{"id":2560,"date":"2026-07-04T20:00:04","date_gmt":"2026-07-04T13:00:04","guid":{"rendered":"https:\/\/www.thailawonline.com\/?post_type=product&#038;p=2560"},"modified":"2026-08-16T16:52:31","modified_gmt":"2026-08-16T09:52:31","slug":"loan-agreement-with-mortgage-security-thailand-english","status":"publish","type":"product","link":"https:\/\/www.thailawonline.com\/fr\/product\/loan-agreement-with-mortgage-security-thailand-english\/","title":{"rendered":"Contrat de pr\u00eat garanti par hypoth\u00e8que (Tha\u00eflande, bilingue anglais-tha\u00ef)"},"content":{"rendered":"<h2>Contrat de pr\u00eat garanti par hypoth\u00e8que, Tha\u00eflande<\/h2>\n<p>Un pr\u00eat non garanti est une promesse ; une hypoth\u00e8que enregistr\u00e9e est un droit annot\u00e9 sur le titre de propri\u00e9t\u00e9 lui-m\u00eame. Cet accord bilingue contient ces deux niveaux, le pr\u00eat et l'hypoth\u00e8que qui le garantit, r\u00e9dig\u00e9s pour \u00eatre enregistr\u00e9s au Bureau foncier le jour m\u00eame du transfert des fonds. Un pr\u00eateur \u00e9tranger PEUT d\u00e9tenir une hypoth\u00e8que enregistr\u00e9e sur un terrain en Tha\u00eflande bien qu'un \u00e9tranger ne puisse pas poss\u00e9der le terrain, ce qui fait du pr\u00eat garanti l'un des moyens les plus s\u00fbrs pour un \u00e9tranger d'investir de l'argent en Tha\u00eflande.<\/p>\n<h3>Ce que vous obtenez<\/h3>\n<ul>\n<li>8 pages, enti\u00e8rement bilingue anglais et tha\u00ef, r\u00e9dig\u00e9 par des avocats tha\u00eflandais agr\u00e9\u00e9s<\/li>\n<li>10 clauses : pr\u00eat et versement sous r\u00e9serve d\u2019enregistrement, int\u00e9r\u00eats plafonn\u00e9s \u00e0 15%, \u00e9ch\u00e9ancier de remboursement, hypoth\u00e8que d\u2019un montant enregistr\u00e9 couvrant le capital et les int\u00e9r\u00eats pr\u00e9vus, modalit\u00e9s d\u2019enregistrement, engagements du d\u00e9biteur hypoth\u00e9caire (assurance, absence de nouvelle charge), d\u00e9faut de paiement avec pr\u00e9avis d\u2019ex\u00e9cution de 60 jours, ex\u00e9cution judiciaire, mainlev\u00e9e apr\u00e8s remboursement<\/li>\n<li>Explication simple des raisons pour lesquelles un int\u00e9r\u00eat sup\u00e9rieur au plafond annule l'int\u00e9r\u00eat, pourquoi les clauses de d\u00e9ch\u00e9ance automatique sont nulles, et \u00e0 quoi ressemble r\u00e9ellement l'application de la loi<\/li>\n<li>Consignes pratiques : d\u00e9bloquer les fonds au guichet du bureau foncier, inscrire un montant d'hypoth\u00e8que sup\u00e9rieur au capital nu, consentement du conjoint pour les biens communs<\/li>\n<li>MS Word et PDF, t\u00e9l\u00e9chargement instantan\u00e9 apr\u00e8s le paiement<\/li>\n<\/ul>\n<p>Pour les pr\u00eats non garantis de plus petit montant, voir la <a href=\"https:\/\/www.thailawonline.com\/fr\/produit\/loan-agreement-template-bilingual-en-th\/\">Contrat de pr\u00eat<\/a> ET <a href=\"https:\/\/www.thailawonline.com\/fr\/produit\/promissory-note-template-bilingual-en-th\/\">Billet \u00e0 ordre<\/a>, et notre <a href=\"https:\/\/www.thailawonline.com\/fr\/loan-agreement-in-thailand\/\">guide des pr\u00eats priv\u00e9s en Tha\u00eflande<\/a>.<\/p>\n<p><em>R\u00e9dig\u00e9 et mis \u00e0 jour par les avocats tha\u00eflandais agr\u00e9\u00e9s de ThaiLawOnline, au service des expatri\u00e9s et des investisseurs depuis 2006. Mis \u00e0 jour le 16 ao\u00fbt 2026.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Pr\u00eater sur la base d'une v\u00e9ritable s\u00fbret\u00e9 : une hypoth\u00e8que enregistr\u00e9e au bureau foncier qui suit le bien et prime sur les cr\u00e9anciers ordinaires. Plafond des int\u00e9r\u00eats, avis de mise en demeure de 60 jours, mainlev\u00e9e au remboursement et explication de la r\u00e9alit\u00e9 pour le pr\u00eateur \u00e9tranger (vous percevez le produit de la vente aux ench\u00e8res, et non le terrain). Bilingue anglais et tha\u00ef. Word + PDF. Mis \u00e0 jour le 16 ao\u00fbt 2026.<\/p>","protected":false},"featured_media":4566,"template":"","meta":{"pmpro_default_level":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"product_brand":[],"product_cat":[133],"product_tag":[],"class_list":["post-2560","product","type-product","status-publish","has-post-thumbnail","product_cat-gold-exclusive-templates","pmpro-has-access","desktop-align-left","tablet-align-left","mobile-align-left","first","instock","downloadable","virtual","purchasable","product-type-simple"],"_links":{"self":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/product\/2560","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/types\/product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/media\/4566"}],"wp:attachment":[{"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/media?parent=2560"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/product_brand?post=2560"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/product_cat?post=2560"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/www.thailawonline.com\/fr\/wp-json\/wp\/v2\/product_tag?post=2560"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}