{"id":244,"date":"2024-02-27T09:58:44","date_gmt":"2024-02-27T02:58:44","guid":{"rendered":"https:\/\/www.thailawonline.com\/loan-agreement-in-thailand\/"},"modified":"2026-09-25T18:10:54","modified_gmt":"2026-09-25T11:10:54","slug":"loan-agreement-in-thailand","status":"publish","type":"page","link":"https:\/\/www.thailawonline.com\/th\/loan-agreement-in-thailand\/","title":{"rendered":"\u0e41\u0e1a\u0e1a\u0e1f\u0e2d\u0e23\u0e4c\u0e21\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e40\u0e07\u0e34\u0e19\u0e01\u0e39\u0e49\u0e09\u0e1a\u0e31\u0e1a\u0e2a\u0e21\u0e1a\u0e39\u0e23\u0e13\u0e4c\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22 | \u0e1b\u0e23\u0e30\u0e21\u0e27\u0e25\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e41\u0e1e\u0e48\u0e07\u0e41\u0e25\u0e30\u0e1e\u0e32\u0e13\u0e34\u0e0a\u0e22\u0e4c"},"content":{"rendered":"\n<div style=\"background:#0f2542;border-radius:16px;padding:40px 26px;text-align:center;margin:0 0 22px\"><div style=\"color:#c2a25a;font-weight:600;letter-spacing:.14em;text-transform:uppercase;font-size:12px;margin-bottom:10px\"><a href=\"https:\/\/www.thailawonline.com\/glossary\/loan-agreement\/\">Loan Agreement<\/a> \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19<\/div><div style=\"color:#fff;font-size:28px;font-weight:700;line-height:1.25;max-width:760px;margin:0 auto 6px\">A bilingual loan agreement that holds up in a Thai court<\/div><div style=\"color:#cdd8e8;font-size:18px;max-width:760px;margin:0 auto 14px\">\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32\u0e17\u0e35\u0e48\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e44\u0e14\u0e49\u0e43\u0e19\u0e28\u0e32\u0e25\u0e44\u0e17\u0e22<\/div><div style=\"color:#d8c089;font-weight:600;font-size:13.5px\">\u2713 Bilingual EN\/TH \u00a0\u00b7\u00a0 \u2713 \u00a7653 &amp; \u00a7654 compliant \u00a0\u00b7\u00a0 \u2713 Collateral option \u00a0\u00b7\u00a0 \u2713 Lawyer review<\/div><\/div>\n\n\n\n<div style=\"display:flex;flex-wrap:wrap;gap:12px;justify-content:center;margin:0 0 22px\"><a href=\"#download-loan\" style=\"flex:1 1 230px;text-align:center;background:#c2a25a;color:#3a2c08;font-weight:600;padding:16px;border-radius:12px;text-decoration:none\">\u2b07 Download the template, \u0e3f590<div style=\"color:#5a3f08;font-size:13px;font-weight:400\">Word + PDF, instant download \u00b7 \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e17\u0e31\u0e19\u0e17\u0e35<\/div><\/a><a href=\"\/legal-document-maker\/\" style=\"flex:1 1 230px;text-align:center;background:#0f2542;color:#fff;font-weight:600;padding:16px;border-radius:12px;text-decoration:none\">\u270e Build it online, Document Maker<div style=\"color:#d8c089;font-size:13px;font-weight:400\">Guided questionnaire \u00b7 Gold members<\/div><\/a><a href=\"#our-fees\" style=\"flex:1 1 230px;text-align:center;background:#fff;color:#0f2542;border:1px solid #0f2542;font-weight:600;padding:16px;border-radius:12px;text-decoration:none\">\u2696 Have us draft it, \u0e3f4,900<div style=\"color:#5d6675;font-size:13px;font-weight:400\">Personalised by our lawyers \u00b7 \u0e17\u0e19\u0e32\u0e22\u0e08\u0e31\u0e14\u0e17\u0e33\u0e43\u0e2b\u0e49<\/div><\/a><\/div>\n\n\n\n<div style=\"background:#fbf6ea;border:1px solid #ecd9a3;border-left:4px solid #c2a25a;border-radius:10px;padding:16px 18px;margin:0 0 20px\"><strong>The 2,000-baht rule.<\/strong> Any loan over <strong>\u0e3f2,000<\/strong> must be in writing and signed by the borrower to be enforceable, <a href=\"\/thai-civil-code\/section-653\/\">CCC \u00a7653<\/a>.<br\/><span style=\"color:#7a8694;font-size:13.5px\">\u0e01\u0e32\u0e23\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e40\u0e01\u0e34\u0e19 2,000 \u0e1a\u0e32\u0e17 \u0e15\u0e49\u0e2d\u0e07\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e10\u0e32\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e25\u0e07\u0e25\u0e32\u0e22\u0e21\u0e37\u0e2d\u0e0a\u0e37\u0e48\u0e2d\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49 (\u0e1b.\u0e1e.\u0e1e. \u0e21\u0e32\u0e15\u0e23\u0e32 653)<\/span><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"download-loan\">Download the bilingual Loan Agreement template \u00b7 \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e41\u0e21\u0e48\u0e41\u0e1a\u0e1a\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19<\/h2>\n\n\n\n<div style=\"background:#f5f7fb;border:1px solid #e6eaf1;border-radius:14px;padding:20px 22px;margin:14px 0 22px\"><p style=\"color:#33485c;font-size:15px;line-height:1.6;margin:0 0 14px\">Bilingual EN\/TH agreement compliant with CCC \u00a7653 (writing requirement) and \u00a7654 (15% interest ceiling). Includes a short how-to-use guide.<br\/><span style=\"color:#7a8694;font-size:13.5px\">\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32 \u0e2a\u0e2d\u0e14\u0e04\u0e25\u0e49\u0e2d\u0e07\u0e21\u0e32\u0e15\u0e23\u0e32 653 (\u0e15\u0e49\u0e2d\u0e07\u0e17\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d) \u0e41\u0e25\u0e30\u0e21\u0e32\u0e15\u0e23\u0e32 654 (\u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e44\u0e21\u0e48\u0e40\u0e01\u0e34\u0e19 15%) \u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e04\u0e33\u0e41\u0e19\u0e30\u0e19\u0e33\u0e01\u0e32\u0e23\u0e43\u0e0a\u0e49\u0e07\u0e32\u0e19<\/span><\/p><div style=\"display:flex;flex-wrap:wrap;gap:12px;align-items:center\"><div style=\"flex:1 1 190px\"><div style=\"font-size:30px;font-weight:700;color:#0f2542;line-height:1.1\">\u0e3f590<span style=\"font-size:13px;color:#5d6675;font-weight:400\"> one-off \u00b7 \u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27<\/span><\/div><div style=\"color:#1d7a5f;font-weight:600;font-size:13px\">Free for Silver members &amp; above \u00b7 \u0e1f\u0e23\u0e35\u0e2a\u0e33\u0e2b\u0e23\u0e31\u0e1a\u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Silver \u0e02\u0e36\u0e49\u0e19\u0e44\u0e1b<\/div><\/div><a href=\"\/explaining-our-membership\/\" style=\"flex:1 1 190px;text-align:center;background:#0f2542;color:#fff;font-weight:600;padding:13px;border-radius:10px;text-decoration:none\">Join Silver \u00b7 \u0e2a\u0e21\u0e31\u0e04\u0e23 Silver<\/a><a href=\"\/cart\/?add-to-cart=2544\" style=\"flex:1 1 190px;text-align:center;background:#c2a25a;color:#3a2c08;font-weight:600;padding:13px;border-radius:10px;text-decoration:none\">Buy once \u0e3f590 \u00b7 \u0e0b\u0e37\u0e49\u0e2d\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27<\/a><\/div><div style=\"color:#5d6675;font-size:13px;margin-top:10px\">Instant download after payment (Word + print-ready PDF). Pay by PayPal or card through PayPal, or by Thai bank transfer. \u00b7 \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e17\u0e31\u0e19\u0e17\u0e35\u0e2b\u0e25\u0e31\u0e07\u0e0a\u0e33\u0e23\u0e30\u0e40\u0e07\u0e34\u0e19<\/div><p style=\"color:#5d6675;font-size:13.5px;margin:14px 0 0\">Gold members can have a lawyer adapt or review it. Prefer it fully lawyer-prepared? <a href=\"\/contact-us\/\">Contact us<\/a>. Not legal advice. \u00b7 \u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Gold \u0e43\u0e2b\u0e49\u0e17\u0e19\u0e32\u0e22\u0e1b\u0e23\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e07\/\u0e15\u0e23\u0e27\u0e08\u0e44\u0e14\u0e49 \u0e15\u0e49\u0e2d\u0e07\u0e01\u0e32\u0e23\u0e43\u0e2b\u0e49\u0e17\u0e19\u0e32\u0e22\u0e08\u0e31\u0e14\u0e17\u0e33\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14 <a href=\"\/contact-us\/\">\u0e15\u0e34\u0e14\u0e15\u0e48\u0e2d\u0e40\u0e23\u0e32<\/a><\/p><\/div>\n\n\n\n<p style=\"background:#f5f7fb;border:1px dashed #c2a25a;border-radius:8px;padding:10px 13px;color:#33485c;font-size:13.5px;margin:0 0 12px\"><strong>Choose your language order.