{"id":1715,"date":"2025-03-29T21:49:26","date_gmt":"2025-03-29T14:49:26","guid":{"rendered":"https:\/\/www.thailawonline.com\/do-insurance-pay-for-damages-from-earthquake\/"},"modified":"2026-11-02T00:50:25","modified_gmt":"2026-11-01T17:50:25","slug":"do-insurance-pay-for-damages-from-earthquake","status":"publish","type":"post","link":"https:\/\/www.thailawonline.com\/th\/do-insurance-pay-for-damages-from-earthquake\/","title":{"rendered":"\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e41\u0e1c\u0e48\u0e19\u0e14\u0e34\u0e19\u0e44\u0e2b\u0e27\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22\u0e41\u0e25\u0e30\u0e40\u0e21\u0e35\u0e22\u0e19\u0e21\u0e32: \u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e02\u0e2d\u0e07\u0e04\u0e38\u0e13\u0e08\u0e48\u0e32\u0e22\u0e2b\u0e23\u0e37\u0e2d\u0e44\u0e21\u0e48?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Earthquakes are natural disasters that can cause significant devastation, particularly in regions prone to seismic activity. Myanmar and Thailand, two neighboring countries in Southeast Asia, have experienced their share of earthquakes over the years. As such, understanding whether insurance pays for <a href=\"https:\/\/www.thailawonline.com\/glossary\/damages\/\">damages<\/a> from earthquakes in Thailand is crucial for residents and businesses.<\/p>\n\n\n\n<div class=\"wp-block-rank-math-toc-block\" id=\"rank-math-toc\"><h2>Table of Contents<\/h2><nav><ul><li class=\"\"><a href=\"#what-is-the-likelihood-of-an-earthquake-in-thailand-and-myanmar\">What is the likelihood of an earthquake in Thailand and Myanmar?<\/a><\/li><li class=\"\"><a href=\"#how-does-earthquake-insurance-work-in-thailand-and-myanmar\">How does earthquake insurance work in Thailand and Myanmar?<\/a><\/li><li class=\"\"><a href=\"#what-were-the-impacts-of-the-march-28-2025-earthquake-in-bangkok\">What were the impacts of the March 28, 2025, earthquake in Bangkok?<\/a><\/li><li class=\"\"><a href=\"#how-does-the-government-respond-to-earthquakes-in-myanmar-and-thailand\">How does the government respond to earthquakes in Myanmar and Thailand?<\/a><\/li><li class=\"\"><a href=\"#what-steps-can-residents-take-to-prepare-for-future-earthquakes\">What steps can residents take to prepare for future earthquakes?<\/a><\/li><li class=\"\"><a href=\"#faqs-about-insurance-paying-for-damages-from-earthquake-in-thailand\">Faqs about Insurance Paying for Damages from Earthquake in Thailand<\/a><\/li><li class=\"\"><a href=\"#q-does-insurance-cover-damages-from-earthquakes-in-thailand\">Links<\/a><\/li><\/ul><\/nav><\/div>\n\n\n\n<p class=\"wp-block-paragraph\"><em>Last reviewed: 27 September 2026. The insurance points follow statements by the Office of Insurance Commission and the Thai General Insurance Association after the 28 March 2025 earthquake, as reported by ThaiPublica on 30 March 2025. Casualty figures and building details are from news reports.<\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This article delves into the likelihood of earthquakes in Thailand and Myanmar, how earthquake insurance functions in these countries, and the impacts of recent seismic events, particularly focusing on the March 28, 2025, earthquake in Bangkok. Additionally, we will explore how insurance does indeed pay for damages from earthquakes in Thailand, addressing the essential question: do insurance pay for damages from earthquakes in Thailand? This is an important topic that this article will address in detail. We will also examine the various insurance policies available and clarify how insurance pays for damages from earthquakes in Thailand.<\/p>\n\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img alt=\"Do Insurance Pay for Damages from Earthquake in Thailand\" class=\"wp-image-16066 lazyload\" data-src=\"https:\/\/www.thailawonline.com\/wp-content\/uploads\/2026\/11\/do-insurance-pay-for-the-earthquake-in-thailand.webp\" decoding=\"async\" src=\"data:image\/gif;base64,R0lGODlhAQABAIAAAAAAAP\/\/\/yH5BAEAAAAALAAAAAABAAEAAAIBRAA7\" style=\"object-fit:cover;width:400px;height:600px\"\/><noscript><img loading=\"lazy\" alt=\"Do Insurance Pay for Damages from Earthquake in Thailand\" class=\"wp-image-16066 lazyload\" decoding=\"async\" height=\"1024\" src=\"https:\/\/www.thailawonline.com\/wp-content\/uploads\/2026\/11\/do-insurance-pay-for-the-earthquake-in-thailand.webp\" style=\"object-fit:cover;width:400px;height:600px\" width=\"683\"\/><\/noscript><\/figure>\n<\/div>\n\n\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-is-the-likelihood-of-an-earthquake-in-thailand-and-myanmar\">What is the likelihood of an earthquake in Thailand and Myanmar?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The historical data on earthquakes in Thailand and Myanmar shows a pattern of seismic activity that has affected both countries. Thailand has experienced several minor to moderate earthquakes over the years, with the northern provinces being more prone to tremors due to their proximity to major fault lines. Myanmar, on the other hand, sits on the Sagaing Fault, one of the most active seismic zones in the region. Notably, the 7.7 magnitude earthquake in Myanmar on March 28, 2025, rocked both Myanmar and neighboring Thailand, causing significant damage and reminding residents of the ever-present threat.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The geological conditions of Myanmar and Thailand significantly influence the frequency and intensity of earthquakes. Myanmar\u2019s location along the Sagaing Fault and other tectonic plate boundaries makes it particularly susceptible to earthquakes, which can lead to severe incidents like the one that affected Mandalay. The rock formations and fault lines in these areas can generate powerful earthquakes, posing a constant threat to the region, particularly in places like Mandalay. In Thailand, while the seismic activity is less frequent, the country still experiences tremors, particularly in the northern provinces, due to its proximity to Myanmar\u2019s seismically active zones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Seismologists continue to study the tectonic movements in Myanmar and Thailand to predict future trends in seismic activity. While predicting the exact timing and magnitude of earthquakes remains challenging, historical patterns and current geological assessments suggest that both countries should remain prepared for future seismic events. The magnitude 7.7 earthquake of March 2025, centred in Myanmar but felt strongly in Bangkok, serves as a stark reminder of the potential for powerful earthquakes in the region, particularly after the Myanmar earthquake that caused significant damage. Continuous monitoring and research are essential to better understand and predict these natural phenomena, especially in light of the recent Myanmar earthquake.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-does-earthquake-insurance-work-in-thailand-and-myanmar\">How does earthquake insurance work in Thailand and Myanmar?