Book 3: Specific Contracts

Article 714: Mortgage, registered writing required

Texte légal (original thaï)

อันสัญญาจำนองนั้น ท่านว่าต้องทำเป็นหนังสือและจดทะเบียนต่อพนักงานเจ้าหน้าที่

Texte intégral tiré de la Gazette royale / Bureau du Conseil d'État

traduction anglaise

A contract of mortgage must be made in writing and registered by the competent official.

This English translation is provided for reference only and has not yet been firm-verified. Always rely on the Thai original.

Annotation de l'entreprise

Section 714 imposes the same formal-act requirement as §456 for sales, and the same fatal consequence (void) if skipped. The mortgage deed must specify the maximum secured amount; the actual debt can be less, but it cannot exceed this ceiling. The Land Office uses a standard mortgage form (Tor Dor 15). Two recurring issues: (1) parties try to mortgage at a low "declared value" to save registration fees (1% of secured amount), but this caps the recovery in foreclosure; (2) successive mortgages on the same property are ranked by registration date, second-position mortgagees recover only after first-position.

Cited in 10 Supreme Court decisions (1962 to 2026)

Selected citing decisions

  • Decision 521/2569 (2026)
  • Decision 6320/2552 (2009)
  • Decision 728/2545 (2002)
  • Decision 6315/2538 (1995)
  • Decision 2286/2538 (1995)
  • Decision 1183/2521 (1978)
  • Decision 769/2506 (1963)
  • Decision 1567/2534 (1991)

This list is selected automatically, weighted towards judgments that turn on this section rather than ones that merely recite it when passing sentence. It has not yet been reviewed by the firm.

Most often cited alongside

Sections that appear in the same judgments as this one most often. The figure is the number of decisions.

Counted across the firm's corpus of 83 652 Supreme Court decisions, 1921 to 2026. The count is complete; the stated year range trims rare outliers so it describes where the citations actually sit. These figures are computed by us and are not official court statistics. How we count these, and what we measured

Guides connexes sur ThaiLawOnline

Cite this section

  • Plain citation Civil and Commercial Code, s. 714 (Thailand)
  • Academic citation Civil and Commercial Code (Thailand), s. 714. ThaiLawOnline, https://www.thailawonline.com/fr/thai-civil-code/section-714/ (accessed 8 août 2026).
  • Thai citation ป.พ.พ. มาตรา 714
  • Permalink https://www.thailawonline.com/fr/thai-civil-code/section-714/
  • Embed on your site <blockquote cite="https://www.thailawonline.com/fr/thai-civil-code/section-714/"><p>A contract of mortgage must be made in writing and registered by the competent official.</p><footer>Civil and Commercial Code, s. 714 (Thailand) — <a href="https://www.thailawonline.com/fr/thai-civil-code/section-714/">ThaiLawOnline</a></footer></blockquote>

The Thai text is authoritative. The English is an unofficial translation by ThaiLawOnline, free to reuse with attribution.

Ce document a une vocation pédagogique et ne constitue pas un avis juridique. Veuillez consulter un avocat thaïlandais qualifié avant de vous fier à toute disposition de ce document.

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