<\/strong> The template is fully bilingual, English and Thai side by side. Prefer <strong>Thai first<\/strong>? Just ask us for a Thai-first copy after your purchase, at no extra cost.<br\/><span style=\"color:#7a8694\">\u0e40\u0e25\u0e37\u0e2d\u0e01\u0e25\u0e33\u0e14\u0e31\u0e1a\u0e20\u0e32\u0e29\u0e32\u0e44\u0e14\u0e49 \u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e40\u0e1b\u0e47\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32 \u0e2b\u0e32\u0e01\u0e15\u0e49\u0e2d\u0e07\u0e01\u0e32\u0e23\u0e43\u0e2b\u0e49\u0e20\u0e32\u0e29\u0e32\u0e44\u0e17\u0e22\u0e02\u0e36\u0e49\u0e19\u0e01\u0e48\u0e2d\u0e19 \u0e41\u0e08\u0e49\u0e07\u0e40\u0e23\u0e32\u0e44\u0e14\u0e49\u0e2b\u0e25\u0e31\u0e07\u0e2a\u0e31\u0e48\u0e07\u0e0b\u0e37\u0e49\u0e2d \u0e44\u0e21\u0e48\u0e21\u0e35\u0e04\u0e48\u0e32\u0e43\u0e0a\u0e49\u0e08\u0e48\u0e32\u0e22\u0e40\u0e1e\u0e34\u0e48\u0e21<\/span><\/p>\n\n\n\n<p style=\"color:#5d6675;font-size:14px\"><strong>Silver members download the templates unlimited; Gold members can have a lawyer customise or review the loan.<\/strong> Add a licensed-lawyer review from \u0e3f2,500. <span style=\"color:#7a8694\">\u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Silver \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e41\u0e21\u0e48\u0e41\u0e1a\u0e1a\u0e44\u0e21\u0e48\u0e08\u0e33\u0e01\u0e31\u0e14 \u00b7 \u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Gold \u0e43\u0e2b\u0e49\u0e17\u0e19\u0e32\u0e22\u0e1b\u0e23\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e07 \u00b7 \u0e40\u0e1e\u0e34\u0e48\u0e21\u0e17\u0e19\u0e32\u0e22\u0e15\u0e23\u0e27\u0e08\u0e2a\u0e2d\u0e1a\u0e40\u0e23\u0e34\u0e48\u0e21 \u0e3f2,500<\/span> <a href=\"\/explaining-our-membership\/\">See membership \u2192<\/a><\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li class=\"\"><a href=\"#download-loan\">Download the bilingual Loan Agreement template \u00b7 \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e41\u0e21\u0e48\u0e41\u0e1a\u0e1a\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19<\/a><\/li><li class=\"\"><a href=\"#buy-once-or-join-silver-silver\">Buy once, or join Silver \u00b7 \u0e0b\u0e37\u0e49\u0e2d\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27 \u0e2b\u0e23\u0e37\u0e2d\u0e2a\u0e21\u0e31\u0e04\u0e23 Silver<\/a><\/li><li class=\"\"><a href=\"#the-complete-loan-agreement-every-section\">The complete loan agreement, every section \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e09\u0e1a\u0e31\u0e1a\u0e40\u0e15\u0e47\u0e21 \u0e04\u0e23\u0e1a\u0e17\u0e38\u0e01\u0e02\u0e49\u0e2d<\/a><\/li><li class=\"\"><a href=\"#loan-drafting-scope\">Our loan agreement drafting service<\/a><\/li><li class=\"\"><a href=\"#guarantor\">Adding a guarantor requires a separate legal check<\/a><\/li><li class=\"\"><a href=\"#faq\">FAQ \u00b7 \u0e04\u0e33\u0e16\u0e32\u0e21\u0e17\u0e35\u0e48\u0e1e\u0e1a\u0e1a\u0e48\u0e2d\u0e22<\/a><\/li><li class=\"\"><a href=\"#related\">Related \u00b7 \u0e17\u0e35\u0e48\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e02\u0e49\u0e2d\u0e07<\/a><\/li><li class=\"\"><a href=\"#our-fees\">Our fee for a loan agreement<\/a><\/li><li class=\"\"><a href=\"#free-tools\">Try it yourself first, free<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"buy-once-or-join-silver-silver\">Buy once, or join Silver \u00b7 \u0e0b\u0e37\u0e49\u0e2d\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27 \u0e2b\u0e23\u0e37\u0e2d\u0e2a\u0e21\u0e31\u0e04\u0e23 Silver<\/h2>\n\n\n\n<div style=\"display:flex;flex-wrap:wrap;gap:16px;margin:12px 0 6px\"><div style=\"flex:1 1 250px;background:#fff;border:1px solid #e6eaf1;border-radius:14px;padding:20px 18px;box-shadow:0 6px 20px rgba(15,37,66,.06)\"><div style=\"font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#9a7c39\">Simple loan \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e41\u0e1a\u0e1a\u0e17\u0e31\u0e48\u0e27\u0e44\u0e1b<\/div><div style=\"font-size:13px;color:#5d6675;margin:2px 0 10px\">Unsecured personal loan \u00b7 \u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e44\u0e21\u0e48\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/div><div style=\"font-size:28px;font-weight:700;color:#0f2542\">\u0e3f590<\/div><ul style=\"margin:10px 0 0;padding-left:18px;color:#33485c;font-size:14px;line-height:1.6\"><li style=\"margin-bottom:5px\">Bilingual EN\/TH document<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32<\/span><\/li><li style=\"margin-bottom:5px\">Interest, repayment &amp; acceleration<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22 \u0e0a\u0e33\u0e23\u0e30\u0e04\u0e37\u0e19 \u0e40\u0e23\u0e35\u0e22\u0e01\u0e04\u0e37\u0e19<\/span><\/li><li style=\"margin-bottom:5px\">Two witness blocks<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e0a\u0e48\u0e2d\u0e07\u0e1e\u0e22\u0e32\u0e19 2 \u0e04\u0e19<\/span><\/li><\/ul><a href=\"\/cart\/?add-to-cart=2544\" style=\"display:block;text-align:center;background:#0f2542;color:#fff;font-weight:600;padding:11px;border-radius:10px;text-decoration:none;margin-top:14px\">Buy \u0e3f590 \u00b7 \u0e0b\u0e37\u0e49\u0e2d<\/a><\/div><div style=\"flex:1 1 250px;background:#fff;border:2px solid #c2a25a;border-radius:14px;padding:20px 18px;box-shadow:0 6px 20px rgba(15,37,66,.06)\"><div style=\"display:inline-block;background:#c2a25a;color:#3a2c08;font-weight:600;font-size:12px;padding:3px 12px;border-radius:999px;margin-bottom:10px\">No competitor offers this \u00b7 \u0e44\u0e21\u0e48\u0e21\u0e35\u0e04\u0e39\u0e48\u0e41\u0e02\u0e48\u0e07\u0e23\u0e32\u0e22\u0e43\u0e14\u0e21\u0e35<\/div><div style=\"font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#9a7c39\">Secured loan \u00b7 \u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/div><div style=\"font-size:13px;color:#5d6675;margin:2px 0 10px\">Loan + collateral \/ mortgage \u00b7 \u0e01\u0e39\u0e49\u0e22\u0e37\u0e21 + \u0e08\u0e33\u0e19\u0e2d\u0e07<\/div><div style=\"font-size:28px;font-weight:700;color:#0f2542\">\u0e3f990<\/div><div style=\"color:#1d7a5f;font-weight:600;font-size:12.5px;margin:8px 0 0\">\u2605 Collateral option<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e15\u0e31\u0e27\u0e40\u0e25\u0e37\u0e2d\u0e01\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/span><\/div><ul style=\"margin:10px 0 0;padding-left:18px;color:#33485c;font-size:14px;line-height:1.6\"><li style=\"margin-bottom:5px\">Everything in Simple<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e17\u0e38\u0e01\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e43\u0e19\u0e41\u0e1a\u0e1a\u0e17\u0e31\u0e48\u0e27\u0e44\u0e1b<\/span><\/li><li