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Earthquake <a href=\"https:\/\/www.thailawonline.com\/insurance-in-thailand\/\">insurance in Thailand<\/a> and Myanmar typically covers a range of damages resulting from seismic activity. These policies often compensate for structural damage to residential and commercial properties, including high-rise buildings that may collapse during a quake. Coverage may also extend to personal belongings damaged within the property. However, the specifics of coverage can vary between insurance providers, and it\u2019s crucial for policyholders to thoroughly understand the terms of their insurance agreements. In Thailand, the standard residential fire policy approved by the Office of Insurance Commission (OIC) already covers catastrophic natural perils, earthquake included, but only up to 20,000 THB a year; more cover can be bought as an add-on. A condominium&#8217;s <a href=\"https:\/\/www.thailawonline.com\/glossary\/juristic-person\/\">juristic person<\/a> usually insures the structure and common property, often under an industrial all-risk policy, so ask the building manager what that policy covers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While earthquake insurance offers financial protection against certain damages, there are often exclusions and limitations within these policies. Common exclusions may include damage to land, such as soil liquefaction, or pre-existing structural weaknesses not caused by the earthquake. Additionally, insurance policies may have deductibles that require policyholders to cover a portion of the repair costs. It\u2019s essential for individuals and businesses to carefully review their insurance policies to understand what is and isn\u2019t covered, ensuring they are adequately protected.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Filing an insurance claim after an earthquake involves several steps. Policyholders should first document all damages by taking photographs and making an inventory of affected items. Contacting the insurance provider promptly is crucial to initiating the claims process. The insurer will likely send an adjuster to assess the damage and determine the appropriate compensation. It\u2019s important for claimants to keep records of all communications and expenses related to repairs to facilitate a smoother claims process following an earthquake.<\/p>\n\n\n<style data-noptimize=\"1\">.tlo-lb{border:2px solid #1E3455;background:#fff;margin:28px 0;font-size:16px;line-height:1.55;color:#1b1b1b}.tlo-lb h2.tlo-lb-h{background:#1E3455;color:#fff;font-size:19px;line-height:1.3;margin:0;padding:12px 16px}.tlo-lb-tabs{position:relative;padding-top:44px;background:#fff}.tlo-lb-tab>summary{position:absolute;top:0;width:33.334%;height:44px;line-height:44px;text-align:center;font-weight:700;cursor:pointer;list-style:none;background:#eef0f4;color:#1E3455;box-sizing:border-box;border-bottom:3px solid #1E3455}.tlo-lb-tab>summary::-webkit-details-marker{display:none}.tlo-lb-tab:nth-of-type(1)>summary{left:0}.tlo-lb-tab:nth-of-type(2)>summary{left:33.333%}.tlo-lb-tab:nth-of-type(3)>summary{left:66.666%}.tlo-lb-tab[open]>summary{background:#fff;border-bottom-color:#FECB01}.tlo-lb summary:focus-visible,.tlo-lb a:focus-visible{outline:3px solid #FECB01;outline-offset:-3px}.tlo-lb-sec{padding:14px 16px;border-bottom:1px solid #dfe2e8}.tlo-lb-sec h3{font-size:17px;line-height:1.35;margin:0 0 4px;color:#1E3455}.tlo-lb-sec h3 small{font-weight:400;color:#555;font-size:14px}.tlo-lb-sec p{margin:0 0 8px}.tlo-lb-text{white-space:pre-line;border-left:3px solid #FECB01;padding-left:12px;margin:0 0 6px}.tlo-lb-note{font-size:13px;color:#555;font-style:italic}.tlo-lb-badge{display:inline-block;background:#FECB01;color:#1E3455;font-size:12px;font-weight:700;padding:1px 7px;margin-left:6px}.tlo-lb-fold{margin:0 0 8px}.tlo-lb-fold>summary{cursor:pointer;color:#1E3455;font-size:14px;font-weight:700;margin-bottom:6px}.tlo-lb-links a{margin-right:14px;font-size:14px}.tlo-lb-cases,.tlo-lb-src{padding:14px 16px;background:#f6f7f9;border-top:1px solid #dfe2e8}.tlo-lb-cases h3,.tlo-lb-src h3{font-size:15px;margin:0 0 6px;color:#1E3455}.tlo-lb-cases ul,.tlo-lb-src ul{margin:0;padding:0 0 0 18px;font-size:14px}.tlo-al{font-size:14px;line-height:1.5;color:#444;margin:0 0 18px}.tlo-al details{margin-top:4px}.tlo-al summary{cursor:pointer;color:#1E3455}.tlo-al ul{margin:6px 0 0 18px;padding:0}@media print{.tlo-lb{border:1px solid #000}.tlo-lb-tabs{padding-top:0}.tlo-lb-tab>summary{position:static;width:auto;height:auto;line-height:1.4;text-align:left;background:none;border:0}.tlo-lb details::details-content{content-visibility:visible;display:block}.tlo-lb-links a{color:#000}}<\/style><script data-noptimize=\"1\" data-no-optimize=\"1\">document.addEventListener(\"DOMContentLoaded\",function(){(function(){var b=document.querySelectorAll(\".tlo-lb-tabs\");b.forEach(function(g){var t=g.querySelectorAll(\":scope>details\");t.forEach(function(d){d.firstElementChild.addEventListener(\"click\",function(e){if(d.open){e.preventDefault()}})})});var s=[];addEventListener(\"beforeprint\",function(){s=[];document.querySelectorAll(\".tlo-lb details\").forEach(function(d){s.push([d,d.open,d.getAttribute(\"name\")]);d.removeAttribute(\"name\");d.open=true})});addEventListener(\"afterprint\",function(){s.forEach(function(x){x[0].open=x[1];if(x[2]){x[0].setAttribute(\"name\",x[2])}})})})();});<\/script><section class=\"tlo-lb notranslate\" data-no-translation data-no-dynamic-translation translate=\"no\" aria-label=\"\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e17\u0e35\u0e48\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e02\u0e49\u0e2d\u0e07\u0e01\u0e31\u0e1a\u0e2b\u0e19\u0e49\u0e32\u0e19\u0e35\u0e49\"><h2 class=\"tlo-lb-h\">\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e17\u0e35\u0e48\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e02\u0e49\u0e2d\u0e07\u0e01\u0e31\u0e1a\u0e2b\u0e19\u0e49\u0e32\u0e19\u0e35\u0e49<\/h2><div class=\"tlo-lb-tabs\"><details class=\"tlo-lb-tab\" name=\"tlo-lb-1\" lang=\"en\" data-no-translation><summary>English<\/summary><div class=\"tlo-lb-sec\"><h3>Section 861<\/h3><p>Insurance, definition.<\/p><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">A contract of insurance is a contract by which one person agrees to pay compensation, or a sum of money, in the event of a loss occurring, or on some other future event specified in the contract, and by which another person agrees to pay a sum of money called the premium.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-861\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 867<\/h3><p>An insurance contract is not enforceable unless evidenced in writing signed by the party liable or their agent. The insurer must also deliver an insurance policy conforming to the contract.<\/p><details class=\"tlo-lb-fold\"><summary>Full text<\/summary><p class=\"tlo-lb-text\">A contract of insurance cannot be enforced by action unless there is some written evidence of it signed by the party liable or by his agent.\n One copy of an insurance policy, the contents of which conform to the contract, must be delivered to the insured. The policy must be signed by the insurer and must contain the following particulars:\n (1) the subject matter insured; (2) the risks against which the insurer insures; (3) the value of the insurable interest, if fixed; (4) the sum insured; (5) the amount of the premium and the method of payment; (6) where the contract is for a fixed term, the times at which it begins and ends; (7) the name or trade name of the insurer; (8) the name or trade name of the insured; (9) the name of the beneficiary, if any; (10) the date of the contract of insurance; (11) the place and date of the making of the policy.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-867\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 29 <small>Non-Life Insurance Act B.E. 2535<\/small><\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">An insurance policy issued by a company to an insured must be in the form and wording approved by the registrar; this includes documents accompanying or attached to the insurance policy. With respect to the form and wording approved under paragraph 1, the registrar may, when the registrar considers it appropriate or at the request of a company, order that the form or wording be amended, changed, supplemented or cancelled, in part or in whole. Where a company issues an insurance policy that differs from the form or wording approved by the registrar under paragraph 1 or 2, the insured or the beneficiary under the insurance policy has the right to choose to hold the company liable to perform either according to the policy form or wording issued by the company or according to the form or wording approved by the registrar. However the insured or the beneficiary exercises this right, and whether or not it is exercised, the company is not thereby released from an offence under this Act. Where a company issues an insurance policy using a form or wording not approved by the registrar under paragraph 1 or 2, the insured may choose either to hold the company liable under that insurance policy or to terminate the insurance contract and have the company refund all premiums paid to the company. However the insured exercises this right, and whether or not it is exercised, the company is not thereby released from an offence under this Act.