when the bank must nonetheless return the money to the sender, particularly where the funds are frozen and the mistake is documented.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000001\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What if the recipient has already withdrawn the money?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Your claim then lies against the recipient personally for undue enrichment under CCC Section 406, and knowingly keeping mistaken funds may expose them to criminal liability. Recovery depends on identifying them and on their assets, another reason to report and freeze quickly.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000002\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How long do I have to claim?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>An undue enrichment claim must generally be brought within one year from when you knew you had a right to recover the money, and no later than ten years from when that right arose (CCC Section 419). A claim following your own property under CCC Section 1336 is not subject to that short prescription. Get advice early rather than testing the boundaries.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000003\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does this apply to PromptPay and app transfers?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. The legal analysis is the same whether the transfer went through a branch, an ATM, PromptPay, or a mobile app. App transfers actually help you, because the confirmation screens and history give instant documentary proof of the mistake.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000004\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What did the sender actually recover in Dika 8557\/2568?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The full 31,000 baht plus interest at 3% per year from the day after the case was filed until payment, paid by the bank.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000005\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">I&#8217;m a foreigner, can I use the consumer courts?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes. Consumer case procedure protects any consumer dealing with a business operator in Thailand, regardless of nationality. Proceedings are in Thai, so you will want a lawyer; a short <a href=\"https:\/\/www.thailawonline.com\/online-consultation-with-a-thai-lawyer\/\">online consultation with a Thai lawyer<\/a> is usually enough to assess whether your case fits the Dika 8557\/2568 pattern.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<script type=\"application\/ld+json\">{\"@context\": \"https:\/\/schema.org\", \"@graph\": [{\"@type\": \"Article\", \"headline\": \"Wrong Bank Transfer in Thailand: How to Get Your Money Back\", \"author\": {\"@type\": \"Person\", \"name\": \"S\u00e9bastien Brousseau\"}, \"publisher\": {\"@type\": \"Organization\", \"name\": \"ThaiLawOnline\"}, \"datePublished\": \"2026-08-10\", \"about\": \"Supreme Court of Thailand decision Dika 8557\/2568 on recovery of money transferred to the wrong bank account, Civil and Commercial Code sections 406, 657, 665, 672 and 1336, and the Consumer Case Procedure Act B.E. 2551.\"}]}<\/script>\n\n\n\n<p class=\"wp-block-paragraph\"><em>This article was written and reviewed by S\u00e9bastien Brousseau, <a href=\"https:\/\/www.thailawonline.com\/glossary\/ll-b\/\">LL.B<\/a>., <a href=\"https:\/\/www.thailawonline.com\/glossary\/b-sc\/\">B.Sc<\/a>., who has been based in Thailand since 2004 and has run ThaiLawOnline since 2006. If you have sent money to the wrong account, or a bank is refusing to help you recover a mistaken or <a href=\"https:\/\/www.thailawonline.com\/glossary\/fraud\/\">fraud<\/a>-induced transfer, contact ThaiLawOnline for practical, English-language assistance from Thai lawyers who handle these claims regularly.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Last reviewed: 7 September 2026. <strong>Dika 8557\/2568 was read in Thai, to its disposition, and three corrections were made.<\/strong> The judgment supports almost everything this page says of it: 31,000 baht transferred on 17 March 2020 to the plaintiff&#8217;s daughter, one mistyped digit, a Myanmar national as the unintended recipient, an immediate police report and a police freeze order served on the bank, interest at 3 per cent a year running from the day after filing, the Court of First Instance for the plaintiff, the Court of Appeal reversing and the Supreme Court&#8217;s Consumer Cases Division reversing back, and Civil and Commercial Code sections 657, 665 and 672 leading to section 1336 as the decisive provision. <strong>What the judgment does not say is that the recipient&#8217;s account had been opened on the day of the transfer.<\/strong> It records only that he banked with the same bank; the words about that day belong to the plaintiff going to the police. That detail, and the inference drawn from it twice more, have been replaced by what the Court did find: no legal relationship between sender and recipient was shown, the money was already frozen, and the bank should by appropriate commercial standards have asked the account holder to identify himself or object rather than leave a consumer to chase the money alone. <strong>Not verified:<\/strong> the citation of section 12 of the Consumer Case Procedure Act. The judgment reasons in that Act&#8217;s language but does not print the section number, and the Act is not in our statute library, so it was neither confirmed nor refuted then. Confirmed on 6 October 2026 against the Act&#8217;s consolidated Thai text: section 12 requires a business operator, in exercising its rights and performing its obligations, to act in good faith with regard to appropriate commercial standards under a fair business system. Sections 406 and 419, and the point that a section 1336 claim is not subject to the short undue-enrichment prescription, were checked against the Code by an earlier review and are unchanged.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Disclaimer: this article is general information about Thai law, not legal advice. Every case turns on its facts; consult a lawyer about your specific situation.<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Argent envoy\u00e9 sur le mauvais compte en Tha\u00eflande ? L'arr\u00eat 8557\/2568 de la Cour supr\u00eame oblige les banques \u00e0 agir. D\u00e9marches, lois et options de remboursement pour les expatri\u00e9s.<\/p>","protected":false},"author":1,"featured_media":4625,"comment_status":"closed","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"tlo_featured_media_th":0,"tlo_featured_media_fr":0,"footnotes":"","tlo_reviewed_on":"","tlo_reviewed_by":"","tlo_edited_by":"","tlo_changelog":"[{\"date\":\"2026-11-04\",\"note\":\"Added the statute box with Thai, English and French text and checked the page against the official text\"}]","tlo_authority_on":"1","tlo_box_sections":"","tlo_box_cases":"","rank_math_focus_keyword":"wrong bank transfer in thailand","rank_math_title":"Wrong Bank Transfer in Thailand: Money Recovery Guide","rank_math_description":"Sent money to the wrong bank account in Thailand? Read the practical recovery steps, evidence to keep and issues examined in Dika 8557\/2568.","rank_math_breadcrumb_title":"Wrong Bank Transfer in Thailand","rank_math_canonical_url":""},"categories":[17,135],"tags":[],"class_list":["post-4546","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-civil-litigation","category-living-in-thailand","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/posts\/4546","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/comments?post=4546"}],"version-history":[{"count":11,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/posts\/4546\/revisions"}],"predecessor-version":[{"id":12197,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/posts\/4546\/revisions\/12197"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/media\/4625"}],"wp:attachment":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/media?parent=4546"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/categories?post=4546"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/tags?post=4546"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}