style=\"margin-bottom:5px\">Mortgage \/ pledge as collateral<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e08\u0e33\u0e19\u0e2d\u0e07\/\u0e08\u0e33\u0e19\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19<\/span><\/li><\/ul><a href=\"\/product\/loan-agreement-with-mortgage-security-thailand-english\/\" style=\"display:block;text-align:center;background:#c2a25a;color:#3a2c08;font-weight:600;padding:11px;border-radius:10px;text-decoration:none;margin-top:14px\">Get it \u0e3f990 \u00b7 \u0e14\u0e39\u0e23\u0e32\u0e22\u0e25\u0e30\u0e40\u0e2d\u0e35\u0e22\u0e14<\/a><\/div><div style=\"flex:1 1 250px;background:#fff;border:1px solid #e6eaf1;border-radius:14px;padding:20px 18px;box-shadow:0 6px 20px rgba(15,37,66,.06)\"><div style=\"font-size:13px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#9a7c39\"><a href=\"https:\/\/www.thailawonline.com\/glossary\/promissory-note\/\">Promissory note<\/a> \u00b7 \u0e15\u0e31\u0e4b\u0e27\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e43\u0e0a\u0e49\u0e40\u0e07\u0e34\u0e19<\/div><div style=\"font-size:13px;color:#5d6675;margin:2px 0 10px\">Short IOU \u00b7 \u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e23\u0e31\u0e1a\u0e2a\u0e20\u0e32\u0e1e\u0e2b\u0e19\u0e35\u0e49<\/div><div style=\"font-size:28px;font-weight:700;color:#0f2542\">\u0e3f390<\/div><ul style=\"margin:10px 0 0;padding-left:18px;color:#33485c;font-size:14px;line-height:1.6\"><li style=\"margin-bottom:5px\">1-2 page bilingual note<br\/><span style=\"color:#7a8694;font-size:12.5px;font-weight:400\">\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32 1-2 \u0e2b\u0e19\u0e49\u0e32<\/span><\/li><\/ul><a href=\"\/product\/promissory-note-template-bilingual-en-th\/\" style=\"display:block;text-align:center;background:#0f2542;color:#fff;font-weight:600;padding:11px;border-radius:10px;text-decoration:none;margin-top:14px\">Get it \u0e3f390 \u00b7 \u0e14\u0e39\u0e23\u0e32\u0e22\u0e25\u0e30\u0e40\u0e2d\u0e35\u0e22\u0e14<\/a><\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"the-complete-loan-agreement-every-section\">The complete loan agreement, every section \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e09\u0e1a\u0e31\u0e1a\u0e40\u0e15\u0e47\u0e21 \u0e04\u0e23\u0e1a\u0e17\u0e38\u0e01\u0e02\u0e49\u0e2d<\/h2>\n\n\n\n<p style=\"color:#5d6675\">This is the full bilingual document Silver members download as a template (Gold members can have a lawyer customise it), see the quality before you start.<br\/><span style=\"color:#7a8694\">\u0e19\u0e35\u0e48\u0e04\u0e37\u0e2d\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e09\u0e1a\u0e31\u0e1a\u0e40\u0e15\u0e47\u0e21\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32\u0e17\u0e35\u0e48 \u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Silver \u0e14\u0e32\u0e27\u0e19\u0e4c\u0e42\u0e2b\u0e25\u0e14\u0e40\u0e1b\u0e47\u0e19\u0e41\u0e21\u0e48\u0e41\u0e1a\u0e1a\u0e44\u0e14\u0e49 \u0e41\u0e25\u0e30\u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Gold \u0e43\u0e2b\u0e49\u0e17\u0e19\u0e32\u0e22\u0e1b\u0e23\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e07\u0e44\u0e14\u0e49<\/span><\/p>\n\n\n\n<div style=\"position:relative;background:#fff;border:1px solid #d7dde3;border-radius:10px;padding:26px 28px;margin:12px 0;box-shadow:0 8px 28px rgba(15,37,66,.08);font-family:Georgia,serif;color:#26313f;line-height:1.5\"><div style=\"position:absolute;top:14px;right:16px;background:#c2a25a;color:#3a2c08;font-family:Arial,sans-serif;font-size:11px;font-weight:700;letter-spacing:.1em;padding:3px 10px;border-radius:6px\">SAMPLE \u00b7 \u0e15\u0e31\u0e27\u0e2d\u0e22\u0e48\u0e32\u0e07<\/div><div style=\"text-align:center;font-weight:700;font-size:16px\">LOAN AGREEMENT<br\/>\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19<\/div><p style=\"margin:9px 0\"><strong data-no-translation>This Loan Agreement is made at [Place], on [Date], between [Lender] (the \u201cLender\u201d) and [Borrower] (the \u201cBorrower\u201d).<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e09\u0e1a\u0e31\u0e1a\u0e19\u0e35\u0e49\u0e17\u0e33\u0e02\u0e36\u0e49\u0e19\u0e17\u0e35\u0e48 [\u0e2a\u0e16\u0e32\u0e19\u0e17\u0e35\u0e48] \u0e40\u0e21\u0e37\u0e48\u0e2d\u0e27\u0e31\u0e19\u0e17\u0e35\u0e48 [\u0e27\u0e31\u0e19\u0e17\u0e35\u0e48] \u0e23\u0e30\u0e2b\u0e27\u0e48\u0e32\u0e07 [\u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49] (\u201c\u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u201d) \u0e41\u0e25\u0e30 [\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49] (\u201c\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u201d)<\/span><\/p><p><strong data-no-translation>1. Loan Amount and Delivery. Agreed principal: [Amount] Baht. Record each amount delivered, its date and payment reference in the attached disbursement record. The Borrower acknowledges only funds received.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e51. \u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e07\u0e34\u0e19\u0e01\u0e39\u0e49\u0e41\u0e25\u0e30\u0e01\u0e32\u0e23\u0e2a\u0e48\u0e07\u0e21\u0e2d\u0e1a \u0e15\u0e49\u0e19\u0e40\u0e07\u0e34\u0e19\u0e17\u0e35\u0e48\u0e15\u0e01\u0e25\u0e07: [\u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e07\u0e34\u0e19] \u0e1a\u0e32\u0e17 \u0e43\u0e2b\u0e49\u0e1a\u0e31\u0e19\u0e17\u0e36\u0e01\u0e22\u0e2d\u0e14\u0e40\u0e07\u0e34\u0e19 \u0e27\u0e31\u0e19\u0e17\u0e35\u0e48\u0e2a\u0e48\u0e07\u0e21\u0e2d\u0e1a \u0e41\u0e25\u0e30\u0e2b\u0e25\u0e31\u0e01\u0e10\u0e32\u0e19\u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30\u0e02\u0e2d\u0e07\u0e41\u0e15\u0e48\u0e25\u0e30\u0e04\u0e23\u0e31\u0e49\u0e07\u0e43\u0e19\u0e1a\u0e31\u0e19\u0e17\u0e36\u0e01\u0e01\u0e32\u0e23\u0e2a\u0e48\u0e07\u0e21\u0e2d\u0e1a\u0e41\u0e19\u0e1a\u0e17\u0e49\u0e32\u0e22 \u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e23\u0e2d\u0e07\u0e40\u0e09\u0e1e\u0e32\u0e30\u0e40\u0e07\u0e34\u0e19\u0e17\u0e35\u0e48\u0e44\u0e14\u0e49\u0e23\u0e31\u0e1a\u0e41\u0e25\u0e49\u0e27\u0e40\u0e17\u0e48\u0e32\u0e19\u0e31\u0e49\u0e19<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>2. Interest. Interest accrues at [rate]% per year, not exceeding 15% as required by \u00a7654.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e52. \u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22 \u0e04\u0e34\u0e14\u0e2d\u0e31\u0e15\u0e23\u0e32 [\u0e2d\u0e31\u0e15\u0e23\u0e32]% \u0e15\u0e48\u0e2d\u0e1b\u0e35 \u0e44\u0e21\u0e48\u0e40\u0e01\u0e34\u0e19\u0e23\u0e49\u0e2d\u0e22\u0e25\u0e30 15 \u0e15\u0e32\u0e21\u0e21\u0e32\u0e15\u0e23\u0e32 654<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>3. Repayment. The Borrower shall repay [in a lump sum on [Date] \/ in [n] monthly instalments].<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e53. \u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30\u0e04\u0e37\u0e19 \u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e08\u0e30\u0e0a\u0e33\u0e23\u0e30 [\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27\u0e20\u0e32\u0e22\u0e43\u0e19 [\u0e27\u0e31\u0e19\u0e17\u0e35\u0e48] \/ \u0e40\u0e1b\u0e47\u0e19\u0e07\u0e27\u0e14\u0e23\u0e32\u0e22\u0e40\u0e14\u0e37\u0e2d\u0e19 [n] \u0e07\u0e27\u0e14]<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>4. Prepayment. The Borrower may prepay all or part without penalty on 30 days\u2019 notice.