Section 897
Statutory text (Thai original)
ถ้าผู้เอาประกันภัยได้เอาประกันภัยไว้โดยกำหนดว่า เมื่อตนถึงซึ่งความมรณะให้ใช้เงินแก่ทายาททั้งหลายของตนโดยมิได้เจาะจงระบุชื่อผู้หนึ่งผู้ใดไว้ไซร้ จำนวนเงินอันจะพึงใช้นั้นท่านให้ฟังเอาเป็นสินทรัพย์ส่วนหนึ่งแห่งกองมรดกของผู้เอาประกันภัย ซึ่งเจ้าหนี้จะเอาใช้หนี้ได้ถ้าได้เอาประกันภัยไว้โดยกำหนดว่าให้ใช้เงินแก่บุคคลคนใดคนหนึ่งโดยเฉพาะเจาะจง ท่านว่าเฉพาะแต่จำนวนเงินเบี้ยประกันภัยซึ่งผู้เอาประกันภัยได้ส่งไปแล้วเท่านั้นจักเป็นสินทรัพย์ส่วนหนึ่งแห่งกองมรดกของผู้เอาประกันภัยอันเจ้าหนี้จะเอาใช้หนี้ได้
Verbatim from the Royal Gazette / Office of the Council of State
English translation
Where the insured has taken out insurance providing that, on his death, the sum is to be paid to his heirs without naming any particular person, the sum payable forms part of his estate and may be taken by his creditors in satisfaction of their debts.
Where the insurance provides that the sum is to be paid to a particular named person, only the premiums the insured has paid form part of his estate and may be taken by his creditors in satisfaction of their debts.
ThaiLawOnline translation, written from the Thai original and verified
Firm annotation
Section 897 is part of Book 3 (Specific Contracts) of the Thai Civil and Commercial Code. This entry is awaiting firm-authored commentary; the statutory text above is verbatim from the Office of the Council of State (OCS Krisdika) Thai source. The English translation is ThaiLawOnline's own, written from the Thai original and verified against it. Always rely on the Thai original for legal proceedings.
Cited in 2 Supreme Court decisions (1999 to 2015)
Selected citing decisions
- Decision 4239/2558 (2015)
- Decision 4714/2542 (1999)
This list is selected automatically, weighted towards judgments that turn on this section rather than ones that merely recite it when passing sentence. It has not yet been reviewed by the firm.
Counted across the firm's corpus of 83,652 Supreme Court decisions, 1921 to 2026. The count is complete; the stated year range trims rare outliers so it describes where the citations actually sit. These figures are computed by us and are not official court statistics. How we count these, and what we measured
Related guides on ThaiLawOnline
Cite this section
-
Plain citation
Civil and Commercial Code, s. 897 (Thailand) -
Academic citation
Civil and Commercial Code (Thailand), s. 897. ThaiLawOnline, https://www.thailawonline.com/thai-civil-code/section-897/ (accessed 8 August 2026). -
Thai citation
ป.พ.พ. มาตรา 897 -
Permalink
https://www.thailawonline.com/thai-civil-code/section-897/ -
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<blockquote cite="https://www.thailawonline.com/thai-civil-code/section-897/"><p>Where the insured has taken out insurance providing that, on his death, the sum is to be paid to his heirs without naming any particular person, the sum payable forms part of his estate and may be taken by his creditors in satisfaction of their…</p><footer>Civil and Commercial Code, s. 897 (Thailand) — <a href="https://www.thailawonline.com/thai-civil-code/section-897/">ThaiLawOnline</a></footer></blockquote>
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