Last updated on July 4, 2026
If you are a foreigner who wants to use or live on property in Thailand, a usufruct agreement might be what you need. It’s a legal way to secure your right to use property, even for life, without owning it. But one common question we hear is: What is the usufruct agreement cost for foreigners in Thailand?
It is important to know the usufruct agreement cost for foreigners in Thailand. This helps you make smart choices about your property options in Thailand. Additionally, understanding the usufruct agreement cost for foreigners in Thailand can help you plan your finances effectively. The cost of a usufruct agreement for foreigners in Thailand can change based on different factors. It is important to get accurate information.
In this article, I will explain what a usufruct is. I will also discuss why it matters for many foreigners living here. You will learn what you can expect to pay. Additionally, I will share how ThaiLawOnline offers a full personalized usufruct agreement at low fees. This is not just a template; it is a complete legal document made for your needs.
It’s important to note that the usufruct agreement cost for foreigners in Thailand may vary based on specific circumstances. Ensure you understand these costs to avoid any surprises down the line.
Understanding the cost of a usufruct agreement for foreigners in Thailand is important. It helps you plan your property budget. It also ensures you follow local laws. It helps you avoid unexpected expenses and navigate the legal landscape more effectively. Knowing the cost of usufruct agreements for foreigners in Thailand is important. It can help with financial planning. This knowledge can also make things easier.
This article will help you understand the cost of usufruct agreements for foreigners in Thailand. It will explain the fees and legal requirements to make the process easier and clearer. By understanding the cost of usufruct agreements for foreigners in Thailand, you can better manage your property rights.
What Is a Usufruct in Thailand?
A usufruct agreement in Thailand (สิทธิเก็บกิน or sit thi kep kin in Thai) is a legal right. It is registered at the Land Office. This agreement lets one person use and benefit from another person’s property. In practical terms, it means you can live on or rent out land or a house—even if it’s not in your name.
Usufructs are covered by Sections 1417 to 1428 of the Thai Civil and Commercial Code. They are often used by foreigners married to a Thai spouse or living in Thailand for a long time. This helps them secure their rights to live in a house they cannot legally own.
Why Foreigners Choose a Usufruct Agreement
Thailand’s land laws limit foreign ownership of land. A foreigner cannot own land directly unless certain conditions are met. Even then, it is rare. That’s where a usufruct comes in. It gives you long-term protection without needing to own the land.
Many foreigners choose a usufruct when:
- They live with a Thai spouse who owns land.
- They’ve invested in building a home on land they don’t own.
- They want to protect their right to stay on a property after separation or death of a partner.
- They’re looking for a cost-effective alternative to a lease or superficies.
Usufruct Agreement Cost for Foreigners in Thailand
What Most Lawyers or Firms Charge
The usufruct agreement cost for foreigners in Thailand varies widely depending on the provider. Many law firms or agents may charge between 5,000 to 20,000 baht, depending on whether:
- The contract is in Thai only or bilingual (Thai-English).
- They include help with registration at the Land Office.
- You want the document tailored to your situation beyond our standard lawyer-drafted template.
- You require legal consultation or ongoing support.
Some websites sell “templates” for a few hundred baht. However, these often do not fit your needs. They may have legal or language errors. Local officials may not always accept them.
ThaiLawOnline’s Affordable, Personalized Service
At ThaiLawOnline, we now offer the bilingual usufruct agreement as a downloadable template for only ฿890 — free for Silver members and above. You can also have it fully prepared and registered at the Land Department by our legal team.
Download the bilingual Usufruct Agreement · ดาวน์โหลดสัญญาสิทธิเก็บกินสองภาษา
A usufruct (สิทธิเก็บกิน) is registered at the local Land Department on the title deed — that registration makes the right enforceable against third parties. The registered form is short. This bilingual Usufruct Agreement is the full private contract between owner and usufructuary: it adds to and completes the registered version and, under Clause 15.5, prevails between the parties. Register the usufruct at the Land Department and keep this signed agreement as your complete contract.
สิทธิเก็บกินจดทะเบียน ณ สำนักงานที่ดินบนโฉนด ทำให้ใช้ยันบุคคลภายนอกได้ แบบฟอร์มจดทะเบียนนั้นสั้น สัญญาสองภาษาฉบับนี้เป็นฉบับสมบูรณ์ที่เพิ่มเติมและสมบูรณ์กว่าฉบับจดทะเบียน และมีผลเหนือกว่าตามข้อ 15.5
Choose your language order. The template is fully bilingual — English and Thai side by side. Prefer Thai first? It’s coming as a one-click choice in the AI Document Maker; meanwhile, just ask us for a Thai-first copy.