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e54. \u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30\u0e01\u0e48\u0e2d\u0e19\u0e01\u0e33\u0e2b\u0e19\u0e14 \u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e0a\u0e33\u0e23\u0e30\u0e01\u0e48\u0e2d\u0e19\u0e44\u0e14\u0e49\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14\u0e2b\u0e23\u0e37\u0e2d\u0e1a\u0e32\u0e07\u0e2a\u0e48\u0e27\u0e19\u0e42\u0e14\u0e22\u0e44\u0e21\u0e48\u0e21\u0e35\u0e04\u0e48\u0e32\u0e1b\u0e23\u0e31\u0e1a \u0e41\u0e08\u0e49\u0e07\u0e25\u0e48\u0e27\u0e07\u0e2b\u0e19\u0e49\u0e32 30 \u0e27\u0e31\u0e19<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>5. Method of Payment. By bank transfer to the Lender\u2019s account; bank charges borne by the Borrower.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e55. \u0e27\u0e34\u0e18\u0e35\u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30 \u0e42\u0e2d\u0e19\u0e40\u0e02\u0e49\u0e32\u0e1a\u0e31\u0e0d\u0e0a\u0e35\u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49 \u0e04\u0e48\u0e32\u0e18\u0e23\u0e23\u0e21\u0e40\u0e19\u0e35\u0e22\u0e21\u0e18\u0e19\u0e32\u0e04\u0e32\u0e23\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1c\u0e34\u0e14\u0e0a\u0e2d\u0e1a<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>6. Events of Default. Non-payment, breach of any term, or the Borrower\u2019s insolvency.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e56. \u0e40\u0e2b\u0e15\u0e38\u0e1c\u0e34\u0e14\u0e19\u0e31\u0e14 \u0e44\u0e21\u0e48\u0e0a\u0e33\u0e23\u0e30\u0e40\u0e07\u0e34\u0e19 \u0e1c\u0e34\u0e14\u0e40\u0e07\u0e37\u0e48\u0e2d\u0e19\u0e44\u0e02\u0e02\u0e49\u0e2d\u0e43\u0e14 \u0e2b\u0e23\u0e37\u0e2d\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e25\u0e49\u0e21\u0e25\u0e30\u0e25\u0e32\u0e22<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>7. Acceleration. On default, the entire outstanding balance becomes immediately due and payable.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e57. \u0e01\u0e32\u0e23\u0e40\u0e23\u0e35\u0e22\u0e01\u0e04\u0e37\u0e19\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14 \u0e40\u0e21\u0e37\u0e48\u0e2d\u0e1c\u0e34\u0e14\u0e19\u0e31\u0e14 \u0e22\u0e2d\u0e14\u0e2b\u0e19\u0e35\u0e49\u0e04\u0e07\u0e04\u0e49\u0e32\u0e07\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14\u0e16\u0e36\u0e07\u0e01\u0e33\u0e2b\u0e19\u0e14\u0e0a\u0e33\u0e23\u0e30\u0e17\u0e31\u0e19\u0e17\u0e35<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>8. Security (optional). The loan may be secured by a registered mortgage over [Property] at the Land Office.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e58. \u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19 (\u0e16\u0e49\u0e32\u0e21\u0e35) \u0e2d\u0e32\u0e08\u0e08\u0e31\u0e14\u0e43\u0e2b\u0e49\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e42\u0e14\u0e22\u0e01\u0e32\u0e23\u0e08\u0e14\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e08\u0e33\u0e19\u0e2d\u0e07 [\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19] \u0e13 \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e17\u0e35\u0e48\u0e14\u0e34\u0e19<\/span><\/p><p><strong data-no-translation>9. Costs and Stamp Duty. For a loan instrument subject to duty, 1 Baht per 2,000 Baht or fraction, capped at 10,000 Baht, applies under Schedule Item 5, subject to exemptions. Allocate other costs by agreement and comply with the applicable payment method and deadline.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e59. \u0e04\u0e48\u0e32\u0e43\u0e0a\u0e49\u0e08\u0e48\u0e32\u0e22\u0e41\u0e25\u0e30\u0e2d\u0e32\u0e01\u0e23\u0e41\u0e2a\u0e15\u0e21\u0e1b\u0e4c \u0e15\u0e23\u0e32\u0e2a\u0e32\u0e23\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e17\u0e35\u0e48\u0e15\u0e49\u0e2d\u0e07\u0e40\u0e2a\u0e35\u0e22\u0e2d\u0e32\u0e01\u0e23\u0e40\u0e2a\u0e35\u0e22\u0e2d\u0e32\u0e01\u0e23 1 \u0e1a\u0e32\u0e17\u0e15\u0e48\u0e2d\u0e17\u0e38\u0e01 2,000 \u0e1a\u0e32\u0e17\u0e2b\u0e23\u0e37\u0e2d\u0e40\u0e28\u0e29\u0e02\u0e2d\u0e07 2,000 \u0e1a\u0e32\u0e17 \u0e2a\u0e39\u0e07\u0e2a\u0e38\u0e14 10,000 \u0e1a\u0e32\u0e17 \u0e15\u0e32\u0e21\u0e1a\u0e31\u0e0d\u0e0a\u0e35\u0e2d\u0e31\u0e15\u0e23\u0e32\u0e2d\u0e32\u0e01\u0e23\u0e41\u0e2a\u0e15\u0e21\u0e1b\u0e4c\u0e25\u0e31\u0e01\u0e29\u0e13\u0e30 5 \u0e42\u0e14\u0e22\u0e04\u0e33\u0e19\u0e36\u0e07\u0e16\u0e36\u0e07\u0e02\u0e49\u0e2d\u0e22\u0e01\u0e40\u0e27\u0e49\u0e19 \u0e04\u0e48\u0e32\u0e43\u0e0a\u0e49\u0e08\u0e48\u0e32\u0e22\u0e2d\u0e37\u0e48\u0e19\u0e43\u0e2b\u0e49\u0e15\u0e01\u0e25\u0e07\u0e01\u0e31\u0e19\u0e41\u0e25\u0e30\u0e0a\u0e33\u0e23\u0e30\u0e2d\u0e32\u0e01\u0e23\u0e15\u0e32\u0e21\u0e27\u0e34\u0e18\u0e35\u0e41\u0e25\u0e30\u0e01\u0e33\u0e2b\u0e19\u0e14\u0e40\u0e27\u0e25\u0e32\u0e17\u0e35\u0e48\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a<\/span><\/p><p><strong data-no-translation>10. Governing Law and Jurisdiction. Thai law applies. Proceedings must be brought before a court having jurisdiction under the applicable procedural law.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e51\u0e50. \u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e41\u0e25\u0e30\u0e40\u0e02\u0e15\u0e2d\u0e33\u0e19\u0e32\u0e08 \u0e43\u0e0a\u0e49\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e44\u0e17\u0e22 \u0e01\u0e32\u0e23\u0e14\u0e33\u0e40\u0e19\u0e34\u0e19\u0e04\u0e14\u0e35\u0e15\u0e49\u0e2d\u0e07\u0e22\u0e37\u0e48\u0e19\u0e15\u0e48\u0e2d\u0e28\u0e32\u0e25\u0e17\u0e35\u0e48\u0e21\u0e35\u0e40\u0e02\u0e15\u0e2d\u0e33\u0e19\u0e32\u0e08\u0e15\u0e32\u0e21\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e27\u0e34\u0e18\u0e35\u0e1e\u0e34\u0e08\u0e32\u0e23\u0e13\u0e32\u0e04\u0e27\u0e32\u0e21\u0e17\u0e35\u0e48\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>11. Language. Executed in English and Thai; the [Thai] version prevails.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e51\u0e51. \u0e20\u0e32\u0e29\u0e32 \u0e17\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e20\u0e32\u0e29\u0e32\u0e2d\u0e31\u0e07\u0e01\u0e24\u0e29\u0e41\u0e25\u0e30\u0e44\u0e17\u0e22 \u0e09\u0e1a\u0e31\u0e1a [\u0e20\u0e32\u0e29\u0e32\u0e44\u0e17\u0e22] \u0e21\u0e35\u0e1c\u0e25\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e40\u0e2b\u0e19\u0e37\u0e2d\u0e01\u0e27\u0e48\u0e32<\/span><\/p><p style=\"margin:9px 0\"><strong data-no-translation>12. Entire Agreement. This is the entire agreement; any amendment must be in writing and signed by both parties.