{"id":2544,"date":"2026-07-04T17:15:17","date_gmt":"2026-07-04T10:15:17","guid":{"rendered":"https:\/\/www.thailawonline.com\/?post_type=product&#038;p=2544"},"modified":"2026-10-01T23:47:46","modified_gmt":"2026-10-01T16:47:46","slug":"loan-agreement-template-bilingual-en-th","status":"publish","type":"product","link":"https:\/\/www.thailawonline.com\/th\/product\/loan-agreement-template-bilingual-en-th\/","title":{"rendered":"Private Loan Agreement and Instructions (Thailand, Bilingual EN-TH)"},"content":{"rendered":"<h2>Private Loan Agreement for Thailand (English and Thai)<\/h2>\n<p>Lending money to a partner, a family member or a friend in Thailand? Thai law requires written evidence signed by the borrower for any loan over 2,000 baht, and limits interest to 15% per year. This pack gives you a professional, plain-language agreement that covers both, and gives the lender clear rules if payments are late.<\/p>\n<h3>\u0e2a\u0e34\u0e48\u0e07\u0e17\u0e35\u0e48\u0e17\u0e48\u0e32\u0e19\u0e44\u0e14\u0e49\u0e23\u0e31\u0e1a<\/h3>\n<ul>\n<li><strong>\u0e04\u0e33\u0e41\u0e19\u0e30\u0e19\u0e33 (PDF \u0e20\u0e32\u0e29\u0e32\u0e2d\u0e31\u0e07\u0e01\u0e24\u0e29\u0e15\u0e32\u0e21\u0e14\u0e49\u0e27\u0e22\u0e20\u0e32\u0e29\u0e32\u0e44\u0e17\u0e22):<\/strong> when to use the agreement, what Thai law says in plain words, how to fill in each clause, initials and witnesses, stamp duty, what to do during the loan and if the borrower does not pay, and a checklist.<\/li>\n<li><strong>Loan Agreement (Word and PDF):<\/strong> bilingual English and Thai, black and white for printing, with initials boxes on every page.<\/li>\n<\/ul>\n<h3>What the agreement covers<\/h3>\n<ul>\n<li>Amount, and how the borrower receives the money (cash or bank transfer)<\/li>\n<li>No interest, or interest up to the legal maximum of 15% per year<\/li>\n<li>Repayment in one payment or monthly instalments, early repayment without penalty<\/li>\n<li>Default interest and a simple notice procedure if payments are late<\/li>\n<li>Stamp duty, notices, Thai law and courts<\/li>\n<li>Consent of the lender\u2019s spouse when the money is marital property, and optional signature of the borrower\u2019s spouse<\/li>\n<li>Annex 1: repayment schedule and payment record. Annex 2: payment receipt<\/li>\n<\/ul>\n<p>The loan is unsecured. For a loan secured on land or a house, a mortgage must be registered at the Land Office. Learn more: <a href=\"https:\/\/www.thailawonline.com\/th\/loan-agreement-in-thailand\/\">\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e40\u0e07\u0e34\u0e19\u0e01\u0e39\u0e49\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22<\/a> \u0e41\u0e25\u0e30 <a href=\"https:\/\/www.thailawonline.com\/th\/promissory-note-in-thailand\/\">\u0e15\u0e31\u0e4b\u0e27\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e43\u0e0a\u0e49\u0e40\u0e07\u0e34\u0e19\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22<\/a>.