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/QXByQlhBeGxkLzl2c01kdS9xRGhKdz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 877<\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">The insurer must pay compensation as follows:\n (1) for the actual amount of the loss; (2) for damage caused to the property insured by reasonable measures taken to avert the loss; (3) for all reasonable expenses incurred to preserve the property insured from loss.\n The actual loss is valued at the place and time where the loss occurred. The sum insured is presumed to be the correct measure for that valuation.\n Compensation may not exceed the sum insured.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-877\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 879<\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">The insurer is not liable where the loss, or the other event specified in the contract, has been caused by the dishonesty or gross negligence of the insured or of the beneficiary.\n The insurer is not liable for a loss which is the direct consequence of an inherent defect in the subject matter insured, unless otherwise agreed.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-879\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 881<\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">Where a loss occurs through a risk insured against, the insured or the beneficiary must, on becoming aware of it, notify the insurer without delay.\n Where the preceding paragraph is not complied with, the insurer may claim compensation for any damage resulting from the failure, unless the other party proves that compliance was impossible.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-881\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 882<\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">No action to recover compensation may be brought after two years from the date of the loss.\n No action to recover payment or repayment of premiums may be brought after two years from the date on which the right to that payment or repayment fell due.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-882\/\">Our annotated section<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Section 36\/1 <small>Non-Life Insurance Act B.E. 2535<\/small><\/h3><details class=\"tlo-lb-fold\" open><summary>Full text<\/summary><p class=\"tlo-lb-text\">Where there is a complaint concerning insurance, the payment of compensation, or the payment of money or any other benefit under an insurance policy, the Registrar may arrange for the complaint to be considered and may conduct mediation.<\/p><p class=\"tlo-lb-note\">ThaiLawOnline translation<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/QXByQlhBeGxkLzl2c01kdS9xRGhKdz09\" rel=\"noopener\" target=\"_blank\">Official text<\/a><\/p><\/div><\/details><details class=\"tlo-lb-tab\" name=\"tlo-lb-1\" lang=\"th\" data-no-translation open><summary>\u0e44\u0e17\u0e22<\/summary><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 861<\/h3><details class=\"tlo-lb-fold\" open><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e2d\u0e31\u0e19\u0e27\u0e48\u0e32\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e19\u0e31\u0e49\u0e19 \u0e04\u0e37\u0e2d\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e0b\u0e36\u0e48\u0e07\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e04\u0e19\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e15\u0e01\u0e25\u0e07\u0e08\u0e30\u0e43\u0e0a\u0e49\u0e04\u0e48\u0e32\u0e2a\u0e34\u0e19\u0e44\u0e2b\u0e21\u0e17\u0e14\u0e41\u0e17\u0e19 \u0e2b\u0e23\u0e37\u0e2d\u0e43\u0e0a\u0e49\u0e40\u0e07\u0e34\u0e19\u0e08\u0e33\u0e19\u0e27\u0e19\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e43\u0e2b\u0e49\u0e43\u0e19\u0e01\u0e23\u0e13\u0e35\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22\u0e2b\u0e32\u0e01\u0e21\u0e35\u0e02\u0e36\u0e49\u0e19 \u0e2b\u0e23\u0e37\u0e2d\u0e43\u0e19\u0e40\u0e2b\u0e15\u0e38\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e2d\u0e37\u0e48\u0e19\u0e43\u0e19\u0e2d\u0e19\u0e32\u0e04\u0e15\u0e14\u0e31\u0e07\u0e44\u0e14\u0e49\u0e23\u0e30\u0e1a\u0e38\u0e44\u0e27\u0e49\u0e43\u0e19\u0e2a\u0e31\u0e0d\u0e0d\u0e32 \u0e41\u0e25\u0e30\u0e43\u0e19\u0e01\u0e32\u0e23\u0e19\u0e35\u0e49\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e2d\u0e35\u0e01\u0e04\u0e19\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e15\u0e01\u0e25\u0e07\u0e08\u0e30\u0e2a\u0e48\u0e07\u0e40\u0e07\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e40\u0e23\u0e35\u0e22\u0e01\u0e27\u0e48\u0e32 \u0e40\u0e1a\u0e35\u0e49\u0e22\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22<\/p><p class=\"tlo-lb-note\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e08\u0e32\u0e01\u0e10\u0e32\u0e19\u0e02\u0e49\u0e2d\u0e21\u0e39\u0e25\u0e1b\u0e23\u0e30\u0e21\u0e27\u0e25\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32 \u0e42\u0e1b\u0e23\u0e14\u0e15\u0e23\u0e27\u0e08\u0e2a\u0e2d\u0e1a\u0e01\u0e31\u0e1a\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23 (Thai text from our annotated code. Check it against the official text.)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-861\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 867<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e2d\u0e31\u0e19\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e19\u0e31\u0e49\u0e19 \u0e16\u0e49\u0e32\u0e21\u0e34\u0e44\u0e14\u0e49\u0e21\u0e35\u0e2b\u0e25\u0e31\u0e01\u0e10\u0e32\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e19\u0e31\u0e07\u0e2a\u0e37\u0e2d\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e43\u0e14\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e25\u0e07\u0e25\u0e32\u0e22\u0e21\u0e37\u0e2d\u0e0a\u0e37\u0e48\u0e2d\u0e1d\u0e48\u0e32\u0e22\u0e17\u0e35\u0e48\u0e15\u0e49\u0e2d\u0e07\u0e23\u0e31\u0e1a\u0e1c\u0e34\u0e14\u0e2b\u0e23\u0e37\u0e2d\u0e25\u0e32\u0e22\u0e21\u0e37\u0e2d\u0e0a\u0e37\u0e48\u0e2d\u0e15\u0e31\u0e27\u0e41\u0e17\u0e19\u0e02\u0e2d\u0e07\u0e1d\u0e48\u0e32\u0e22\u0e19\u0e31\u0e49\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e2a\u0e33\u0e04\u0e31\u0e0d \u0e17\u0e48\u0e32\u0e19\u0e27\u0e48\u0e32\u0e08\u0e30\u0e1f\u0e49\u0e2d\u0e07\u0e23\u0e49\u0e2d\u0e07\u0e43\u0e2b\u0e49\u0e1a\u0e31\u0e07\u0e04\u0e31\u0e1a\u0e04\u0e14\u0e35\u0e2b\u0e32\u0e44\u0e14\u0e49\u0e44\u0e21\u0e48\u0e43\u0e2b\u0e49\u0e2a\u0e48\u0e07\u0e21\u0e2d\u0e1a\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e2d\u0e31\u0e19\u0e21\u0e35\u0e40\u0e19\u0e37\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e15\u0e49\u0e2d\u0e07\u0e15\u0e32\u0e21\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e19\u0e31\u0e49\u0e19\u0e41\u0e01\u0e48\u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e09\u0e1a\u0e31\u0e1a\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e15\u0e49\u0e2d\u0e07\u0e25\u0e07\u0e25\u0e32\u0e22\u0e21\u0e37\u0e2d\u0e0a\u0e37\u0e48\u0e2d\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e41\u0e25\u0e30\u0e21\u0e35\u0e23\u0e32\u0e22\u0e01\u0e32\u0e23\u0e14\u0e31\u0e07\u0e15\u0e48\u0e2d\u0e44\u0e1b\u0e19\u0e35\u0e49(\u0e51) \u0e27\u0e31\u0e15\u0e16\u0e38\u0e17\u0e35\u0e48\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22(\u0e52) \u0e20\u0e31\u0e22\u0e43\u0e14\u0e0b\u0e36\u0e48\u0e07\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e23\u0e31\u0e1a\u0e40\u0e2a\u0e35\u0e48\u0e22\u0e07(\u0e53) \u0e23\u0e32\u0e04\u0e32\u0e41\u0e2b\u0e48\u0e07\u0e21\u0e39\u0e25\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e16\u0e49\u0e32\u0e2b\u0e32\u0e01\u0e44\u0e14\u0e49\u0e01\u0e33\u0e2b\u0e19\u0e14\u0e01\u0e31\u0e19\u0e44\u0e27\u0e49(\u0e54) \u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e07\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22(\u0e55) \u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e41\u0e25\u0e30\u0e27\u0e34\u0e18\u0e35\u0e2a\u0e48\u0e07\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22(\u0e56) \u0e16\u0e49\u0e32\u0e2b\u0e32\u0e01\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e21\u0e35\u0e01\u0e33\u0e2b\u0e19\u0e14\u0e40\u0e27\u0e25\u0e32 \u0e15\u0e49\u0e2d\u0e07\u0e25\u0e07\u0e40\u0e27\u0e25\u0e32\u0e40\u0e23\u0e34\u0e48\u0e21\u0e15\u0e49\u0e19\u0e41\u0e25\u0e30\u0e40\u0e27\u0e25\u0e32\u0e2a\u0e34\u0e49\u0e19\u0e2a\u0e38\u0e14\u0e44\u0e27\u0e49\u0e14\u0e49\u0e27\u0e22(\u0e57) \u0e0a\u0e37\u0e48\u0e2d\u0e2b\u0e23\u0e37\u0e2d\u0e22\u0e35\u0e48\u0e2b\u0e49\u0e2d\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22(\u0e58) \u0e0a\u0e37\u0e48\u0e2d\u0e2b\u0e23\u0e37\u0e2d\u0e22\u0e35\u0e48\u0e2b\u0e49\u0e2d\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22(\u0e59) \u0e0a\u0e37\u0e48\u0e2d\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e42\u0e22\u0e0a\u0e19\u0e4c \u0e16\u0e49\u0e32\u0e08\u0e30\u0e1e\u0e36\u0e07\u0e21\u0e35(\u0e51\u0e50) \u0e27\u0e31\u0e19\u0e17\u0e33\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22(\u0e51\u0e51) \u0e2a\u0e16\u0e32\u0e19\u0e17\u0e35\u0e48\u0e41\u0e25\u0e30\u0e27\u0e31\u0e19\u0e17\u0e35\u0e48\u0e44\u0e14\u0e49\u0e17\u0e33\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-867\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 29 <small>\u0e1e\u0e23\u0e30\u0e23\u0e32\u0e0a\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22 \u0e1e.\u0e28. 2535<\/small><\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e17\u0e35\u0e48\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e2d\u0e2d\u0e01\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e48\u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e15\u0e49\u0e2d\u0e07\u0e40\u0e1b\u0e47\u0e19\u0e44\u0e1b\u0e15\u0e32\u0e21\u0e41\u0e1a\u0e1a\u0e41\u0e25\u0e30\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e35\u0e48\u0e19\u0e32\u0e22\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e44\u0e14\u0e49\u0e43\u0e2b\u0e49\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2b\u0e47\u0e19\u0e0a\u0e2d\u0e1a  \u0e17\u0e31\u0e49\u0e07\u0e19\u0e35\u0e49 \u0e23\u0e27\u0e21\u0e17\u0e31\u0e49\u0e07\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e1b\u0e23\u0e30\u0e01\u0e2d\u0e1a\u0e2b\u0e23\u0e37\u0e2d\u0e41\u0e19\u0e1a\u0e17\u0e49\u0e32\u0e22\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e14\u0e49\u0e27\u0e22\n\u0e41\u0e1a\u0e1a\u0e41\u0e25\u0e30\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e35\u0e48\u0e19\u0e32\u0e22\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e44\u0e14\u0e49\u0e43\u0e2b\u0e49\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2b\u0e47\u0e19\u0e0a\u0e2d\u0e1a\u0e44\u0e27\u0e49\u0e41\u0e25\u0e49\u0e27\u0e15\u0e32\u0e21\u0e27\u0e23\u0e23\u0e04\u0e2b\u0e19\u0e36\u0e48\u0e07 \u0e40\u0e21\u0e37\u0e48\u0e2d\u0e19\u0e32\u0e22\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e40\u0e2b\u0e47\u0e19\u0e2a\u0e21\u0e04\u0e27\u0e23\u0e2b\u0e23\u0e37\u0e2d\u0e40\u0e21\u0e37\u0e48\u0e2d\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e23\u0e49\u0e2d\u0e07\u0e02\u0e2d \u0e19\u0e32\u0e22\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e08\u0e30\u0e2a\u0e31\u0e48\u0e07\u0e43\u0e2b\u0e49\u0e41\u0e01\u0e49\u0e44\u0e02\u0e40\u0e1b\u0e25\u0e35\u0e48\u0e22\u0e19\u0e41\u0e1b\u0e25\u0e07\u0e40\u0e1e\u0e34\u0e48\u0e21\u0e40\u0e15\u0e34\u0e21\u0e2b\u0e23\u0e37\u0e2d\u0e22\u0e01\u0e40\u0e25\u0e34\u0e01\u0e41\u0e1a\u0e1a \u0e2b\u0e23\u0e37\u0e2d\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e19\u0e31\u0e49\u0e19\u0e1a\u0e32\u0e07\u0e2a\u0e48\u0e27\u0e19\u0e2b\u0e23\u0e37\u0e2d\u0e17\u0e31\u0e49\u0e07\u0e2b\u0e21\u0e14\u0e01\u0e47\u0e44\u0e14\u0e49\n\u0e43\u0e19\u0e01\u0e23\u0e13\u0e35\u0e17\u0e35\u0e48\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e2d\u0e2d\u0e01\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e41\u0e15\u0e01\u0e15\u0e48\u0e32\u0e07\u0e44\u0e1b\u0e08\u0e32\u0e01\u0e41\u0e1a\u0e1a\u0e2b\u0e23\u0e37\u0e2d\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e35\u0e48\u0e19\u0e32\u0e22\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e44\u0e14\u0e49\u0e43\u0e2b\u0e49\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2b\u0e47\u0e19\u0e0a\u0e2d\u0e1a\u0e15\u0e32\u0e21\u0e27\u0e23\u0e23\u0e04\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e2b\u0e23\u0e37\u0e2d\u0e27\u0e23\u0e23\u0e04\u0e2a\u0e2d\u0e07 \u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e2b\u0e23\u0e37\u0e2d\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e42\u0e22\u0e0a\u0e19\u0e4c\u0e15\u0e32\u0e21\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e21\u0e35\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e40\u0e25\u0e37\u0e2d\u0e01\u0e43\u0e2b\u0e49\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e15\u0e49\u0e2d\u0e07\u0e23\u0e31\u0e1a\u0e1c\u0e34\u0e14\u0e43\u0e19\u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30\u0e2b\u0e19\u0e35\u0e49\u0e15\u0e32\u0e21\u0e41\u0e1a\u0e1a\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e2b\u0e23\u0e37\u0e2d\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e35\u0e48\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e2d\u0e2d\u0e01\u0e43\u0e2b\u0e49\u0e19\u0e31\u0e49\u0e19 \u0e2b\u0e23\u0e37\u0e2d\u0e15\u0e32\u0e21\u0e41\u0e1a\u0e1a\u0e2b\u0e23\u0e37\u0e2d\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e35\u0e48\u0e19\u0e32\u0e22\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e44\u0e14\u0e49\u0e43\u0e2b\u0e49\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2b\u0e47\u0e19\u0e0a\u0e2d\u0e1a\u0e44\u0e27\u0e49\u0e41\u0e25\u0e49\u0e27\u0e01\u0e47\u0e44\u0e14\u0e49 \u0e41\u0e25\u0e30\u0e44\u0e21\u0e48\u0e27\u0e48\u0e32\u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e2b\u0e23\u0e37\u0e2d\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e42\u0e22\u0e0a\u0e19\u0e4c\u0e15\u0e32\u0e21\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e08\u0e30\u0e43\u0e0a\u0e49\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e14\u0e31\u0e07\u0e01\u0e25\u0e48\u0e32\u0e27\u0e19\u0e35\u0e49\u0e1b\u0e23\u0e30\u0e01\u0e32\u0e23\u0e43\u0e14\u0e2b\u0e23\u0e37\u0e2d\u0e44\u0e21\u0e48 \u0e22\u0e48\u0e2d\u0e21\u0e44\u0e21\u0e48\u0e40\u0e1b\u0e47\u0e19\u0e40\u0e2b\u0e15\u0e38\u0e43\u0e2b\u0e49\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e1e\u0e49\u0e19\u0e04\u0e27\u0e32\u0e21\u0e1c\u0e34\u0e14\u0e17\u0e35\u0e48\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e44\u0e27\u0e49\u0e43\u0e19\u0e1e\u0e23\u0e30\u0e23\u0e32\u0e0a\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e19\u0e35\u0e49\n\u0e43\u0e19\u0e01\u0e23\u0e13\u0e35\u0e17\u0e35\u0e48\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e2d\u0e2d\u0e01\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e42\u0e14\u0e22\u0e43\u0e0a\u0e49\u0e41\u0e1a\u0e1a\u0e2b\u0e23\u0e37\u0e2d\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e35\u0e48\u0e19\u0e32\u0e22\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e21\u0e34\u0e44\u0e14\u0e49\u0e43\u0e2b\u0e49\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2b\u0e47\u0e19\u0e0a\u0e2d\u0e1a\u0e15\u0e32\u0e21\u0e27\u0e23\u0e23\u0e04\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e2b\u0e23\u0e37\u0e2d\u0e27\u0e23\u0e23\u0e04\u0e2a\u0e2d\u0e07 \u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e08\u0e30\u0e40\u0e25\u0e37\u0e2d\u0e01\u0e43\u0e2b\u0e49\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e15\u0e49\u0e2d\u0e07\u0e23\u0e31\u0e1a\u0e1c\u0e34\u0e14\u0e15\u0e32\u0e21\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e19\u0e31\u0e49\u0e19 \u0e2b\u0e23\u0e37\u0e2d\u0e08\u0e30\u0e1a\u0e2d\u0e01\u0e40\u0e25\u0e34\u0e01\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e19\u0e31\u0e49\u0e19\u0e40\u0e2a\u0e35\u0e22\u0e41\u0e25\u0e30\u0e43\u0e2b\u0e49\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e04\u0e37\u0e19\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e17\u0e31\u0e49\u0e07\u0e2a\u0e34\u0e49\u0e19\u0e17\u0e35\u0e48\u0e44\u0e14\u0e49\u0e0a\u0e33\u0e23\u0e30\u0e44\u0e27\u0e49\u0e41\u0e25\u0e49\u0e27\u0e41\u0e01\u0e48\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e01\u0e47\u0e44\u0e14\u0e49 \u0e41\u0e25\u0e30\u0e44\u0e21\u0e48\u0e27\u0e48\u0e32\u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e08\u0e30\u0e43\u0e0a\u0e49\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e14\u0e31\u0e07\u0e01\u0e25\u0e48\u0e32\u0e27\u0e19\u0e35\u0e49\u0e1b\u0e23\u0e30\u0e01\u0e32\u0e23\u0e43\u0e14 \u0e2b\u0e23\u0e37\u0e2d\u0e44\u0e21\u0e48 \u0e22\u0e48\u0e2d\u0e21\u0e44\u0e21\u0e48\u0e40\u0e1b\u0e47\u0e19\u0e40\u0e2b\u0e15\u0e38\u0e43\u0e2b\u0e49\u0e1a\u0e23\u0e34\u0e29\u0e31\u0e17\u0e1e\u0e49\u0e19\u0e04\u0e27\u0e32\u0e21\u0e1c\u0e34\u0e14\u0e17\u0e35\u0e48\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e44\u0e27\u0e49\u0e43\u0e19\u0e1e\u0e23\u0e30\u0e23\u0e32\u0e0a\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e19\u0e35\u0e49<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/QXByQlhBeGxkLzl2c01kdS9xRGhKdz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 877<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e08\u0e33\u0e15\u0e49\u0e2d\u0e07\u0e43\u0e0a\u0e49\u0e04\u0e48\u0e32\u0e2a\u0e34\u0e19\u0e44\u0e2b\u0e21\u0e17\u0e14\u0e41\u0e17\u0e19\u0e14\u0e31\u0e07\u0e08\u0e30\u0e01\u0e25\u0e48\u0e32\u0e27\u0e15\u0e48\u0e2d\u0e44\u0e1b\u0e19\u0e35\u0e49 \u0e04\u0e37\u0e2d(\u0e51) \u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e08\u0e33\u0e19\u0e27\u0e19\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22\u0e2d\u0e31\u0e19\u0e41\u0e17\u0e49\u0e08\u0e23\u0e34\u0e07(\u0e52) \u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e1a\u0e38\u0e1a\u0e2a\u0e25\u0e32\u0e22\u0e2d\u0e31\u0e19\u0e40\u0e01\u0e34\u0e14\u0e41\u0e01\u0e48\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e44\u0e14\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e44\u0e27\u0e49\u0e40\u0e1e\u0e23\u0e32\u0e30\u0e44\u0e14\u0e49\u0e08\u0e31\u0e14\u0e01\u0e32\u0e23\u0e15\u0e32\u0e21\u0e2a\u0e21\u0e04\u0e27\u0e23\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e1b\u0e49\u0e2d\u0e07\u0e1b\u0e31\u0e14\u0e04\u0e27\u0e32\u0e21\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22(\u0e53) \u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e1a\u0e23\u0e23\u0e14\u0e32\u0e04\u0e48\u0e32\u0e43\u0e0a\u0e49\u0e08\u0e48\u0e32\u0e22\u0e2d\u0e31\u0e19\u0e2a\u0e21\u0e04\u0e27\u0e23\u0e0b\u0e36\u0e48\u0e07\u0e44\u0e14\u0e49\u0e40\u0e2a\u0e35\u0e22\u0e44\u0e1b\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e23\u0e31\u0e01\u0e29\u0e32\u0e17\u0e23\u0e31\u0e1e\u0e22\u0e4c\u0e2a\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e44\u0e27\u0e49\u0e19\u0e31\u0e49\u0e19\u0e21\u0e34\u0e43\u0e2b\u0e49\u0e27\u0e34\u0e19\u0e32\u0e28\u0e2d\u0e31\u0e19\u0e08\u0e33\u0e19\u0e27\u0e19\u0e27\u0e34\u0e19\u0e32\u0e28\u0e08\u0e23\u0e34\u0e07\u0e19\u0e31\u0e49\u0e19 \u0e17\u0e48\u0e32\u0e19\u0e43\u0e2b\u0e49\u0e15\u0e35\u0e23\u0e32\u0e04\u0e32 \u0e13 \u0e2a\u0e16\u0e32\u0e19\u0e17\u0e35\u0e48\u0e41\u0e25\u0e30\u0e43\u0e19\u0e40\u0e27\u0e25\u0e32\u0e0b\u0e36\u0e48\u0e07\u0e40\u0e2b\u0e15\u0e38\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22\u0e19\u0e31\u0e49\u0e19\u0e44\u0e14\u0e49\u0e40\u0e01\u0e34\u0e14\u0e02\u0e36\u0e49\u0e19 \u0e2d\u0e19\u0e36\u0e48\u0e07 \u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e07\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e44\u0e14\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e44\u0e27\u0e49\u0e19\u0e31\u0e49\u0e19 \u0e17\u0e48\u0e32\u0e19\u0e43\u0e2b\u0e49\u0e2a\u0e31\u0e19\u0e19\u0e34\u0e29\u0e10\u0e32\u0e19\u0e44\u0e27\u0e49\u0e01\u0e48\u0e2d\u0e19\u0e27\u0e48\u0e32\u0e40\u0e1b\u0e47\u0e19\u0e2b\u0e25\u0e31\u0e01\u0e1b\u0e23\u0e30\u0e21\u0e32\u0e13\u0e2d\u0e31\u0e19\u0e16\u0e39\u0e01\u0e15\u0e49\u0e2d\u0e07\u0e43\u0e19\u0e01\u0e32\u0e23\u0e15\u0e35\u0e23\u0e32\u0e04\u0e32\u0e40\u0e0a\u0e48\u0e19\u0e27\u0e48\u0e32\u0e19\u0e31\u0e49\u0e19\u0e17\u0e48\u0e32\u0e19\u0e2b\u0e49\u0e32\u0e21\u0e21\u0e34\u0e43\u0e2b\u0e49\u0e04\u0e34\u0e14\u0e04\u0e48\u0e32\u0e2a\u0e34\u0e19\u0e44\u0e2b\u0e21\u0e17\u0e14\u0e41\u0e17\u0e19\u0e40\u0e01\u0e34\u0e19\u0e44\u0e1b\u0e01\u0e27\u0e48\u0e32\u0e08\u0e33\u0e19\u0e27\u0e19\u0e40\u0e07\u0e34\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e44\u0e27\u0e49<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-877\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 879<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e44\u0e21\u0e48\u0e15\u0e49\u0e2d\u0e07\u0e23\u0e31\u0e1a\u0e1c\u0e34\u0e14\u0e43\u0e19\u0e40\u0e21\u0e37\u0e48\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22\u0e2b\u0e23\u0e37\u0e2d\u0e40\u0e2b\u0e15\u0e38\u0e2d\u0e37\u0e48\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e44\u0e14\u0e49\u0e23\u0e30\u0e1a\u0e38\u0e44\u0e27\u0e49\u0e43\u0e19\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e19\u0e31\u0e49\u0e19\u0e44\u0e14\u0e49\u0e40\u0e01\u0e34\u0e14\u0e02\u0e36\u0e49\u0e19\u0e40\u0e1e\u0e23\u0e32\u0e30\u0e04\u0e27\u0e32\u0e21\u0e17\u0e38\u0e08\u0e23\u0e34\u0e15 \u0e2b\u0e23\u0e37\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e1b\u0e23\u0e30\u0e21\u0e32\u0e17\u0e40\u0e25\u0e34\u0e19\u0e40\u0e25\u0e48\u0e2d\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e23\u0e49\u0e32\u0e22\u0e41\u0e23\u0e07\u0e02\u0e2d\u0e07\u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e2b\u0e23\u0e37\u0e2d\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e42\u0e22\u0e0a\u0e19\u0e4c\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e44\u0e21\u0e48\u0e15\u0e49\u0e2d\u0e07\u0e23\u0e31\u0e1a\u0e1c\u0e34\u0e14\u0e43\u0e19\u0e04\u0e27\u0e32\u0e21\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22\u0e2d\u0e31\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e1c\u0e25\u0e42\u0e14\u0e22\u0e15\u0e23\u0e07\u0e21\u0e32\u0e41\u0e15\u0e48\u0e04\u0e27\u0e32\u0e21\u0e44\u0e21\u0e48\u0e2a\u0e21\u0e1b\u0e23\u0e30\u0e01\u0e2d\u0e1a\u0e43\u0e19\u0e40\u0e19\u0e37\u0e49\u0e2d\u0e41\u0e2b\u0e48\u0e07\u0e27\u0e31\u0e15\u0e16\u0e38\u0e17\u0e35\u0e48\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e40\u0e27\u0e49\u0e19\u0e41\u0e15\u0e48\u0e08\u0e30\u0e44\u0e14\u0e49\u0e15\u0e01\u0e25\u0e07\u0e01\u0e31\u0e19\u0e40\u0e1b\u0e47\u0e19\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e2d\u0e37\u0e48\u0e19<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-879\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 881<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e16\u0e49\u0e32\u0e04\u0e27\u0e32\u0e21\u0e27\u0e34\u0e19\u0e32\u0e28\u0e40\u0e01\u0e34\u0e14\u0e02\u0e36\u0e49\u0e19\u0e40\u0e1e\u0e23\u0e32\u0e30\u0e20\u0e31\u0e22\u0e21\u0e35\u0e02\u0e36\u0e49\u0e19\u0e14\u0e31\u0e07\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e15\u0e01\u0e25\u0e07\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e44\u0e27\u0e49\u0e44\u0e0b\u0e23\u0e49 \u0e40\u0e21\u0e37\u0e48\u0e2d\u0e1c\u0e39\u0e49\u0e40\u0e2d\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e2b\u0e23\u0e37\u0e2d\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e42\u0e22\u0e0a\u0e19\u0e4c\u0e17\u0e23\u0e32\u0e1a\u0e04\u0e27\u0e32\u0e21\u0e27\u0e34\u0e19\u0e32\u0e28\u0e19\u0e31\u0e49\u0e19\u0e41\u0e25\u0e49\u0e27 \u0e15\u0e49\u0e2d\u0e07\u0e1a\u0e2d\u0e01\u0e01\u0e25\u0e48\u0e32\u0e27\u0e41\u0e01\u0e48\u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e42\u0e14\u0e22\u0e44\u0e21\u0e48\u0e0a\u0e31\u0e01\u0e0a\u0e49\u0e32\u0e16\u0e49\u0e32\u0e21\u0e34\u0e44\u0e14\u0e49\u0e1b\u0e0f\u0e34\u0e1a\u0e31\u0e15\u0e34\u0e15\u0e32\u0e21\u0e1a\u0e17\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e17\u0e35\u0e48\u0e01\u0e25\u0e48\u0e32\u0e27\u0e21\u0e32\u0e43\u0e19\u0e27\u0e23\u0e23\u0e04\u0e01\u0e48\u0e2d\u0e19 \u0e1c\u0e39\u0e49\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e2d\u0e32\u0e08\u0e40\u0e23\u0e35\u0e22\u0e01\u0e23\u0e49\u0e2d\u0e07\u0e04\u0e48\u0e32\u0e2a\u0e34\u0e19\u0e44\u0e2b\u0e21\u0e17\u0e14\u0e41\u0e17\u0e19\u0e40\u0e1e\u0e37\u0e48\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2a\u0e35\u0e22\u0e2b\u0e32\u0e22\u0e2d\u0e22\u0e48\u0e32\u0e07\u0e43\u0e14 \u0e46 \u0e2d\u0e31\u0e19\u0e40\u0e01\u0e34\u0e14\u0e41\u0e15\u0e48\u0e01\u0e32\u0e23\u0e19\u0e31\u0e49\u0e19\u0e44\u0e14\u0e49 \u0e40\u0e27\u0e49\u0e19\u0e41\u0e15\u0e48\u0e2d\u0e35\u0e01\u0e1d\u0e48\u0e32\u0e22\u0e2b\u0e19\u0e36\u0e48\u0e07\u0e08\u0e30\u0e1e\u0e34\u0e2a\u0e39\u0e08\u0e19\u0e4c\u0e44\u0e14\u0e49\u0e27\u0e48\u0e32\u0e44\u0e21\u0e48\u0e2a\u0e32\u0e21\u0e32\u0e23\u0e16\u0e17\u0e35\u0e48\u0e08\u0e30\u0e1b\u0e0f\u0e34\u0e1a\u0e31\u0e15\u0e34\u0e44\u0e14\u0e49<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-881\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 882<\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e43\u0e19\u0e01\u0e32\u0e23\u0e40\u0e23\u0e35\u0e22\u0e01\u0e43\u0e2b\u0e49\u0e43\u0e0a\u0e49\u0e04\u0e48\u0e32\u0e2a\u0e34\u0e19\u0e44\u0e2b\u0e21\u0e17\u0e14\u0e41\u0e17\u0e19 \u0e17\u0e48\u0e32\u0e19\u0e2b\u0e49\u0e32\u0e21\u0e21\u0e34\u0e43\u0e2b\u0e49\u0e1f\u0e49\u0e2d\u0e07\u0e04\u0e14\u0e35\u0e40\u0e21\u0e37\u0e48\u0e2d\u0e1e\u0e49\u0e19\u0e01\u0e33\u0e2b\u0e19\u0e14\u0e2a\u0e2d\u0e07\u0e1b\u0e35\u0e19\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e27\u0e31\u0e19\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22\u0e43\u0e19\u0e01\u0e32\u0e23\u0e40\u0e23\u0e35\u0e22\u0e01\u0e43\u0e2b\u0e49\u0e43\u0e0a\u0e49\u0e2b\u0e23\u0e37\u0e2d\u0e43\u0e2b\u0e49\u0e04\u0e37\u0e19\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e17\u0e48\u0e32\u0e19\u0e2b\u0e49\u0e32\u0e21\u0e21\u0e34\u0e43\u0e2b\u0e49\u0e1f\u0e49\u0e2d\u0e07\u0e04\u0e14\u0e35\u0e40\u0e21\u0e37\u0e48\u0e2d\u0e1e\u0e49\u0e19\u0e40\u0e27\u0e25\u0e32\u0e2a\u0e2d\u0e07\u0e1b\u0e35\u0e19\u0e31\u0e1a\u0e41\u0e15\u0e48\u0e27\u0e31\u0e19\u0e0b\u0e36\u0e48\u0e07\u0e2a\u0e34\u0e17\u0e18\u0e34\u0e08\u0e30\u0e40\u0e23\u0e35\u0e22\u0e01\u0e43\u0e2b\u0e49\u0e43\u0e0a\u0e49\u0e2b\u0e23\u0e37\u0e2d\u0e04\u0e37\u0e19\u0e40\u0e1a\u0e35\u0e49\u0e22\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e16\u0e36\u0e07\u0e01\u0e33\u0e2b\u0e19\u0e14<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-882\/\">\u0e21\u0e32\u0e15\u0e23\u0e32\u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e2b\u0e21\u0e32\u0e22\u0e40\u0e2b\u0e15\u0e38\u0e02\u0e2d\u0e07\u0e40\u0e23\u0e32<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>\u0e21\u0e32\u0e15\u0e23\u0e32 36\/1 <small>\u0e1e\u0e23\u0e30\u0e23\u0e32\u0e0a\u0e1a\u0e31\u0e0d\u0e0d\u0e31\u0e15\u0e34\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e27\u0e34\u0e19\u0e32\u0e28\u0e20\u0e31\u0e22 \u0e1e.\u0e28. 2535<\/small><\/h3><details class=\"tlo-lb-fold\"><summary>\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e40\u0e15\u0e47\u0e21<\/summary><p class=\"tlo-lb-text\">\u0e43\u0e19\u0e01\u0e23\u0e13\u0e35\u0e17\u0e35\u0e48\u0e21\u0e35\u0e01\u0e32\u0e23\u0e23\u0e49\u0e2d\u0e07\u0e40\u0e23\u0e35\u0e22\u0e19\u0e40\u0e01\u0e35\u0e48\u0e22\u0e27\u0e01\u0e31\u0e1a\u0e01\u0e32\u0e23\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e01\u0e32\u0e23\u0e08\u0e48\u0e32\u0e22\u0e04\u0e48\u0e32\u0e2a\u0e34\u0e19\u0e44\u0e2b\u0e21\u0e17\u0e14\u0e41\u0e17\u0e19 \u0e01\u0e32\u0e23\u0e0a\u0e14\u0e43\u0e0a\u0e49\u0e40\u0e07\u0e34\u0e19\u0e2b\u0e23\u0e37\u0e2d\u0e1b\u0e23\u0e30\u0e42\u0e22\u0e0a\u0e19\u0e4c\u0e2d\u0e37\u0e48\u0e19\u0e43\u0e14\u0e15\u0e32\u0e21\u0e01\u0e23\u0e21\u0e18\u0e23\u0e23\u0e21\u0e4c\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22 \u0e19\u0e32\u0e22\u0e17\u0e30\u0e40\u0e1a\u0e35\u0e22\u0e19\u0e2d\u0e32\u0e08\u0e08\u0e31\u0e14\u0e43\u0e2b\u0e49\u0e21\u0e35\u0e01\u0e32\u0e23\u0e1e\u0e34\u0e08\u0e32\u0e23\u0e13\u0e32\u0e02\u0e49\u0e2d\u0e23\u0e49\u0e2d\u0e07\u0e40\u0e23\u0e35\u0e22\u0e19\u0e41\u0e25\u0e30\u0e14\u0e33\u0e40\u0e19\u0e34\u0e19\u0e01\u0e32\u0e23\u0e44\u0e01\u0e25\u0e48\u0e40\u0e01\u0e25\u0e35\u0e48\u0e22\u0e44\u0e14\u0e49<\/p><p class=\"tlo-lb-note\">\u0e15\u0e23\u0e07\u0e15\u0e32\u0e21\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e43\u0e19\u0e23\u0e32\u0e0a\u0e01\u0e34\u0e08\u0e08\u0e32\u0e19\u0e38\u0e40\u0e1a\u0e01\u0e29\u0e32 \/ \u0e2a\u0e33\u0e19\u0e31\u0e01\u0e07\u0e32\u0e19\u0e04\u0e13\u0e30\u0e01\u0e23\u0e23\u0e21\u0e01\u0e32\u0e23\u0e01\u0e24\u0e29\u0e0e\u0e35\u0e01\u0e32 (Verbatim from the Royal Gazette \/ Office of the Council of State)<\/p><\/details><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/QXByQlhBeGxkLzl2c01kdS9xRGhKdz09\" rel=\"noopener\" target=\"_blank\">\u0e02\u0e49\u0e2d\u0e04\u0e27\u0e32\u0e21\u0e17\u0e32\u0e07\u0e01\u0e32\u0e23<\/a><\/p><\/div><\/details><details class=\"tlo-lb-tab\" name=\"tlo-lb-1\" lang=\"fr\" data-no-translation><summary>Fran\u00e7ais<\/summary><div class=\"tlo-lb-sec\"><h3>Article 861<\/h3><p>Le contrat d&#039;assurance est le contrat par lequel une personne s&#039;engage \u00e0 verser une indemnit\u00e9 ou une somme en cas de sinistre ou d&#039;un autre \u00e9v\u00e9nement futur pr\u00e9vu au contrat, et une autre personne s&#039;engage \u00e0 payer une somme appel\u00e9e prime.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-861\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 867<\/h3><p>Sans \u00e9crit sign\u00e9 de l&#039;oblig\u00e9 ou de son mandataire, le contrat d&#039;assurance n&#039;est pas ex\u00e9cutoire en justice. L&#039;assur\u00e9 doit recevoir une police conforme, sign\u00e9e par l&#039;assureur, indiquant: objet, risques, valeur assurable \u00e9ventuelle, somme assur\u00e9e, prime et paiement, dur\u00e9e \u00e9ventuelle, assureur, assur\u00e9, b\u00e9n\u00e9ficiaire \u00e9ventuel, date du contrat, lieu et date d&#039;\u00e9mission.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-867\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 29 <small>Non-Life Insurance Act B.E. 2535<\/small><\/h3><p>La police doit suivre le mod\u00e8le approuv\u00e9 par le registraire, qui peut le modifier ou l&#039;annuler. En cas de police divergente, l&#039;assur\u00e9 ou le b\u00e9n\u00e9ficiaire choisit la version applicable; si le mod\u00e8le n&#039;est pas approuv\u00e9, l&#039;assur\u00e9 peut aussi r\u00e9silier et r\u00e9cup\u00e9rer les primes. La soci\u00e9t\u00e9 reste p\u00e9nalement responsable.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/QXByQlhBeGxkLzl2c01kdS9xRGhKdz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 877<\/h3><p>L&#039;assureur doit indemniser : (1) le montant r\u00e9el du sinistre ; (2) les dommages caus\u00e9s aux biens assur\u00e9s par les mesures raisonnables prises pour pr\u00e9venir le sinistre ; (3) les d\u00e9penses raisonnables engag\u00e9es pour pr\u00e9server les biens assur\u00e9s du sinistre. Le sinistre s&#039;\u00e9value au lieu et au moment o\u00f9 il s&#039;est produit. La somme assur\u00e9e est pr\u00e9sum\u00e9e constituer une base d&#039;\u00e9valuation exacte. L&#039;indemnit\u00e9 ne peut exc\u00e9der la somme assur\u00e9e.