<\/strong><br\/><span style=\"color:#566;font-size:14px\">\u0e51\u0e52. \u0e02\u0e49\u0e2d\u0e15\u0e01\u0e25\u0e07\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14 \u0e40\u0e1b\u0e47\u0e19\u0e02\u0e49\u0e2d\u0e15\u0e01\u0e25\u0e07\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14 \u0e01\u0e32\u0e23\u0e41\u0e01\u0e49\u0e44\u0e02\u0e15\u0e49\u0e2d\u0e07\u0e17\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e25\u0e07\u0e25\u0e32\u0e22\u0e21\u0e37\u0e2d\u0e0a\u0e37\u0e48\u0e2d\u0e17\u0e31\u0e49\u0e07\u0e2a\u0e2d\u0e07\u0e1d\u0e48\u0e32\u0e22<\/span><\/p><p style=\"margin:12px 0 0;color:#26313f\"><strong>Signed:<\/strong> Lender ____________ \u00b7 Borrower ____________ \u00b7 Witness 1 ____________ \u00b7 Witness 2 ____________<br\/><span style=\"color:#566;font-size:14px\"><strong>\u0e25\u0e07\u0e19\u0e32\u0e21:<\/strong> \u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49 ____________ \u00b7 \u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49 ____________ \u00b7 \u0e1e\u0e22\u0e32\u0e19 1 ____________ \u00b7 \u0e1e\u0e22\u0e32\u0e19 2 ____________<\/span><\/p><\/div>\n\n\n\n<!-- tlo-template-promo:promissory-note -->\n\n\n\n<div style=\"border:2px solid #C9A25C;border-radius:12px;padding:22px 24px;margin:28px 0;background:#fbf8f1\">\n<p style=\"margin:0 0 6px;font-size:13px;letter-spacing:1px;color:#765819;font-weight:700\">DOWNLOAD, LAWYER-DRAFTED TEMPLATE<\/p>\n<h3 style=\"margin:0 0 8px\">Promissory Note Template (Thailand), Bilingual English-Thai, Two Variants + Guarantee<\/h3>\n<p style=\"margin:0 0 10px\">Ready to sign in minutes: fixed-date and payable-on-demand variants with every element Thai law requires, an optional aval (guarantee) block, a part-payment record, and plain-language instructions in English and Thai, including the stamp-duty step and the three-year deadline most lenders miss. Word + print-ready PDF, instant download. \u0e15\u0e31\u0e4b\u0e27\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e43\u0e0a\u0e49\u0e40\u0e07\u0e34\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32 \u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e04\u0e33\u0e2d\u0e18\u0e34\u0e1a\u0e32\u0e22\u0e40\u0e02\u0e49\u0e32\u0e43\u0e08\u0e07\u0e48\u0e32\u0e22<\/p>\n<p style=\"margin:0\"><a class=\"button\" href=\"https:\/\/www.thailawonline.com\/product\/promissory-note-template-bilingual-en-th\/\" style=\"background:#16202E;color:#fff;padding:10px 18px;border-radius:8px;text-decoration:none;font-weight:600\">Get the Promissory Note \u0e3f390<\/a>\u00a0\u00a0<a href=\"https:\/\/www.thailawonline.com\/product\/loan-agreement-template-bilingual-en-th\/\" style=\"color:#16202E\">Need instalments? Loan Agreement \u0e3f590 \u2192<\/a><\/p>\n<\/div>\n\n\n\n<!-- \/tlo-template-promo -->\n\n\n\n<p class=\"tlo-hublink wp-block-paragraph\"><a href=\"https:\/\/www.thailawonline.com\/glossary\/shareholder\/\">Shareholder<\/a> loans are a common way to fund a Thai company, covered in our guide to <a href=\"https:\/\/www.thailawonline.com\/business-setup-in-thailand\/\">business setup in Thailand<\/a>.<\/p>\n\n<!-- tlo-template-promo:loan-mortgage -->\n<div style=\"border:2px solid #C9A25C;border-radius:12px;padding:22px 24px;margin:28px 0;background:#fbf8f1\">\n<p style=\"margin:0 0 6px;font-size:13px;letter-spacing:1px;color:#765819;font-weight:700\">LAWYER-DRAFTED TEMPLATE &middot; &#3647;990<\/p>\n<h3 style=\"margin:0 0 8px\">Loan with Mortgage Security (Bilingual English &amp; Thai)<\/h3>\n<p style=\"margin:0 0 10px\">Lend against a <a href=\"https:\/\/www.thailawonline.com\/glossary\/mortgage\/\">mortgage<\/a> registered at the <a href=\"https:\/\/www.thailawonline.com\/glossary\/land-office\/\">Land Office<\/a>: it follows the property and outranks ordinary creditors. Interest cap, 60-day enforcement notice, release on repayment, and the foreign-lender reality explained. Word + PDF, updated August 2026. \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e08\u0e33\u0e19\u0e2d\u0e07 \u0e09\u0e1a\u0e31\u0e1a\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32<\/p>\n<p style=\"margin:0\"><a class=\"button\" href=\"https:\/\/www.thailawonline.com\/product\/loan-agreement-with-mortgage-security-thailand-english\/\" style=\"background:#16202E;color:#fff;padding:10px 18px;border-radius:8px;text-decoration:none;font-weight:600\">Get the template<\/a><\/p>\n<\/div>\n<!-- \/tlo-template-promo -->\n\n\n\n\n<section id=\"loan-drafting-scope\"><h2>Our loan agreement drafting service<\/h2><p>We prepare a personalised Thai-English agreement around your loan amount, repayment terms, agreed interest, default provisions and proposed security. Before payment, we confirm the drafting scope, fee, any applicable VAT and total payable. For a standard file, the first draft is usually ready within two to four business days after payment and complete information. Complex transactions need a separately confirmed timetable.<\/p><p>Drafting, signing and registration are separate steps. Mortgage or other security registration, company filings, negotiations, debt recovery and additional agreements are included only if expressly listed in your quote. A collateral clause does not mean registration has been completed.<\/p><p>If you order a loan, shareholder agreement and prenup together, each document has its own scope and target date. Changes to the transaction or additional documents require scope confirmation.<\/p><h3>Review your draft before signing<\/h3><p>Check the parties, amounts, transfer dates, repayment schedule and security description. Send questions together with clause numbers. We explain the relevant provisions and identify each issue as answered or awaiting revision before final approval.<\/p><p>To request a quote, email <a href=\"mailto:info@thailawonline.com\">info@thailawonline.com<\/a> with identification and addresses for the parties, the amount and currency, proposed repayment and interest terms, transfer history and any existing agreement or security documents.<\/p><\/section>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"loan-legal-checks\">Legal checks before signing or recovering a loan<\/h2>\n\n\n<h3 class=\"wp-block-heading\">Evidence, delivery and interest<\/h3>\n\n\n<p class=\"wp-block-paragraph\">For a loan exceeding 2,000 THB, Section 653 requires written evidence signed by the borrower for court enforcement. The evidence need not be a formal paper contract signed on the day of the advance. Electronic records and signatures meeting Sections 8 and 9 of the Electronic Transactions Act also qualify. A chat message is neither automatically sufficient nor automatically worthless: preserve the complete record, sender identification, agreed terms and transfer evidence. See the <a href=\"https:\/\/www.etda.or.th\/th\/Useful-Resource\/knowledge-sharing\/articles\/e-Signature\/trustworthy-e-Signature-FAQ.aspx\" target=\"_blank\" rel=\"noopener\">ETDA guidance on electronic signatures<\/a>.<\/p>\n\n\n<p class=\"wp-block-paragraph\">For an ordinary private loan, Section 654 sets a 15% annual ceiling. Do not assume an unlawful interest agreement survives at 15%: an agreement violating the usury prohibition is void as to contractual interest, while principal and lawful default interest require separate treatment. Section 654 itself says an excessive rate is reduced to 15%, but where the rate also breaches the usury Act the Supreme Court treats the interest term as void: the loan is read as carrying no agreed interest, none runs before default, and payments already made go to principal (Supreme Court Decision 2131\/2560). Licensed lenders governed by special legislation have different rules. The 2017 Excessive Interest Rate Prohibition Act also prohibits disguised overcharging and carries up to two years\u2019 imprisonment, a fine up to 200,000 THB, or both. See the <a href=\"https:\/\/www.dsi.go.th\/th\/Detail\/Excessive-Interest-Rate-Prohibition-Act-B-E-2560\" target=\"_blank\" rel=\"noopener\">Act published by DSI<\/a>.