<\/p>\n<h2>\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e23\u0e30\u0e2b\u0e27\u0e48\u0e32\u0e07\u0e1a\u0e38\u0e04\u0e04\u0e25 (\u0e20\u0e32\u0e29\u0e32\u0e2d\u0e31\u0e07\u0e01\u0e24\u0e29\u0e41\u0e25\u0e30\u0e20\u0e32\u0e29\u0e32\u0e44\u0e17\u0e22)<\/h2>\n<p>\u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e2a\u0e2d\u0e07\u0e20\u0e32\u0e29\u0e32\u0e17\u0e35\u0e48\u0e2d\u0e48\u0e32\u0e19\u0e40\u0e02\u0e49\u0e32\u0e43\u0e08\u0e07\u0e48\u0e32\u0e22 \u0e2a\u0e33\u0e2b\u0e23\u0e31\u0e1a\u0e01\u0e32\u0e23\u0e01\u0e39\u0e49\u0e22\u0e37\u0e21\u0e40\u0e07\u0e34\u0e19\u0e23\u0e30\u0e2b\u0e27\u0e48\u0e32\u0e07\u0e1a\u0e38\u0e04\u0e04\u0e25\u0e43\u0e19\u0e1b\u0e23\u0e30\u0e40\u0e17\u0e28\u0e44\u0e17\u0e22 \u0e21\u0e35\u0e2b\u0e23\u0e37\u0e2d\u0e44\u0e21\u0e48\u0e21\u0e35\u0e14\u0e2d\u0e01\u0e40\u0e1a\u0e35\u0e49\u0e22 \u0e0a\u0e33\u0e23\u0e30\u0e04\u0e37\u0e19\u0e04\u0e23\u0e31\u0e49\u0e07\u0e40\u0e14\u0e35\u0e22\u0e27\u0e2b\u0e23\u0e37\u0e2d\u0e1c\u0e48\u0e2d\u0e19\u0e0a\u0e33\u0e23\u0e30 \u0e1e\u0e23\u0e49\u0e2d\u0e21\u0e15\u0e32\u0e23\u0e32\u0e07\u0e01\u0e32\u0e23\u0e0a\u0e33\u0e23\u0e30\u0e04\u0e37\u0e19 \u0e43\u0e1a\u0e23\u0e31\u0e1a\u0e40\u0e07\u0e34\u0e19 \u0e41\u0e25\u0e30\u0e04\u0e33\u0e41\u0e19\u0e30\u0e19\u0e33\u0e17\u0e35\u0e25\u0e30\u0e02\u0e31\u0e49\u0e19\u0e15\u0e2d\u0e19 \u0e2a\u0e31\u0e0d\u0e0d\u0e32\u0e40\u0e1b\u0e47\u0e19\u0e44\u0e1f\u0e25\u0e4c Word \u0e41\u0e25\u0e30 PDF \u0e04\u0e33\u0e41\u0e19\u0e30\u0e19\u0e33\u0e40\u0e1b\u0e47\u0e19\u0e20\u0e32\u0e29\u0e32\u0e2d\u0e31\u0e07\u0e01\u0e24\u0e29\u0e15\u0e32\u0e21\u0e14\u0e49\u0e27\u0e22\u0e20\u0e32\u0e29\u0e32\u0e44\u0e17\u0e22<\/p>\n<p>\u0e41\u0e1e\u0e47\u0e04\u0e40\u0e01\u0e08\u0e40\u0e2d\u0e01\u0e2a\u0e32\u0e23\u0e44\u0e14\u0e49\u0e23\u0e31\u0e1a\u0e01\u0e32\u0e23\u0e1b\u0e23\u0e31\u0e1a\u0e1b\u0e23\u0e38\u0e07\u0e40\u0e21\u0e37\u0e48\u0e2d\u0e27\u0e31\u0e19\u0e17\u0e35\u0e48 1 \u0e15\u0e38\u0e25\u0e32\u0e04\u0e21 2026.<\/p>","protected":false},"excerpt":{"rendered":"<p>A clear, bilingual English and Thai loan agreement for a private loan between two people in Thailand, with or without interest, repaid in one payment or in instalments. Includes a repayment schedule, a payment receipt and step-by-step instructions. Contract in Word and PDF; instructions in English then Thai. Updated 1 October 2026.<\/p>","protected":false},"featured_media":4556,"template":"","meta":{"pmpro_default_level":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}}},"product_brand":[],"product_cat":[132],"product_tag":[],"class_list":["post-2544","product","type-product","status-publish","has-post-thumbnail","product_cat-legal-document-templates","pmpro-has-access","desktop-align-left","tablet-align-left","mobile-align-left","first","instock","downloadable","virtual","purchasable","product-type-simple"],"_links":{"self":[{"href":"https:\/\/www.thailawonline.com\/th\/wp-json\/wp\/v2\/product\/2544","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.thailawonline.com\/th\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/www.thailawonline.com\/th\/wp-json\/wp\/v2\/types\/product"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.thailawonline.com\/th\/wp-json\/wp\/v2\/media\/4556"}],"wp:attachment":[{"href":"https:\/\/www.thailawonline.com\/th\/wp-json\/wp\/v2\/media?parent=2544"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/www.thailawonline.com\/th\/wp-json\/wp\/v2\/product_brand?post=2544"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/www.thailawonline.com\/th\/wp-json\/wp\/v2\/product_cat?post=2544"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/www.thailawonline.com\/th\/wp-json\/wp\/v2\/product_tag?post=2544"}],"curies":[{"name":"\u0e14\u0e31\u0e1a\u0e40\u0e1a\u0e34\u0e25\u0e22\u0e39\u0e1e\u0e35","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}