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-877\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 879<\/h3><p>L&#039;assureur n&#039;est pas responsable lorsque le sinistre ou tout autre \u00e9v\u00e9nement pr\u00e9vu au contrat r\u00e9sulte de la fraude ou de la n\u00e9gligence grave du preneur d&#039;assurance ou du b\u00e9n\u00e9ficiaire. Il ne r\u00e9pond pas non plus du sinistre r\u00e9sultant directement d&#039;un vice propre de la chose assur\u00e9e, sauf convention contraire.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-879\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 881<\/h3><p>Lorsque survient un sinistre d\u00fb \u00e0 un risque couvert, le preneur d&#039;assurance ou le b\u00e9n\u00e9ficiaire qui en a connaissance doit en aviser l&#039;assureur sans d\u00e9lai. \u00c0 d\u00e9faut, l&#039;assureur peut r\u00e9clamer r\u00e9paration de tout pr\u00e9judice qui en r\u00e9sulte, \u00e0 moins que l&#039;autre partie ne prouve qu&#039;il lui \u00e9tait impossible de s&#039;y conformer.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-881\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 882<\/h3><p>L&#039;action en paiement de l&#039;indemnit\u00e9 se prescrit par deux ans \u00e0 compter du sinistre. L&#039;action en paiement ou en restitution de la prime se prescrit par deux ans \u00e0 compter de son exigibilit\u00e9.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/www.thailawonline.com\/th\/thai-civil-code\/section-882\/\">Notre article annot\u00e9<\/a><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><div class=\"tlo-lb-sec\"><h3>Article 36\/1 <small>Non-Life Insurance Act B.E. 2535<\/small><\/h3><p>En cas de r\u00e9clamation relative \u00e0 l&#039;assurance, au versement d&#039;une indemnit\u00e9, ou au paiement d&#039;une somme ou de tout autre avantage pr\u00e9vu par une police d&#039;assurance, le Registraire peut faire examiner la r\u00e9clamation et proc\u00e9der \u00e0 une m\u00e9diation.<\/p><p class=\"tlo-lb-note\">r\u00e9sum\u00e9 non officiel<\/p><p class=\"tlo-lb-links\"><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/QXByQlhBeGxkLzl2c01kdS9xRGhKdz09\" rel=\"noopener\" target=\"_blank\">Texte officiel<\/a><\/p><\/div><\/details><\/div><div class=\"tlo-lb-src\"><h3>\u0e41\u0e2b\u0e25\u0e48\u0e07\u0e17\u0e35\u0e48\u0e21\u0e32<\/h3><ul><li><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/Qko1NGNVa1FhMG9hTTNGcU9sTGxydz09\" rel=\"noopener\" target=\"_blank\">\u0e1b\u0e23\u0e30\u0e21\u0e27\u0e25\u0e01\u0e0e\u0e2b\u0e21\u0e32\u0e22\u0e41\u0e1e\u0e48\u0e07\u0e41\u0e25\u0e30\u0e1e\u0e32\u0e13\u0e34\u0e0a\u0e22\u0e4c, Office of the Council of State<\/a>, \u0e40\u0e23\u0e35\u0e22\u0e01\u0e14\u0e39\u0e40\u0e21\u0e37\u0e48\u0e2d 31 \u0e15\u0e38\u0e25\u0e32\u0e04\u0e21 2569<\/li><li><a href=\"https:\/\/searchlaw.ocs.go.th\/council-of-state\/#\/public\/doc\/QXByQlhBeGxkLzl2c01kdS9xRGhKdz09\" rel=\"noopener\" target=\"_blank\">Non-Life Insurance Act B.E. 2535<\/a>, \u0e40\u0e23\u0e35\u0e22\u0e01\u0e14\u0e39\u0e40\u0e21\u0e37\u0e48\u0e2d 2 \u0e1e\u0e24\u0e28\u0e08\u0e34\u0e01\u0e32\u0e22\u0e19 2569<\/li><\/ul><\/div><\/section>\n\n\n<h2 class=\"wp-block-heading\" id=\"what-were-the-impacts-of-the-march-28-2025-earthquake-in-bangkok\">What were the impacts of the March 28, 2025, earthquake in Bangkok?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The 28 March 2025 magnitude 7.7 earthquake struck Myanmar, on the Sagaing Fault, with its epicentre near Sagaing and Mandalay at a shallow depth of about 10 kilometres. <strong>The epicentre was not in Bangkok.<\/strong> The rupture was large and shallow enough that the shaking travelled more than 1,000 kilometres and was felt strongly across Thailand, including in Bangkok, where the soft marine clay under the city amplifies long-period waves and makes tall buildings sway. That is why a distant Myanmar earthquake was felt in Bangkok high-rises and at street level in places such as Chatuchak Market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In Bangkok the most serious consequence was the collapse of a 30-storey tower under construction for the State Audit Office in the Chatuchak area, which killed dozens of workers. Other buildings in the city were damaged and had to be inspected, but the widespread structural failure was in Myanmar, near the epicentre. The Bangkok collapse prompted a review of building standards and construction supervision rather than proving that the earthquake originated in Thailand.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The great majority of the deaths were in Myanmar, close to the epicentre. In Thailand the loss of life was concentrated at the State Audit Office construction site in Bangkok. Figures changed while rescue operations continued, and readers should rely on official Thai and Myanmar sources for final numbers. Thai and international aid organisations mobilised quickly to assist those affected in both countries.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-does-the-government-respond-to-earthquakes-in-myanmar-and-thailand\">How does the government respond to earthquakes in Myanmar and Thailand?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In the wake of an earthquake, the governments of Myanmar and Thailand implement a series of emergency measures to ensure public safety and facilitate recovery, particularly after the 7.7 magnitude earthquake rocked the region. These measures often include the deployment of emergency services, the establishment of temporary shelters, and the dissemination of vital information through official channels. Both countries have emergency response plans designed to coordinate efforts between local authorities, military units, and international aid organizations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">During a state of emergency following an earthquake, evacuation protocols are activated to ensure the safety of affected populations. Evacuation efforts focus on moving people from high-risk areas, such as those near the epicenter or locations with a high likelihood of building collapse. Authorities may establish designated evacuation routes and centers where evacuees can receive shelter and medical care. Communication is key, with government and media outlets providing updates and instructions to facilitate orderly evacuations.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">International aid organizations play a crucial role in the aftermath of earthquakes in Myanmar and Thailand. These organisations, including United Nations agencies, the Red Cross and Red Crescent movement and international NGOs, work alongside local authorities to provide humanitarian assistance, medical care and shelter to affected communities. Their involvement is particularly vital in large-scale disasters where national resources may be overwhelmed. The collaboration between local and international entities ensures a more effective and comprehensive response to the needs of earthquake victims.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-steps-can-residents-take-to-prepare-for-future-earthquakes\">What steps can residents take to prepare for future earthquakes?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Residents in earthquake-prone areas like Myanmar and Thailand can take proactive steps to strengthen their homes against seismic activity. Retrofitting buildings to meet modern earthquake-resistant standards can significantly reduce the risk of damage. This may involve reinforcing walls, securing heavy furniture, and ensuring that structures are anchored to their foundations. Consulting with structural engineers can provide homeowners with tailored solutions to enhance their properties\u2019 resilience to earthquakes.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Having an emergency preparedness kit is vital for surviving the immediate aftermath of an earthquake. Essential items to include are water, non-perishable food, a first-aid kit, flashlights, batteries, and a portable radio. Personal documents, medications, and cash should also be part of the kit. Regularly updating and maintaining the kit ensures that individuals and families are ready to cope with the disruptions caused by an earthquake.