<\/p>\n\n\n<p class=\"wp-block-paragraph\"><strong>Ordinary and default interest differ.<\/strong> Section 7 supplies 3% where interest is payable but its rate is not fixed by agreement or an express legal provision. Silence does not automatically make an interest-free loan bear ordinary interest. Section 224 sets default interest at the Section 7 rate plus two percentage points, currently 5%, subject to a lawful higher entitlement. Section 224\/1 addresses overdue instalment principal. See the <a href=\"https:\/\/old.parliament.go.th\/ewtadmin\/ewt\/parliament_parcy\/ewt_dl_link.php?filename=Thai_National_Assembly&amp;nid=80157\" target=\"_blank\" rel=\"noopener\">Parliament explanation of the 2021 amendments<\/a>.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Stamp duty and recovery deadlines<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Under <a href=\"https:\/\/www.rd.go.th\/english\/37773.html\" target=\"_blank\" rel=\"noopener\">Stamp Duty Schedule Item 5<\/a>, a loan instrument ordinarily attracts 1 THB for every 2,000 THB or fraction of the loan amount, capped at 10,000 THB, subject to exemptions. This is approximately 0.05%, with upward rounding. A qualifying duplicate under Item 23 attracts 1 THB if original duty is no more than 5 THB, otherwise 5 THB. Check the applicable payment method and deadline for the instrument and its execution: adhesive stamps are not the only permitted route.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Unpaid duty does not itself invalidate the loan. <a href=\"https:\/\/www.rd.go.th\/english\/37759.html\" target=\"_blank\" rel=\"noopener\">Revenue Code Section 118<\/a> restricts use of an insufficiently stamped instrument as evidence in a civil case until the duty requirements are satisfied. This is an evidence issue, not an absolute prohibition on filing proceedings. Late payment requires the applicable surcharge; arrange regularisation promptly with the Revenue Department.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Do not apply a ten-year deadline to every loan payment. Section 193\/30 provides a ten-year general period where no specific period applies; instalments repaying principal fall under the five-year period in Section 193\/33(2), and interest claims have their own five-year rule. Acceleration and the particular claim affect the calculation. A creditor\u2019s demand letter alone does not interrupt prescription. Section 193\/14 covers events such as the debtor\u2019s acknowledgment, qualifying part payment and legal proceedings. Have the earliest deadline checked before waiting or negotiating. See the <a href=\"https:\/\/phuwiang.cdd.go.th\/th\/file\/get\/file\/1066.202605108e47b2bb7600ebe866d3715001b7c0ef144305.pdf\" target=\"_blank\" rel=\"noopener\">Community Development Department debt-recovery manual<\/a>, prescription discussion and statutory extracts.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Business lending and international payments<\/h3>\n\n\n<p class=\"wp-block-paragraph\">Foreign nationality alone does not prevent a genuine private loan. However, the activity, parties, funding, security and cross-border elements determine which rules apply. Do not treat a private loan as permission to operate a lending business or fund a nominee landholding arrangement.<\/p>\n\n\n<p class=\"wp-block-paragraph\"><strong>Lending as a business.<\/strong> Licensing depends on the lending activity and applicable Ministry of Finance and Bank of Thailand regime. Foreign Business Act restrictions require a separate check for a foreign operator. There is no simple safe harbour based on calling the transaction a one-off loan. See the <a href=\"https:\/\/www.bot.or.th\/th\/our-services\/public-handbook\/bank-and-nonbank\/personal-loan.html\" target=\"_blank\" rel=\"noopener\">BOT regulated personal-loan licensing guide<\/a>.<\/p>\n\n\n<p class=\"wp-block-paragraph\"><strong>Currency and cross-border payments.<\/strong> A THB denomination does not remove exchange-control or bank-documentation requirements for international transfers and non-resident transactions. Confirm the payment route and supporting documents with the authorised bank before sending funds. See the <a href=\"https:\/\/www.bot.or.th\/en\/our-roles\/financial-markets\/foreign-exchange-regulations\/exchange-control-regulation.html\" target=\"_blank\" rel=\"noopener\">BOT exchange-control summary<\/a>.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Signing and enforcement<\/h3>\n\n\n<p class=\"wp-block-paragraph\">For an ordinary loan signed by hand, witnesses are generally optional. Section 9 contains special requirements for a fingerprint or other mark used instead of a signature. Witnesses should observe the signing and be identifiable; their signatures do not replace evidence of delivery.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Notarial certification is not a general condition for enforcing a domestic loan. For overseas use, confirm the receiving authority\u2019s certification, translation and legalisation requirements. The loan amount alone creates no universal notarisation requirement.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Use wording both parties understand and reconcile the Thai and English versions before signing. State the agreed prevailing language expressly. Do not assume every bilingual dispute automatically gives priority to Thai regardless of the parties\u2019 intention. Court-language and translation requirements are a separate issue.<\/p>\n\n\n<p class=\"wp-block-paragraph\">An acceleration clause affects when the outstanding principal becomes due, subject to its wording and applicable law. Several matured instalments need not produce several lawsuits. A court clause alone does not establish jurisdiction, particularly with an overseas defendant. Mortgage enforcement has separate registration and notice requirements.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Targeted review: 21 September 2026. This section and the FAQs address loan evidence, interest, repayment deadlines, stamp duty and related safeguards. Downloadable files require a separate document review before use.<\/p>\n\n\n<p class=\"wp-block-paragraph\"><strong>Last reviewed: 25 September 2026.<\/strong> Sections 7, 9, 193\/14, 193\/30, 193\/33, 224, 224\/1, 653, 654, 681\/1 and 728 of the Civil and Commercial Code were read in the Thai text in our annotated Code; section 4 of the Excessive Interest Rate Prohibition Act B.E. 2560 in its published text; items 5 and 23 of the stamp duty schedule on the Revenue Department&#8217;s own schedule page; and Supreme Court Decision 2131\/2560 in full. Not re-checked in this review: the Electronic Transactions Act, Revenue Code section 118 and the lending-licence and exchange-control guidance linked above.