Section 655
Statutory text (Thai original)
ท่านห้ามมิให้คิดดอกเบี้ยในดอกเบี้ยที่ค้างชำระ แต่ทว่าเมื่อดอกเบี้ยค้างชำระไม่น้อยกว่าปีหนึ่ง คู่สัญญากู้ยืมจะตกลงกันให้เอาดอกเบี้ยนั้นทบเข้ากับต้นเงินแล้วให้คิดดอกเบี้ยในจำนวนเงินที่ทบเข้ากันนั้นก็ได้ แต่การตกลงเช่นนั้นต้องทำเป็นหนังสือส่วนประเพณีการค้าขายที่คำนวณดอกทบต้นในบัญชีเดินสะพัดก็ดี ในการค้าขายอย่างอื่นทำนองเช่นว่านี้ก็ดี หาอยู่ในบังคับแห่งบทบัญญัติซึ่งกล่าวมาในวรรคก่อนนั้นไม่
Verbatim from the Royal Gazette / Office of the Council of State
English translation
Interest shall not bear interest. The parties to a loan of money may, however, agree that the interest due for not less than one year shall be added to the capital, and that the whole shall bear interest, but such agreement must be made in writing. Commercial usage for the calculation of compound interest in current accounts, as well as in similar commercial transactions, are not governed by the foregoing paragraph.
This English translation is provided for reference only and has not yet been firm-verified. Always rely on the Thai original.
Firm annotation
Section 655 is part of Book 3 (Specific Contracts) of the Thai Civil and Commercial Code. This entry is awaiting firm-authored commentary; the statutory text above is verbatim from the Office of the Council of State (OCS Krisdika) Thai source, with the English translation from the FAO/UN FAOLEX repository. Always rely on the Thai original for legal proceedings.
Cited in 52 Supreme Court decisions (1948 to 2023)
Selected citing decisions
- Decision 3290/2566 (2023)
- Decision 1301/2566 (2023)
- Decision 4239/2554 (2011)
- Decision 10588/2551 (2008)
- Decision 5532/2550 (2007)
- Decision 7141/2542 (1999)
- Decision 2977/2541 (1998)
- Decision 5291/2540 (1997)
This list is selected automatically, weighted towards judgments that turn on this section rather than ones that merely recite it when passing sentence. It has not yet been reviewed by the firm.
Most often cited alongside
- Section 224 10
- Section 856 8
- Section 654 5
- Section 166 5
- Thai CPC s. 142 4
Sections that appear in the same judgments as this one most often. The figure is the number of decisions.
Counted across the firm's corpus of 83,652 Supreme Court decisions, 1921 to 2026. The count is complete; the stated year range trims rare outliers so it describes where the citations actually sit. These figures are computed by us and are not official court statistics. How we count these, and what we measured
Related guides on ThaiLawOnline
Cite this section
-
Plain citation
Civil and Commercial Code, s. 655 (Thailand) -
Academic citation
Civil and Commercial Code (Thailand), s. 655. ThaiLawOnline, https://www.thailawonline.com/thai-civil-code/section-655/ (accessed 8 August 2026). -
Thai citation
ป.พ.พ. มาตรา 655 -
Permalink
https://www.thailawonline.com/thai-civil-code/section-655/ -
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<blockquote cite="https://www.thailawonline.com/thai-civil-code/section-655/"><p>Interest shall not bear interest. The parties to a loan of money may, however, agree that the interest due for not less than one year shall be added to the capital, and that the whole shall bear interest, but such agreement must be made in…</p><footer>Civil and Commercial Code, s. 655 (Thailand) — <a href="https://www.thailawonline.com/thai-civil-code/section-655/">ThaiLawOnline</a></footer></blockquote>
The Thai text is authoritative. The English is an unofficial translation by ThaiLawOnline, free to reuse with attribution.