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Staying informed about earthquake risks and warnings is crucial for residents of Myanmar and Thailand. Engaging with local government alerts, subscribing to seismic activity monitoring services, and participating in community preparedness programs can enhance awareness. Additionally, education on the signs of an impending earthquake and understanding the appropriate safety measures can empower individuals to respond effectively when a quake occurs. By staying informed, residents can better protect themselves and their families from the dangers posed by earthquakes.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faqs-about-insurance-paying-for-damages-from-earthquake-in-thailand\">Faqs about Insurance Paying for Damages from Earthquake in Thailand<\/h2>\n\n\n<div id=\"rank-math-faq\" class=\"rank-math-block\">\n<div class=\"rank-math-list \">\n<div id=\"faq-question-1743285125736\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Does insurance cover damages from earthquakes in Thailand?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Partly. The standard residential fire policy approved by the Office of Insurance Commission covers catastrophic natural perils, earthquake included, but only up to 20,000 THB a year. Insurers sell additional earthquake cover as an add-on, and commercial, all-risk and construction policies depend on their own wording. It is important to check with your provider to know if you are covered for damages caused by events like the 7.7 magnitude earthquake that rocked Myanmar and neighboring Thailand.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1743285143774\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How can I ensure my condominium in Thailand is protected against earthquake damages?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Your own residential fire policy covers earthquake damage only up to 20,000 THB a year, so consider buying additional earthquake coverage. The condominium juristic person usually insures the structure and common property, often under an industrial all-risk policy. Additional cover can be added to ensure protection against damages seen after an earthquake like the one that rocked Myanmar.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1743285144694\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What should I do if I need to evacuate my building due to an earthquake in Thailand?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If you need to evacuate due to an earthquake, follow local emergency procedures. Make sure you have an emergency kit ready, and move to open spaces away from buildings that could collapse, as was the case with the building under construction that collapsed after a strong earthquake.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1743285175599\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Are there any recent examples of earthquake damage in Thailand or nearby regions?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>Yes, a notable event was the 7.7 magnitude earthquake that rocked Myanmar and was felt across Thailand, including areas like Chatuchak. Buildings were damaged, and people had to be evacuated, highlighting the importance of earthquake coverage<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1743285176572\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What steps should be taken if damage is reported after an earthquake?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>After an earthquake, report any damages to your insurance provider as soon as possible. Document the damage with photos and detailed descriptions to support your claim. The Office of Insurance Commission&#8217;s hotline, 1186, and the Thai General Insurance Association can provide additional guidance on claims.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1743285220919\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How did the March 28 earthquake impact Thailand?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The earthquake of 28 March 2025 struck Myanmar on the Sagaing Fault and was felt across neighbouring countries, including Thailand. In Bangkok it caused evacuations of high-rise buildings and the collapse of a tower under construction for the State Audit Office. The epicentre was in Myanmar, not in Thailand.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1743285221821\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">Who are some key figures involved in earthquake response in the region?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>In Thailand the relevant bodies are the Department of Disaster Prevention and Mitigation, the Bangkok Metropolitan Administration and, for insurance questions, the Thai General Insurance Association. In Myanmar the response is coordinated by the national authorities together with United Nations agencies and international relief organisations.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1743285223821\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">What should I do if I am trapped under a building after an earthquake?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>If trapped, try to remain calm and signal for help using a whistle or tapping on pipes. Avoid shouting to conserve energy. Rescue teams are trained to find those trapped under debris, as was the unfortunate case for some victims caused by an earthquake.<\/p>\n\n<\/div>\n<\/div>\n<div id=\"faq-question-1743285282136\" class=\"rank-math-list-item\">\n<h3 class=\"rank-math-question \">How does the Thai General Insurance Association assist during an earthquake?<\/h3>\n<div class=\"rank-math-answer \">\n\n<p>The Thai General Insurance Association provides information on available insurance policies and coverage options for earthquake-related damages. They also guide policyholders on the claims process following an earthquake, particularly after the 7.7 magnitude earthquake that caused extensive damage.<\/p>\n\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n<h2 class=\"wp-block-heading\" id=\"q-does-insurance-cover-damages-from-earthquakes-in-thailand\">Links<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/en.wikipedia.org\/wiki\/Earthquake_insurance\" rel=\"noopener\" target=\"_blank\">Wikipedia on Insurance and Earthquake<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\u0e15\u0e23\u0e27\u0e08\u0e2a\u0e2d\u0e1a\u0e27\u0e48\u0e32\u0e1b\u0e23\u0e30\u0e01\u0e31\u0e19\u0e20\u0e31\u0e22\u0e41\u0e1c\u0e48\u0e19\u0e14\u0e34\u0e19\u0e44\u0e2b\u0e27\u0e04\u0e23\u0e2d\u0e1a\u0e04\u0e25\u0e38\u0e21\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2a\u0e35\u0e22\u0e2b\u0e32\u0e22\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22\u0e2b\u0e23\u0e37\u0e2d\u0e44\u0e21\u0e48 \u0e04\u0e39\u0e48\u0e21\u0e37\u0e2d\u0e19\u0e35\u0e49\u0e08\u0e30\u0e40\u0e08\u0e32\u0e30\u0e25\u0e36\u0e01\u0e16\u0e36\u0e07\u0e04\u0e27\u0e32\u0e21\u0e40\u0e2a\u0e35\u0e48\u0e22\u0e07\u0e08\u0e32\u0e01\u0e41\u0e1c\u0e48\u0e19\u0e14\u0e34\u0e19\u0e44\u0e2b\u0e27\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22\u0e41\u0e25\u0e30\u0e40\u0e21\u0e35\u0e22\u0e19\u0e21\u0e32\u0e23\u0e4c \u0e41\u0e25\u0e30\u0e15\u0e23\u0e27\u0e08\u0e2a\u0e2d\u0e1a\u0e23\u0e32\u0e22\u0e25\u0e30\u0e40\u0e2d\u0e35\u0e22\u0e14\u0e04\u0e27\u0e32\u0e21\u0e04\u0e38\u0e49\u0e21\u0e04\u0e23\u0e2d\u0e07\u0e2b\u0e25\u0e31\u0e07\u0e40\u0e2b\u0e15\u0e38\u0e01\u0e32\u0e23\u0e13\u0e4c\u0e41\u0e1c\u0e48\u0e19\u0e14\u0e34\u0e19\u0e44\u0e2b\u0e27\u0e43\u0e19\u0e1b\u0e35 2025<\/p>","protected":false},"author":1,"featured_media":11683,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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