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"guarantor\">Adding a guarantor requires a separate legal check<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A guarantor is optional. The absence of a guarantee does not make an unsecured loan agreement defective. If a third party agrees to guarantee repayment, record the obligation in writing with that person\u2019s signature and identify the secured debt and the agreed limits. A mortgage and a personal guarantee are different forms of security.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Do not make an individual guarantor liable \u201cas a joint debtor\u201d through a standard-form clause. Section 681\/1 of the Civil and Commercial Code invalidates that wording. Its second paragraph contains an exception for a juristic-person guarantor that consents to joint-debtor liability; that guarantor then loses the protections in Sections 688, 689 and 690. Check the contract date and applicable transitional rules before applying the 2015 amendments to an older agreement. Read <a href=\"https:\/\/www.thailawonline.com\/thai-civil-code\/section-681-1\/\">Section 681\/1 and its amendment notes<\/a> before adding a guarantee.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\">FAQ \u00b7 \u0e04\u0e33\u0e16\u0e32\u0e21\u0e17\u0e35\u0e48\u0e1e\u0e1a\u0e1a\u0e48\u0e2d\u0e22<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1788700000000\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Must a loan be in writing? \/ \u0e15\u0e49\u0e2d\u0e07\u0e17\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e44\u0e2b\u0e21<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>For principal above 2,000 THB, court enforcement requires written evidence signed by the borrower under Section 653. This is not the same as requiring a formal paper contract for the loan to exist. Qualifying electronic evidence is recognised.<br \/><span style=\"color:#7a8694\">\u0e40\u0e07\u0e34\u0e19\u0e01\u0e39\u0e49\u0e40\u0e01\u0e34\u0e19 2,000 \u0e1a\u0e32\u0e17\u0e15\u0e49\u0e2d\u0e07\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e10\u0e32\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e25\u0e07\u0e25\u0e32\u0e22\u0e21\u0e37\u0e2d\u0e0a\u0e37\u0e48\u0e2d\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49\u0e08\u0e36\u0e07\u0e08\u0e30\u0e1f\u0e49\u0e2d\u0e07\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e04\u0e14\u0e35\u0e44\u0e14\u0e49\u0e15\u0e32\u0e21\u0e21\u0e32\u0e15\u0e23\u0e32 653 \u0e44\u0e21\u0e48\u0e43\u0e0a\u0e48\u0e40\u0e07\u0e37\u0e48\u0e2d\u0e19\u0e44\u0e02\u0e27\u0e48\u0e32\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e08\u0e30\u0e40\u0e01\u0e34\u0e14\u0e02\u0e36\u0e49\u0e19\u0e44\u0e14\u0e49\u0e40\u0e09\u0e1e\u0e32\u0e30\u0e40\u0e21\u0e37\u0e48\u0e2d\u0e17\u0e33\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e23\u0e30\u0e14\u0e32\u0e29 \u0e02\u0e49\u0e2d\u0e21\u0e39\u0e25\u0e2d\u0e34\u0e40\u0e25\u0e47\u0e01\u0e17\u0e23\u0e2d\u0e19\u0e34\u0e01\u0e2a\u0e4c\u0e17\u0e35\u0e48\u0e40\u0e02\u0e49\u0e32\u0e40\u0e07\u0e37\u0e48\u0e2d\u0e19\u0e44\u0e02\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e43\u0e0a\u0e49\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e25\u0e31\u0e01\u0e10\u0e32\u0e19\u0e44\u0e14\u0e49<\/span><\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000001\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Maximum interest? \/ \u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e2a\u0e39\u0e07\u0e2a\u0e38\u0e14<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>An ordinary private loan is subject to the 15% annual ceiling. An unlawful interest agreement is not automatically saved at 15%; criminal liability also requires consideration. Special rules apply to licensed lenders.<br \/><span style=\"color:#7a8694\">\u0e40\u0e07\u0e34\u0e19\u0e01\u0e39\u0e49\u0e40\u0e2d\u0e01\u0e0a\u0e19\u0e17\u0e31\u0e48\u0e27\u0e44\u0e1b\u0e21\u0e35\u0e40\u0e1e\u0e14\u0e32\u0e19\u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e23\u0e49\u0e2d\u0e22\u0e25\u0e30 15 \u0e15\u0e48\u0e2d\u0e1b\u0e35 \u0e02\u0e49\u0e2d\u0e15\u0e01\u0e25\u0e07\u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e17\u0e35\u0e48\u0e1c\u0e34\u0e14\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e44\u0e21\u0e48\u0e44\u0e14\u0e49\u0e21\u0e35\u0e1c\u0e25\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e17\u0e35\u0e48\u0e23\u0e49\u0e2d\u0e22\u0e25\u0e30 15 \u0e42\u0e14\u0e22\u0e2d\u0e31\u0e15\u0e42\u0e19\u0e21\u0e31\u0e15\u0e34 \u0e41\u0e25\u0e30\u0e15\u0e49\u0e2d\u0e07\u0e1e\u0e34\u0e08\u0e32\u0e23\u0e13\u0e32\u0e04\u0e27\u0e32\u0e21\u0e23\u0e31\u0e1a\u0e1c\u0e34\u0e14\u0e2d\u0e32\u0e0d\u0e32\u0e14\u0e49\u0e27\u0e22 \u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u0e17\u0e35\u0e48\u0e44\u0e14\u0e49\u0e23\u0e31\u0e1a\u0e2d\u0e19\u0e38\u0e0d\u0e32\u0e15\u0e2d\u0e22\u0e39\u0e48\u0e20\u0e32\u0e22\u0e43\u0e15\u0e49\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e09\u0e1e\u0e32\u0e30<\/span><\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1788700000002\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Can a foreigner lend for property? \/ \u0e15\u0e48\u0e32\u0e07\u0e0a\u0e32\u0e15\u0e34\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u0e0b\u0e37\u0e49\u0e2d\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e44\u0e14\u0e49\u0e44\u0e2b\u0e21<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>A genuine loan and registered mortgage do not confer land ownership on a foreign lender. Check title, the borrower\u2019s ownership and authority, registration and the funding arrangement. A mortgage does not legalise nominee landholding.<br \/><span style=\"color:#7a8694\">\u0e01\u0e32\u0e23\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u0e08\u0e23\u0e34\u0e07\u0e41\u0e25\u0e30\u0e08\u0e14\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e08\u0e33\u0e19\u0e2d\u0e07\u0e44\u0e21\u0e48\u0e44\u0e14\u0e49\u0e17\u0e33\u0e43\u0e2b\u0e49\u0e1c\u0e39\u0e49\u0e43\u0e2b\u0e49\u0e01\u0e39\u0e49\u0e15\u0e48\u0e32\u0e07\u0e0a\u0e32\u0e15\u0e34\u0e44\u0e14\u0e49\u0e01\u0e23\u0e23\u0e21\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e4c\u0e17\u0e35\u0e48\u0e14\u0e34\u0e19 \u0e15\u0e49\u0e2d\u0e07\u0e15\u0e23\u0e27\u0e08\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e2a\u0e34\u0e17\u0e18\u0e34 \u0e01\u0e23\u0e23\u0e21\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e4c\u0e41\u0e25\u0e30\u0e2d\u0e33\u0e19\u0e32\u0e08\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e01\u0e39\u0e49 \u0e01\u0e32\u0e23\u0e08\u0e14\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19 \u0e41\u0e25\u0e30\u0e17\u0e35\u0e48\u0e21\u0e32\u0e02\u0e2d\u0e07\u0e40\u0e07\u0e34\u0e19 \u0e01\u0e32\u0e23\u0e08\u0e33\u0e19\u0e2d\u0e07\u0e44\u0e21\u0e48\u0e44\u0e14\u0e49\u0e17\u0e33\u0e43\u0e2b\u0e49\u0e01\u0e32\u0e23\u0e16\u0e37\u0e2d\u0e17\u0e35\u0e48\u0e14\u0e34\u0e19\u0e41\u0e17\u0e19\u0e04\u0e19\u0e15\u0e48\u0e32\u0e07\u0e14\u0e49\u0e32\u0e27\u0e0a\u0e2d\u0e1a\u0e14\u0e49\u0e27\u0e22\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22<\/span><\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"related\">Related \u00b7 \u0e17\u0e35\u0e48\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e02\u0e49\u0e2d\u0e07<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><a href=\"\/thai-civil-code\/section-653\/\">CCC \u00a7653<\/a> \u00b7 <a href=\"\/thai-civil-code\/section-654\/\">\u00a7654<\/a> \u00b7 <a href=\"\/thai-civil-code\/section-728\/\">\u00a7728 mortgage<\/a> \u00b7 <a href=\"\/glossary\/loan-agreement\/\">Glossary: loan agreement<\/a> \u00b7 <a href=\"\/debt-collection-lawyer-in-thailand\/\">Debt collection<\/a> \u00b7 <a href=\"\/explaining-our-membership\/\">Membership<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"our-fees\">Our fee for a loan agreement<\/h2>\n\n\n<div class=\"tlo-trust-fees\">\n            \n            <div class=\"tlo-trust-fees__scroll\">\n                <table class=\"tlo-trust-fees__table\">\n                    <thead>\n                        <tr>\n                            <th scope=\"col\">\u0e1a\u0e23\u0e34\u0e01\u0e32\u0e23<\/th>\n                            <th scope=\"col\">\u0e04\u0e48\u0e32\u0e1a\u0e23\u0e34\u0e01\u0e32\u0e23\u0e41\u0e1a\u0e1a\u0e40\u0e2b\u0e21\u0e32\u0e08\u0e48\u0e32\u0e22<\/th>\n                            <th scope=\"col\">\u0e2a\u0e34\u0e48\u0e07\u0e17\u0e35\u0e48\u0e23\u0e27\u0e21\u0e2d\u0e22\u0e39\u0e48\u0e43\u0e19\u0e1a\u0e23\u0e34\u0e01\u0e32\u0e23<\/th>\n                            <th scope=\"col\">\u0e23\u0e30\u0e22\u0e30\u0e40\u0e27\u0e25\u0e32<\/th>\n                        <\/tr>\n                    <\/thead>\n                    <tbody>\n                                            <tr>\n                            <th scope=\"row\" class=\"tlo-trust-fees__name\">\n                                Loan agreement                            <\/th>\n                            <td class=\"tlo-trust-fees__price\">\n                                4,900 THB                                                            <\/td>\n                            <td>Bilingual loan agreement covering amount, interest, repayment, collateral, default remedies and dispute resolution.<\/td>\n                            <td>2 to 4 business days<\/td>\n                        <\/tr>\n                                        <\/tbody>\n                <\/table>\n            <\/div>\n\n                            <p class=\"tlo-trust-fees__note\"> Government disbursements are charged at cost unless the service says they are included.                <\/p>\n            \n                            <p class=\"tlo-trust-fees__cta\">\n                    <a class=\"tlo-trust-btn\" href=\"https:\/\/www.thailawonline.com\/th\/book-consultation\/\">\n                        \u0e08\u0e2d\u0e07\u0e01\u0e32\u0e23\u0e1b\u0e23\u0e36\u0e01\u0e29\u0e32                    <\/a>\n                    <span class=\"tlo-trust-badge tlo-trust-badge--response\"><span class=\"tlo-trust-badge__tick\" aria-hidden=\"true\">&#9679;<\/span> \u0e15\u0e2d\u0e1a\u0e01\u0e25\u0e31\u0e1a\u0e20\u0e32\u0e22\u0e43\u0e19 24 \u0e0a\u0e31\u0e48\u0e27\u0e42\u0e21\u0e07 <span class=\"tlo-trust-badge__langs\">EN \u00b7 FR \u00b7 TH<\/span><\/span>                <\/p>\n                    <\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em>These fees come from one source and are the same everywhere on this site. See <a href=\"\/pricing\/\">all our fees<\/a>.<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"free-tools\">Try it yourself first, free<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">You do not have to book anything to get started. These run in your browser, and you only pay us if you decide you want a lawyer involved.<\/p>\n\n\n<div class=\"tlo-trust-tools\">\n                            <div class=\"tlo-trust-tool\">\n                    <p class=\"tlo-trust-tool__title\">\n                        \u0e40\u0e04\u0e23\u0e37\u0e48\u0e2d\u0e07\u0e21\u0e37\u0e2d\u0e2a\u0e23\u0e49\u0e32\u0e07\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22                        <span class=\"tlo-trust-tool__tier tlo-trust-tool__tier--gold\">\n                            \u0e2a\u0e21\u0e32\u0e0a\u0e34\u0e01 Gold                        <\/span>\n                    <\/p>\n                    <p class=\"tlo-trust-tool__blurb\">\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32\u0e2a\u0e34\u0e1a\u0e09\u0e1a\u0e31\u0e1a \u0e08\u0e32\u0e01\u0e41\u0e1a\u0e1a\u0e2a\u0e2d\u0e1a\u0e16\u0e32\u0e21\u0e41\u0e1a\u0e1a\u0e21\u0e35\u0e04\u0e33\u0e41\u0e19\u0e30\u0e19\u0e33 \u0e14\u0e49\u0e27\u0e22\u0e16\u0e49\u0e2d\u0e22\u0e04\u0e33\u0e02\u0e2d\u0e07\u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e40\u0e23\u0e32\u0e40\u0e2d\u0e07<\/p>\n                                            <a class=\"tlo-trust-btn\" href=\"https:\/\/www.thailawonline.com\/th\/legal-document-maker\/\" data-tlo-event=\"tool_click\" data-tool=\"document-maker\">\n                            \u0e40\u0e1b\u0e34\u0e14\u0e40\u0e04\u0e23\u0e37\u0e48\u0e2d\u0e07\u0e21\u0e37\u0e2d                        <\/a>\n                                    <\/div>\n                            <div class=\"tlo-trust-tool\">\n                    <p class=\"tlo-trust-tool__title\">\n                        \u0e16\u0e32\u0e21\u0e1c\u0e39\u0e49\u0e0a\u0e48\u0e27\u0e22 AI \u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32                        <span class=\"tlo-trust-tool__tier tlo-trust-tool__tier--free\">\n                            \u0e1f\u0e23\u0e35                        <\/span>\n                    <\/p>\n                    <p class=\"tlo-trust-tool__blurb\">\u0e40\u0e23\u0e35\u0e22\u0e19\u0e23\u0e39\u0e49\u0e08\u0e32\u0e01\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e44\u0e17\u0e22\u0e41\u0e25\u0e30\u0e04\u0e33\u0e1e\u0e34\u0e1e\u0e32\u0e01\u0e29\u0e32\u0e28\u0e32\u0e25\u0e0e\u0e35\u0e01\u0e32\u0e01\u0e27\u0e48\u0e32 77,000 \u0e04\u0e14\u0e35 \u0e16\u0e32\u0e21\u0e44\u0e14\u0e49\u0e17\u0e38\u0e01\u0e40\u0e23\u0e37\u0e48\u0e2d\u0e07 \u0e1f\u0e23\u0e35<\/p>\n                                            <button type=\"button\" class=\"tlo-trust-btn tlo-trust-tool__chat\"\n                                data-tlo-event=\"assistant_open\">\n                            \u0e16\u0e32\u0e21\u0e04\u0e33\u0e16\u0e32\u0e21                        <\/button>\n                                    <\/div>\n                    <\/div>\n","protected":false},"excerpt":{"rendered":"<p>Loan Agreement \u00b7 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19 A bilingual loan agreement that holds up in a Thai court \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32\u0e17\u0e35\u0e48\u0e43\u0e0a\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e44\u0e14\u0e49\u0e43\u0e19\u0e28\u0e32\u0e25\u0e44\u0e17\u0e22 \u2713 Bilingual EN\/TH \u00a0\u00b7\u00a0 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"pmpro_default_level":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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