เลือกลำดับภาษาได้ — เอกสารเป็นสองภาษา หากต้องการให้ภาษาไทยขึ้นก่อน จะเลือกได้ในเครื่องมือ AI เร็ว ๆ นี้ หรือแจ้งเราได้
Gold members also get lawyer customisation and the AI document maker (coming soon). Prefer it fully lawyer-prepared and registered at the Land Department? Our licensed Thai lawyers handle that. This is a document-preparation template, not legal advice.
| Most Thai law firms · สำนักงานทั่วไป | 5,000–20,000 ฿ |
| Large firms (e.g. Siam Legal) · สำนักงานใหญ่ | from ~50,000 ฿ |
| ThaiLawOnline template · แม่แบบของเรา | ฿890 · ฟรีสำหรับ Silver |
This template and guide come from Sébastien H. Brousseau (LLB, B.Sc.), managing director of ThaiLawOnline — who published one of Thailand’s first public guides to usufruct agreements on 25 February 2008, when very few firms registered them (his team had already registered usufructs in 15+ provinces). 20+ years of usufruct practice behind every clause.
แม่แบบและคู่มือนี้จัดทำโดยเซบาสเตียน เอช. บรูสโซ กรรมการผู้จัดการ ThaiLawOnline ผู้เผยแพร่คู่มือสิทธิเก็บกินสู่สาธารณะรายแรก ๆ ของไทยตั้งแต่ปี 2551 ประสบการณ์กว่า 20 ปี
You get:
- A bilingual contract in Thai and English.
- Personalized clauses that match your needs and the land’s title deed.
- Easy-to-follow instructions for registration at the Land Office, provided in both Thai and English.
- Fast delivery as a ready-to-print PDF by email.
How It Works
Step 1: Contact Us
Get in touch with us through our website or Facebook Messenger and let us know:
- Your name and nationality
- Who owns the land
- The title deed type
- Whether you want the usufruct for life or a fixed period
Step 2: We Draft the Agreement
We create a contract tailored to your situation, compliant with Thai law and ready for registration.
Step 3: Receive and Register
We send you the final version by email. You print it, sign it, and register it at your local Land Office. If needed, we include a short letter (in Thai and English) that explains the process for registration.
Land Office Registration Costs
In most cases, usufruct registration is free or only involves a small administrative fee at the Land Office. Fees may vary slightly between provinces, so we recommend checking with your local office or asking us for help.
Usufruct or Lease: What’s Better?
A usufruct gives stronger protection than a lease in many situations. Leases for foreigners are limited to 30 years, and you usually need to pay a 1.1% registration fee for long-term leases.
With a usufruct, you can register the right for life, and there is no rental tax or percentage fee in most cases. It also allows you to live on or rent out the property, depending on how the contract is written.
Conclusion
A usufruct agreement can provide long-term peace of mind if you’re a foreigner living in Thailand. It’s one of the most secure ways to protect your right to use and enjoy a property without owning it.
When foreigners want a usufruct agreement in Thailand, ThaiLawOnline provides a full legal service. The cost is quite low and visit our main page on usufruct agreement in Thailand. You will receive a custom bilingual document you can trust, along with clear instructions to register it yourself.
Ready to protect your rights in Thailand?
Click the Messenger button below or fill out our quick contact form to get started. You’ll receive your personalized agreement within a few working days.
Your future home deserves real legal protection—done simply, clearly, and affordably.
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Frequently Asked Questions
How much does a usufruct agreement cost in Thailand?
The cost is mainly the lawyer’s drafting fee plus a modest Land Office registration fee, so the total depends on the provider and the property.
What is a usufruct in Thailand?
A usufruct is a registered right allowing a person to use and enjoy another person’s immovable property for life or for up to 30 years.
Is a usufruct registered at the Land Office?
Yes. To be enforceable against third parties, a usufruct must be registered on the title deed at the Land Office.
How long does a usufruct last in Thailand?
It can last for the lifetime of the usufructuary, or up to 30 years for a company, and it ends on the usufructuary’s death.
Can a foreigner hold a usufruct over Thai property?
Yes. A foreigner can be a usufructuary even though they cannot own the land itself, which makes it a common tool for protecting a foreign spouse or buyer.
Usufruct template — FAQs · คำถามที่พบบ่อย
ดาวน์โหลดแม่แบบสิทธิเก็บกินได้ไหม
ได้ — แม่แบบสองภาษาดาวน์โหลดทันที ฿890 และฟรีสำหรับสมาชิก Silver พร้อมคู่มือการจดทะเบียน
แม่แบบใช้ได้ไหมโดยไม่ต้องมีทนาย
แม่แบบถูกต้องตามกฎหมาย แต่สิทธิเก็บกินต้องจดทะเบียนที่สำนักงานที่ดินจึงจะใช้ยันบุคคลภายนอกได้ แนะนำให้ทนายตรวจตามกรณีของท่าน
ต้องจดทะเบียนที่สำนักงานที่ดินไหม
ต้อง — การจดทะเบียนบนโฉนดทำให้สิทธิใช้บังคับได้ คู่มือที่แถมให้ครอบคลุมเอกสาร ค่าธรรมเนียม ~100 บาท และขั้นตอน
สิทธิเก็บกินหรือสัญญาเช่า อันไหนคุ้มครองกว่า
สิทธิเก็บกินมีได้ตลอดชีวิตผู้ทรงสิทธิและเป็นทรัพยสิทธิที่จดทะเบียน ส่วนเช่าจำกัด 30 ปี ดูบทเปรียบเทียบของเรา
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